Perched in the heart of Blue Ridge Mountains within the coveted Sapphire Valley, this top-floor 1-bedroom, 1.5-bath condo offers a rare blend of mountain serenity, turnkey convenience, and year-round lifestyle appeal. Offered fully furnished and move-in ready, this home sits on the desirable Fairfield Lake side of the community and is perfectly suited as a private retreat, income-producing investment, or full-time mountain escape, ready to be enjoyed from day one. Step inside to a warm, inviting interior anchored by a cozy wood-burning fireplace, ideal for crisp mountain evenings. The living space flows effortlessly to a screened-in porch that spans the entire length of the unit, where you can unwind with peaceful views of the surrounding mountains and glimpses of Fairfield Lake. The primary suite also opens directly to this tranquil outdoor space and features dual closets leading into a private ensuite bath. A convenient half bath in the hall ensures comfort for guests, while the thoughtfully designed kitchen connects seamlessly to the dining area and an additional front-facing porch. Tucked into a quiet, private corner of the Hilltop community, this residence feels secluded while still offering easy access to everything that makes mountain living so special. Ownership includes access to the renowned Sapphire Valley Master Association, where amenities abound in every season, from golf, indoor and outdoor pools, pickleball, and fitness facilities to winter favorites like skiing, snowboarding, and tubing. Just minutes from the charming crossroads of Cashiers, you’ll find boutique shopping, dining, and entertainment to round out the experience. Whether you’re seeking relaxation, adventure, or a little of both, this mountain getaway delivers it all with effortless style.
For sale
$249,000
75 Holly Ridge #3C, Sapphire, NC 28774
1beds
--sqft
Est.:
Condominium
Built in 1973
-- sqft lot
$245,700 Zestimate®
$--/sqft
$714/mo HOA
What's special
Cozy wood-burning fireplaceAdditional front-facing porchWarm inviting interiorPrivate ensuite bathGlimpses of fairfield lake
- 8 days |
- 173 |
- 8 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Sarah Strawn,
Keller Williams Great Smokies,
Nicole Ernst,
Keller Williams Great Smokies
Source: HCMLS,MLS#: 1003180Originating MLS: Highlands Cashiers Board of Realtors
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Ceiling
Cooling
- None
Appliances
- Included: Range, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup, Inside, Laundry Closet, In Unit
Features
- Open Floorplan
- Flooring: Carpet, Tile
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
- Furnished: Yes
Video & virtual tour
Property
Parking
- Parking features: Common, Paved
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Covered, Screened, Side Porch
- Exterior features: None, Barbecue
- Pool features: Association, Community
- Has view: Yes
- View description: Lake, Mountain(s), Rocks, Trees/Woods
- Has water view: Yes
- Water view: Lake
- Waterfront features: None
Lot
- Size: 1,306.8 Square Feet
- Features: Gentle Sloping, Landscaped, Native Plants, Views, Rolling Slope
- Topography: Rolling,Sloping
Details
- Parcel number: 7592133876
- Zoning description: None
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 1973
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Other, See Remarks, Water Connected
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Fishing, Golf, Lake, Playground, Park, Pickleball, Pool, Putting Green, Tennis Court(s), Trails/Paths
- Subdivision: Holly Forest
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Dog Park, Fitness Center, Golf Course, Indoor Pool, Lake or Pond, Picnic Area, Pickleball, Park, Pool, Recreation Facilities, Ski Accessible, Spa/Hot Tub, Tennis Court(s), Trail(s)
- HOA fee: $8,567 annually
- HOA name: Hilltop
Location
- Region: Sapphire
Financial & listing details
- Tax assessed value: $227,446
- Annual tax amount: $840
- Date on market: 5/7/2026
- Cumulative days on market: 9 days
- Road surface type: Paved
Estimated market value
$245,700
$233,000 - $258,000
$1,644/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Listed for sale | $249,000+77.9% |
Source: HCMLS #1003180 Report a problem | ||
| 4/14/2023 | Sold | $140,000-6% |
Source: HCMLS #101244 Report a problem | ||
| 4/4/2023 | Pending sale | $149,000 |
Source: HCMLS #101244 Report a problem | ||
| 3/15/2023 | Contingent | $149,000 |
Source: HCMLS #101244 Report a problem | ||
| 1/23/2023 | Price change | $149,000-11.8% |
Source: HCMLS #101244 Report a problem | ||
| 12/2/2022 | Listed for sale | $169,000+35.2% |
Source: HCMLS #101244 Report a problem | ||
| 10/7/2009 | Sold | $125,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $840 +39.8% | $227,446 +78.7% |
| 2024 | $601 | $127,280 |
| 2023 | $601 | $127,280 |
| 2022 | $601 +5.9% | $127,280 |
| 2021 | $568 +21.9% | $127,280 +27.5% |
| 2020 | $466 | $99,820 |
| 2019 | $466 | $99,820 |
| 2018 | $466 | $99,820 |
| 2017 | $466 +2.2% | $99,820 |
| 2015 | $456 -0.4% | $99,820 -24.6% |
| 2011 | $457 | $132,320 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28774
Getting around
1 / 100
Car-DependentNearby schools
GreatSchools rating
- 5/10Blue Ridge SchoolGrades: PK-6Distance: 4.4 mi
- 4/10Blue Ridge Virtual Early CollegeGrades: 7-12Distance: 4.4 mi
- 7/10Jackson Co Early CollegeGrades: 9-12Distance: 18.1 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Jackson County
- Sapphire
- 28774
- 75 Holly Ridge Unit 3C




