Owner Financing Options Available!! Experience the ideal setting for your mountain retreat in the gated community of The Headwaters at Banner Elk. This exceptional lot offers mountain views and seclusion, with the nearby lake just a short walk away. Nestled among lush wilderness, it perfectly blends privacy and natural beauty. With underground utilities, you’re one step closer to building your dream retreat.
The Headwaters community is designed for those who love nature, adventure, and luxury. Enjoy access to a scenic lake for kayaking, miles of hiking trails, and beautifully maintained parks. Sports enthusiasts will appreciate the tennis courts, while pet owners will love the dedicated dog park. Discover the charm of cascading waterfalls and tranquil ponds within your neighborhood.
The clubhouse offers a warm and inviting space to gather and unwind. It features a grand great room, a theater room, a dining area, a game room, a fully equipped fitness center, and a gourmet kitchen, making it the perfect place to entertain family and friends.
Ideally located just minutes from Banner Elk, this prime location provides easy access to year-round activities, from skiing at Sugar and Beech Mountain in the winter to golfing and hiking in the summer. Enjoy the vibrant local dining scene, boutique shopping, and nearby attractions like Grandfather Mountain State Park and the Blue Ridge Parkway.
Don’t miss this rare opportunity to own a mountain paradise in The Headwaters at Banner Elk—where luxury, adventure, and tranquility come together! The lot has been perked and was found to be suitable for a 3-bedroom drip system.
Lot/land
Price increase: $4K (2/23)
$39,900
Lot 99 Beaver Dam Road, Elk Park, NC 28622
--beds
--baths
1.2Acres
Unimproved Land
Built in ----
1.2 Acres Lot
$-- Zestimate®
$--/sqft
$250/mo HOA
What's special
Mountain viewsCascading waterfallsTranquil pondsMountain paradiseLush wildernessNatural beautyUnderground utilities
- 398 days |
- 30 |
- 3 |
Zillow last checked: 7 hours ago
Listing updated: February 23, 2026 at 08:33am
Listed by:
Madison Doble (828)616-6044,
Keller Williams High Country
Source: High Country AOR,MLS#: 253946
Originating MLS: High Country Association of Realtors Inc.
Facts & features
Property
Features
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: Lake, Lake Privileges
Lot
- Size: 1.2 Acres
- Features: Waterfall
- Topography: Sloping
- Residential vegetation: Partially Wooded
Details
- Parcel number: 19200093821500000
Utilities & green energy
- Sewer: Not Connected
- Water: Not Connected
- Utilities for property: Underground Utilities
Community & HOA
Community
- Features: Clubhouse, Fitness Center, Gated, Lake, Trails/Paths, Long Term Rental Allowed, Short Term Rental Allowed
- Security: Item24HourSecurity
- Subdivision: Headwaters At Banner Elk
HOA
- Has HOA: Yes
- HOA fee: $3,000 annually
Location
- Region: Elk Park
Financial & listing details
- Annual tax amount: $252
- Date on market: 3/1/2025
- Listing terms: Cash,Conventional,New Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,615/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Price change | $39,900+11.1% |
Source: | ||
| 2/12/2026 | Listed for sale | $35,900 |
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| 1/14/2026 | Contingent | $35,900 |
Source: | ||
| 10/23/2025 | Price change | $35,900-20% |
Source: | ||
| 6/4/2025 | Price change | $44,900-10% |
Source: | ||
| 3/1/2025 | Listed for sale | $49,900-23.1% |
Source: | ||
| 2/24/2025 | Listing removed | $64,900 |
Source: | ||
| 1/6/2025 | Listed for sale | $64,900 |
Source: | ||
| 9/30/2024 | Listing removed | $64,900 |
Source: | ||
| 3/26/2024 | Price change | $64,900-18.8% |
Source: | ||
| 5/31/2023 | Listed for sale | $79,900-6% |
Source: | ||
| 5/2/2023 | Listing removed | -- |
Source: | ||
| 11/3/2022 | Listed for sale | $85,000-10.5% |
Source: | ||
| 10/29/2022 | Listing removed | -- |
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| 3/10/2022 | Listed for sale | $95,000 |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28622
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Freedom Trail Elementary SchoolGrades: PK-5Distance: 3.6 mi
- 5/10Cranberry Middle SchoolGrades: 6-8Distance: 3.6 mi
- 4/10Avery County High SchoolGrades: 9-12Distance: 9 mi
Schools provided by the listing agent
- Elementary: Freedom Trail
- High: Ashe County
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28622
- North Carolina
- Avery County
- Elk Park
- 28622
- Lot 99 Beaver Dam Road






