$815,000
4 bd|4 ba|4k sqft
643 Oak Ln, South Elgin, IL 60177
Sold
Contingent
$850,000
South Elgin, IL 60177
4beds
4,688sqft
Est.:
Single Family Residence
Built in 2003
0.31 Acres Lot
$-- Zestimate®
$181/sqft
$54/mo HOA
What's special
Floor-to-ceiling masonry fireplacePrivate first-floor libraryIsland kitchenScenic wetland viewsUnderground sprinklersSpacious finished basementQuiet cul-de-sac
- 52 days |
- 1,268 |
- 34 |
Zillow last checked: 7 hours ago
Listing updated: March 03, 2026 at 07:47am
Listing courtesy of:
Paul Chadwick 630-802-9406,
Baird & Warner Fox Valley - Geneva,
Lisa Schutz, CSC 630-205-2162,
Baird & Warner Fox Valley - Geneva
Source: MRED as distributed by MLS GRID,MLS#: 12552302
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Kitchen, Breakfast Room, Foyer, Loft, Office, Recreation Room, Utility Room-Lower Level, Walk In Closet, Other Room
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Blinds), Bathroom (Full)
- Level: Second
- Area: 322 Square Feet
- Dimensions: 23X14
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Second
- Area: 180 Square Feet
- Dimensions: 15X12
Bedroom 3
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12X12
Bedroom 4
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12X11
Bar entertainment
- Features: Flooring (Ceramic Tile)
- Level: Lower
- Area: 140 Square Feet
- Dimensions: 14X10
Breakfast room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17X12
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17X12
Family room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 320 Square Feet
- Dimensions: 20X16
Foyer
- Features: Flooring (Hardwood)
- Level: Main
- Area: 91 Square Feet
- Dimensions: 13X7
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Closet), Flooring (Hardwood)
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15X13
Kitchen 2nd
- Level: Lower
- Area: 140 Square Feet
- Dimensions: 14X10
Laundry
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 42 Square Feet
- Dimensions: 7X6
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14X12
Loft
- Features: Flooring (Hardwood), Window Treatments (Blinds)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Office
- Features: Flooring (Hardwood)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13X12
Other
- Features: Flooring (Hardwood)
- Level: Lower
- Area: 154 Square Feet
- Dimensions: 14X11
Recreation room
- Features: Flooring (Hardwood)
- Level: Lower
- Area: 960 Square Feet
- Dimensions: 40X24
Other
- Features: Flooring (Other)
- Level: Lower
- Area: 315 Square Feet
- Dimensions: 21X15
Walk in closet
- Features: Flooring (Hardwood)
- Level: Second
- Area: 224 Square Feet
- Dimensions: 32X7
Heating
- Natural Gas, Forced Air, Sep Heating Systems - 2+, Zoned
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
- Laundry: Main Level
Features
- Cathedral Ceiling(s), Wet Bar
- Flooring: Hardwood, Laminate
- Windows: Screens
- Basement: Finished,Full,Daylight
- Number of fireplaces: 2
- Fireplace features: Gas Log, Gas Starter, Family Room, Basement
Interior area
- Total structure area: 0
- Total interior livable area: 4,688 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Garage Door Opener, Garage, Yes, Garage Owned, Attached
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck, Patio
- Exterior features: Fire Pit
- Has view: Yes
- View description: Water, Back of Property
- Water view: Water,Back of Property
Lot
- Size: 0.31 Acres
- Dimensions: 99X144X96X163
- Features: Cul-De-Sac, Wetlands
Details
- Parcel number: 0905124012
- Special conditions: None
- Other equipment: Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Air Purifier
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Cedar, Stone
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2003
Details
- Builder model: WESTCOTT
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Sidewalks
- Security: Carbon Monoxide Detector(s)
- Subdivision: Thornwood
HOA
- Has HOA: Yes
- Services included: Insurance, Clubhouse, Exercise Facilities, Pool, Other
- HOA fee: $163 quarterly
Location
- Region: South Elgin
Financial & listing details
- Price per square foot: $181/sqft
- Annual tax amount: $17,506
- Date on market: 1/28/2026
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Contingent | $850,000$181/sqft |
Source:  MRED as distributed by MLS GRID #12552302 Report a problem | ||
| 1/28/2026 | Listed for sale | $850,000+6.3%$181/sqft |
Source: MRED as distributed by MLS GRID #12552302 Report a problem | ||
| 8/4/2025 | Listing removed | $800,000$171/sqft |
Source: MRED as distributed by MLS GRID #12383662 Report a problem | ||
| 7/30/2025 | Price change | $800,000+0.1%$171/sqft |
Source: MRED as distributed by MLS GRID #12383662 Report a problem | ||
| 7/15/2025 | Price change | $799,000-0.1%$170/sqft |
Source: MRED as distributed by MLS GRID #12383662 Report a problem | ||
| 6/26/2025 | Price change | $800,000-5.9%$171/sqft |
Source: MRED as distributed by MLS GRID #12383662 Report a problem | ||
| 6/10/2025 | Listed for sale | $850,000+49.8%$181/sqft |
Source: MRED as distributed by MLS GRID #12383662 Report a problem | ||
| 6/1/2016 | Sold | $567,500-1.3%$121/sqft |
Source: MRED as distributed by MLS GRID #09174275 Report a problem | ||
| 4/3/2016 | Pending sale | $575,000$123/sqft |
Source: RE/MAX of Barrington #09174275 Report a problem | ||
| 3/25/2016 | Price change | $575,000-0.9%$123/sqft |
Source: RE/MAX of Barrington #09174275 Report a problem | ||
| 2/23/2016 | Price change | $579,999-3.3%$124/sqft |
Source: RE/MAX of Barrington #09123101 Report a problem | ||
| 1/25/2016 | Price change | $599,9000%$128/sqft |
Source: RE/MAX of Barrington #09123101 Report a problem | ||
| 7/25/2015 | Price change | $600,000-2.4%$128/sqft |
Source: RE/MAX of Barrington #08992145 Report a problem | ||
| 7/8/2015 | Price change | $615,000-1.6%$131/sqft |
Source: Berkshire Hathaway HomeServices Starck Real Estate #08934999 Report a problem | ||
| 7/1/2015 | Price change | $625,000-1.6%$133/sqft |
Source: Berkshire Hathaway HomeServices Starck Real Estate #08934999 Report a problem | ||
| 5/28/2015 | Listed for sale | $635,000+10.4%$135/sqft |
Source: Berkshire Hathaway HomeServices Starck Real Estate #08934999 Report a problem | ||
| 7/25/2003 | Sold | $575,000$123/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $17,507 +4.5% | $225,554 +11.7% |
| 2023 | $16,755 +7% | $201,874 +9% |
| 2022 | $15,662 +4.1% | $185,287 +4.9% |
| 2021 | $15,051 +0.4% | $176,616 +1.9% |
| 2020 | $14,987 +1.6% | $173,323 +2% |
| 2019 | $14,756 -2.8% | $169,892 -2.3% |
| 2018 | $15,182 -3% | $173,928 -3.8% |
| 2017 | $15,649 -7.6% | $180,874 +3.6% |
| 2016 | $16,937 | $174,522 +1.1% |
| 2015 | -- | $172,706 +1.5% |
| 2014 | -- | $170,136 -3.6% |
| 2013 | -- | $176,535 -3% |
| 2012 | -- | $181,965 -6.4% |
| 2011 | -- | $194,439 -4.5% |
| 2010 | -- | $203,653 +5.5% |
| 2009 | -- | $192,950 -12.9% |
| 2008 | -- | $221,570 |
| 2007 | -- | $221,570 +6.9% |
| 2006 | -- | $207,181 +10.2% |
| 2005 | -- | $187,930 +3.2% |
| 2004 | -- | $182,086 +39.3% |
| 2003 | -- | $130,687 +330.3% |
| 2002 | -- | $30,372 +659.3% |
| 2001 | -- | $4,000 |
BuyAbility℠ payment
Est. payment
$5,853/mo
Principal & interest
$4276
Property taxes
$1523
HOA Fees
$54
More affordability tools
Climate risks
Neighborhood: 60177
Nearby schools
GreatSchools rating
- 9/10Corron Elementary SchoolGrades: K-5Distance: 0.3 mi
- 8/10Wredling Middle SchoolGrades: 6-8Distance: 5.2 mi
- 8/10St Charles North High SchoolGrades: 9-12Distance: 3 mi
Schools provided by the listing agent
- Elementary: Corron Elementary School
- Middle: Haines Middle School
- High: St Charles North High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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