LOT 4 Arnone Ln, Chipley, FL 32428

Discover the perfect blend of privacy, freedom, and convenience with this beautiful 1-acre wooded homesite located in a peaceful, well-kept area with paved road access. This property offers flexibility rarely found today -- no HOA, no build timeframe, and site-built homes only with a minimum of 1600 sq ft. (No mobile homes permitted.) Owner financing is available, making it even easier to secure your future homesite or investment. Enjoy the quiet of nature while staying close to everything you need. You'll have easy access to nearby towns, schools, and essential services, making this an ideal choice for full-time living or a future getaway. Outdoor lovers will appreciate being just minutes from Holmes Creek, known for its crystal-clear waters perfect for canoeing, kayaking, swimming, and exploring. Lucas Lake is also nearby, offering excellent opportunities for water skiing, boating, and fishing. When you're ready for coastal fun, it's only a short drive to Panama City Beach, where you'll find endless activities, world-class beaches, shopping, dining, and entertainment. Whether you plan to build now or hold for the future, this property delivers natural beauty, location convenience, and flexible ownership options -- a rare combination in Florida's Panhandle. Additional adjacent lots available on either side of this parcel.