Discover this 4-bed two-family home in Chappaqua, NY, offering strong income potential, a prime village location, and excellent commuter convenience just one mile from the train. Ideal for investors or owner-occupants, this updated colonial duplex features two fully leased 2-bedroom, 2-bath units, each with approximately 1,054 square feet, private in-unit laundry, hardwood floors, covered front porches, and access to outdoor space and a shared yard. Located on a level lot on a cul-de-sac near downtown shopping, schools, and local amenities. Each unit includes separate gas and electric meters, separate gas burners for heat, separate water heaters, and tenants paying for all utilities for efficient ownership. Additional features include a private driveway with off-street parking, an unfinished walk-out basement, public sewer, public water, and natural gas service. Currently generating $6,700 per month in rental income with no vacancies, this two-family home presents a rare opportunity to own a turn-key residential income property in the Chappaqua School District.
Pending
$1,095,000
3 Elm Street, Chappaqua, NY 10514
4beds
2,108sqft
Duplex, Multi Family
Built in 1905
-- sqft lot
$-- Zestimate®
$519/sqft
$-- HOA
What's special
- 71 days |
- 24 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
William Raveis-New York, LLC 914-238-0505,
Edward Holmes 914-548-6179
Source: OneKey® MLS as distributed by MLS GRID,MLS#: 991897
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Natural Gas
Cooling
- Wall/Window Unit(s)
Appliances
- Laundry: In Unit
Features
- Eat-in Kitchen, Granite Counters
- Flooring: Hardwood
- Basement: Unfinished,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 2,108
- Total interior livable area: 2,108 sqft
Property
Parking
- Parking features: Driveway, Private
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio
Lot
- Size: 7,841 Square Feet
- Features: Level, Private
Details
- Parcel number: 3600100012000020000022
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Colonial
- Property subtype: Duplex, Multi Family
Materials
- Frame, Shingle Siding
Condition
- Updated/Remodeled
- Year built: 1905
Utilities & green energy
- Gas: Separate Gas Meters: 2
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Chappaqua
Financial & listing details
- Price per square foot: $519/sqft
- Tax assessed value: $84,773
- Annual tax amount: $15,095
- Date on market: 4/30/2026
- Cumulative days on market: 59 days
- Listing agreement: Exclusive Right To Sell
- Tenant pays: All Utilities
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$5,029/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/16/2026 | Pending sale | $1,095,000$519/sqft |
Source:  OneKey® MLS as distributed by MLS GRID #991897 Report a problem | ||
| 4/30/2026 | Listed for sale | $1,095,000+217.4%$519/sqft |
Source: OneKey® MLS as distributed by MLS GRID #991897 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/24/2020 | Sold | $345,000-17.5%$164/sqft |
Source: Public Record Report a problem | ||
| 4/12/2017 | Listing removed | $2,800$1/sqft |
Source: Owner Report a problem | ||
| 3/22/2017 | Listed for rent | $2,800$1/sqft |
Source: Owner Report a problem | ||
| 11/4/2016 | Sold | $418,000-1.6%$198/sqft |
Source: OneKey® MLS as distributed by MLS GRID #H4639818 Report a problem | ||
| 9/9/2016 | Listed for sale | $425,000$202/sqft |
Source: William Raveis Real Estate #4639818 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $84,773 |
| 2024 | -- | $84,773 |
| 2023 | -- | $84,773 |
| 2022 | -- | $84,773 |
| 2021 | -- | $84,773 |
| 2020 | -- | $84,773 |
| 2019 | -- | $84,773 |
| 2018 | -- | $84,773 |
| 2017 | -- | $84,773 -7.9% |
| 2016 | -- | $92,000 |
| 2015 | -- | $92,000 |
| 2014 | -- | $92,000 |
| 2013 | -- | $92,000 |
| 2012 | -- | $92,000 |
| 2011 | -- | $92,000 |
| 2010 | -- | $92,000 |
| 2009 | -- | $92,000 |
| 2008 | -- | $92,000 |
| 2007 | -- | $92,000 |
| 2006 | -- | $92,000 |
| 2005 | -- | $92,000 |
| 2004 | -- | $92,000 |
| 2003 | -- | $92,000 |
| 2002 | -- | $92,000 |
| 2001 | -- | $92,000 |
| 2000 | -- | $92,000 |
| 1999 | -- | $92,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 10514
Nearby schools
GreatSchools rating
- 8/10Robert E Bell SchoolGrades: 5-8Distance: 0.4 mi
- 10/10Horace Greeley High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Douglas G Grafflin School
- Middle: Robert E Bell School
- High: Horace Greeley High School
Source: OneKey® MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- New York
- Westchester County
- Chappaqua
- 10514
- 3 Elm Street
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