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For sale
  • $874,500

    920 Sapphire Post Office Road, Sapphire, NC 28774

    3beds
    --sqft
    : 
    Single Family Residence
    Built in 2003
    0.61 Acres Lot
    $846,100 Zestimate®
    $--/sqft
    $46/mo HOA

    What's special

    This special storybook cottage in the beautiful Whisper Lake neighborhood, found in Sapphire Valley, is a must see. Unique interior angles were used to create soaring wood ceilings and walls. The focal point in the home is a Rumford fireplace in the living room which invites you to snuggle up. A large den off the living room is perfect for overflow sleeping, an office or a game room. The chef-designed kitchen with updated appliances, farm sink and plenty of counter/cabinet space. The screened-in breezeway separates a new addition with a 3rd bathroom and a 4th bonus sleeping room below, plus play rooms or office above. There is a rocking chair front porch and a fire-pit out back, where flowering trees and plants surround you. Living in Whisper Lake gives you access to the common area lake, picnic area and the Horsepasture River. Ownership comes with Sapphire Valley amenities including golf, tennis, etc. All this, just a short 20 min drive to Cashiers, offering more shopping, dining & entertainment.
    3 hours
    |
    127
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bill Kruckenberger,

    Sapphire Valley Real Estate

    Source: HCMLS,MLS#: 1003233Originating MLS: Highlands Cashiers Board of Realtors

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Upper
      Bedroom 3
      • Level: Upper
      Bonus room
      • Level: Main
      Great room
      • Level: Main
      Heating
      • Central, Gas, Wood
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units
      Appliances
      • Included: Dryer, Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Washer
      • Laundry: Inside, Laundry Closet, Main Level
      Features
      • Beamed Ceilings, Breakfast Bar, Bookcases, Ceiling Fan(s), Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s)
      • Flooring: Wood
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Stone, Wood Burning
      Interior area
      • Living area range: 2001-2500 Square Feet

      Property

      Parking
      • Parking features: Circular Driveway, Gravel
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Covered, Front Porch, Screened, Side Porch, See Remarks
      • Exterior features: Fire Pit, Private Yard, Propane Tank - Leased
      • Pool features: Association
      • Has view: Yes
      • View description: Trees/Woods
      • Waterfront features: Lake Privileges
      • Body of water: Fairfield Lake,Hogback Lake,Whisper Lake
      Lot
      • Size: 0.61 Acres
      • Features: Gentle Sloping, Many Trees, Wooded, Level, Rolling Slope
      • Topography: Level,Rolling
      Details
      • Parcel number: 8501294479
      • Zoning description: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cabin,Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Propane, Phone Connected, Satellite Internet Available, Water Connected

      Community & HOA

      Community
      • Features: Park, Boat Facilities
      • Security: 24 Hour Security
      • Subdivision: Whisper Lake
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Basketball Court, Beach Access, Boating, Game Court Exterior, Dog Park, Fitness Center, Indoor Pool, Lake or Pond, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Facilities, Ski Accessible, Spa/Hot Tub, Security, Tennis Court(s), Trail(s)
      • HOA fee: $550 annually
      • HOA name: Whisper Lake Property Owners Association
      Location
      • Region: Cashiers

      Financial & listing details

      • Tax assessed value: $687,430
      • Annual tax amount: $3,025
      • Date on market: 5/6/2026
      • Road surface type: Asphalt
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        Estimated market value

        $846,100

        $804,000 - $888,000

        $2,835/mo

        Price history

        DateEventPrice
        5/6/2026Listed for sale$874,5000%
        Source: HCMLS #1003233 Report a problem
        1/5/2026Listing removed$874,900
        Source: HCMLS #1001172 Report a problem
        12/8/2025Price change$874,900-2.7%
        Source: HCMLS #1001172 Report a problem
        6/16/2025Listed for sale$899,000-2.8%
        Source: HCMLS #1001172 Report a problem
        5/1/2025Listing removed$925,000
        Source: HCMLS #105891 Report a problem
        12/21/2024Price change$925,000-2.1%
        Source: HCMLS #105891 Report a problem
        11/21/2024Price change$945,000-5%
        Source: HCMLS #105891 Report a problem
        9/26/2024Price change$995,000-6.6%
        Source: HCMLS #105891 Report a problem
        9/10/2024Price change$1,065,000-0.9%
        Source: HCMLS #105891 Report a problem
        8/9/2024Listed for sale$1,075,000+175.6%
        Source: HCMLS #105891 Report a problem
        7/14/2016Sold$390,000-6%
        Source: HCMLS #82081 Report a problem
        1/4/2016Listing removed$415,000
        Source: KELLER WILLIAMS GREAT SMOKIES #82081 Report a problem
        11/24/2015Price change$415,000-3.5%
        Source: KELLER WILLIAMS GREAT SMOKIES #82081 Report a problem
        6/19/2015Listed for sale$430,000+13.2%
        Source: KELLER WILLIAMS GREAT SMOKIES #82081 Report a problem
        12/16/2013Sold$380,000-18.5%
        Source: HCMLS #78180 Report a problem
        3/17/2008Sold$466,500
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,939 $687,430
        2023$2,939 +68%$687,430 +73.2%
        2022$1,750 +5%$396,940
        2021$1,667 +3.4%$396,940 +6.2%
        2020$1,612 $373,710
        2019$1,612 $373,710
        2018$1,612 $373,710
        2017$1,612 +2.4%$373,710 +1%
        2015$1,575 +3.6%$370,060 -22.1%
        2011$1,520 $474,930

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $4,654/mo
        Principal & interest
        $4273
        Property taxes
        $335
        HOA Fees
        $46
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          Neighborhood: 28774

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