Owner's Will Finance! Rare .38-acre lot in coveted Horsetooth Lake Estates with small creek running through it offers the perfect blend of foothills tranquility and city convenience- just 10 minutes from Taft & Harmony and minutes from Horsetooth Reservoir, Inlet Bay Marina, and Blue Sky Trail. The driveway is already in, and utilities-water, sewer, phone, and electricity-are all at the property line, ready for your dream build. Imagine mornings with red cliffs glowing in the sunrise, and evenings under a canopy of stars beside your own seasonal creek, framed by towering cottonwoods that shade your future backyard oasis. Enjoy dramatic foothills views, paved street access, and the freedom of no HOA and no covenants. Horses are welcome, and this property offers the rare opportunity to own a spacious foothills lot while staying close to Fort Collins' amenities. Bring your own builder and create your mountain retreat, modern farmhouse, or weekend getaway-this is outdoor living at its finest, with hiking, biking, boating, fishing, and paddleboarding just outside your door. Whether you're looking for a peaceful full-time residence or a recreation-based escape, this parcel captures the essence of Colorado living-mountain views, water nearby, and endless skies above. Ask for our ILC and the Larimer Residential Building Information from Agent. Park and enter the buildable area of this expansive lot via the concrete driveway that's already complete and ready for the next owner. Seller's are motivated and may consider owner financing with a down payment/short term for a builder. Seller will consider all offers. Proximity to the Reservoir and town make this lot very desirable and small drainage /creek is separate from flat building area accessible by the driveway which is adjacent to the neighbors driveway. Amazing flat building area with tons of privacy, close proximity to town and water.
Lot/land
$139,000
Fort Collins, CO 80526
--beds
--baths
0.38Acres
Unimproved Land
Built in ----
0.38 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Dramatic foothills viewsSpacious foothills lotPaved street access
- 158 days |
- 211 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: January 20, 2026 at 03:16am
Listed by:
Catherine Walker 3034422626,
Boulder Financial Realty Inc
Source: IRES as distributed by MLS GRID,MLS#: 1045941
Facts & features
Property
Features
- Has view: Yes
- View description: Mountain(s), Hills
- Body of water: Horsetooth Reservoir
Lot
- Size: 0.38 Acres
- Features: Wooded, Evergreen Trees, Deciduous Trees, Native Plants, Level, Rolling Slope, No Improvements
Details
- Parcel number: R0243892
- Zoning: O
- Special conditions: Private Owner
- Horses can be raised: Yes
- Horse amenities: Horse(s) Allowed
Utilities & green energy
- Electric: Xcel
- Gas: Xcel
- Sewer: None
- Water: None
- Utilities for property: Electricity within 100 ft., Satellite Avail, High Speed Avail
Community & HOA
Community
- Subdivision: Horsetooth Lake Subdivision
HOA
- Has HOA: No
Location
- Region: Fort Collins
Financial & listing details
- Annual tax amount: $2,567
- Date on market: 10/17/2025
- Listing terms: Cash,Conventional,FHA,VA Loan,Owner Financing,Wrap/Blend,Lease Purchase,Exchange
- Exclusions: .
- Road surface type: Dirt
Estimated market value
Not available
Estimated sales range
Not available
$1,267/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/17/2025 | Listed for sale | $139,000-7.3% |
Source: | ||
| 9/7/2025 | Listing removed | $150,000 |
Source: | ||
| 5/26/2025 | Listed for sale | $150,000 |
Source: | ||
| 4/12/2025 | Pending sale | $150,000 |
Source: | ||
| 12/15/2024 | Listed for sale | $150,000 |
Source: | ||
| 11/19/2024 | Listing removed | $150,000-9.1% |
Source: | ||
| 9/29/2024 | Price change | $165,000-2.9% |
Source: | ||
| 8/10/2024 | Price change | $170,000-2.9% |
Source: | ||
| 7/15/2024 | Price change | $175,000-2.8% |
Source: | ||
| 6/25/2024 | Price change | $180,000-10% |
Source: | ||
| 6/4/2024 | Listed for sale | $200,000+60% |
Source: | ||
| 3/3/2023 | Sold | $125,000 |
Source: | ||
| 1/26/2023 | Listed for sale | $125,000 |
Source: | ||
| 1/19/2023 | Pending sale | $125,000 |
Source: | ||
| 1/3/2023 | Listed for sale | $125,000+60.1% |
Source: | ||
| 3/26/2021 | Sold | $78,100+95.3% |
Source: | ||
| 3/31/2017 | Sold | $40,000-20% |
Source: Public Record Report a problem | ||
| 1/20/2017 | Pending sale | $50,000 |
Source: Coldwell Banker Residential Brokerage - Fort Collins #799235 Report a problem | ||
| 8/19/2016 | Listed for sale | $50,000 |
Source: Coldwell Banker Residential Brokerage - Fort Collins #799235 Report a problem | ||
| 8/15/2016 | Pending sale | $50,000 |
Source: Coldwell Banker Residential Brokerage - Fort Collins #799235 Report a problem | ||
| 8/4/2016 | Listed for sale | $50,000+26.6% |
Source: Coldwell Banker Residential Brokerage - Fort Collins #799235 Report a problem | ||
| 5/26/2015 | Sold | $39,500-20.2% |
Source: Public Record Report a problem | ||
| 4/3/2015 | Price change | $49,500+25.3% |
Source: Home Savings Realty #668151 Report a problem | ||
| 6/13/2014 | Price change | $39,500+17.9% |
Source: Home Savings Realty #668151 Report a problem | ||
| 12/14/2013 | Listed for sale | $33,500 |
Source: Home Savings Realty #668151 Report a problem | ||
| 11/3/2013 | Listing removed | $33,500 |
Source: Home Savings Realty #668151 Report a problem | ||
| 9/10/2012 | Listed for sale | $33,500+59.5% |
Source: Home Savings Realty #668151 Report a problem | ||
| 2/9/2004 | Sold | $21,000 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,567 +74.6% | $25,529 |
| 2023 | $1,471 +2.2% | $25,529 +72.3% |
| 2022 | $1,439 +40.6% | $14,819 |
| 2021 | $1,024 -0.2% | $14,819 +41.9% |
| 2020 | $1,026 -11.9% | $10,440 |
| 2019 | $1,164 | $10,440 -14.3% |
| 2018 | $1,164 | $12,180 |
| 2017 | $1,164 +0.6% | $12,180 +50% |
| 2016 | $1,157 +50.4% | $8,120 |
| 2015 | $769 -42.2% | $8,120 -41.7% |
| 2014 | $1,330 | $13,920 |
| 2013 | -- | $13,920 +14.3% |
| 2012 | -- | $12,180 |
| 2011 | -- | $12,180 +6.1% |
| 2010 | -- | $11,480 |
| 2009 | -- | $11,480 +61.5% |
| 2008 | -- | $7,110 |
| 2007 | -- | $7,110 |
| 2006 | -- | $7,110 |
| 2005 | -- | $7,110 -39.2% |
| 2004 | -- | $11,690 +30.8% |
| 2002 | -- | $8,940 |
| 2001 | -- | $8,940 |
BuyAbility℠ payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Neighborhood: Horsetooth Lake Estates
Nearby schools
GreatSchools rating
- 9/10McGraw Elementary SchoolGrades: PK-5Distance: 4.4 mi
- 6/10Webber Middle SchoolGrades: 6-8Distance: 3.5 mi
- 8/10Rocky Mountain High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Bauder,Beattie
- Middle: Blevins
- High: Rocky Mountain
Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







