Ten minutes from your private dock to downtown. Slip onto the boat for dinner, live music, and evening strolls through historic Fernandina Beach—then cruise back home as the sun sets over the marsh. In addition to your own dock and boat lift, this home also offers deep-water access at the community dock, just a short golf cart ride away, making days on the water effortless and flexible.
Full of character and coastal charm, this beautifully updated 4-bedroom home captures marsh views from nearly every room. Elegant wood floors and high ceilings welcome you inside, with natural light and peaceful water views setting the tone from the moment you enter.
The open-concept floor plan features a cozy living area, dedicated dining space, and a show-stopping kitchen designed for both entertaining and everyday living. Recent upgrades include a large custom-built island, quartz countertops, farmhouse sink, wine refrigerator, floating shelves, and a statement custom hood, all complemented by high-end appliances and generous pantry storage.
Upstairs, a spacious bonus retreat overlooks the marsh — the perfect flex space for a home office, media room, playroom, or quiet escape with panoramic water views.
Indoor-outdoor living shines here with an extended deck off the dining room, new dock, and boat lift, ideal for morning coffee, sunset cocktails, or spontaneous boat days. Completing the property is an attached two-car garage plus workshop that also overlooks the marsh — a rare and inspiring space for hobbies, storage, or weekend projects with a view.
This is more than a home — it’s a waterfront lifestyle designed around the water, the sunsets, and the ease of coastal living.
For sale
Price cut: $19K (4/1)
$949,000
97504 Pirates Way, Yulee, FL 32097
4beds
2,408sqft
Est.:
Single Family Residence
Built in 1987
1.29 Acres Lot
$907,800 Zestimate®
$394/sqft
$33/mo HOA
What's special
New dockBoat liftPrivate dockLarge custom-built islandQuartz countertopsHigh ceilingsStatement custom hood
- 58 days |
- 2,115 |
- 109 |
Zillow last checked: 7 hours ago
Listing updated: April 01, 2026 at 04:56am
Listed by:
Sarah Chancey 912-590-2215,
ERA FERNANDINA BEACH REALTY
Source: AINCAR,MLS#: 114908
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Flooring: Tile,Wood
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove, Wine Cooler
Features
- French Door(s)/Atrium Door(s), Vaulted Ceiling(s)
- Doors: French Doors
- Windows: Aluminum Frames
Interior area
- Total structure area: 2,408
- Total interior livable area: 2,408 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached, Two Car Garage, RV Access/Parking
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Rear Porch, Covered, Deck, Front Porch, Open, Patio
- Exterior features: Fence
- Pool features: Community
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Deep Water, Marsh
- Frontage type: Canal
Lot
- Size: 1.29 Acres
- Dimensions: 1.29 acres
- Features: Irregular Lot
Details
- Parcel number: 433N28509D00580000
- Zoning: RS-1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Frame
- Roof: Shingle
Condition
- Resale
- Year built: 1987
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
Community & HOA
Community
- Features: Pool
- Subdivision: Pirates Wood
HOA
- Has HOA: Yes
- HOA fee: $195 semi-annually
Location
- Region: Yulee
Financial & listing details
- Price per square foot: $394/sqft
- Tax assessed value: $602,177
- Annual tax amount: $8,788
- Date on market: 2/2/2026
- Cumulative days on market: 59 days
- Listing terms: Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$907,800
$862,000 - $953,000
$2,442/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/1/2026 | Price change | $949,000-2%$394/sqft |
Source: | ||
| 2/21/2026 | Price change | $968,000-2.2%$402/sqft |
Source: | ||
| 2/2/2026 | Listed for sale | $990,000+37.7%$411/sqft |
Source: | ||
| 10/3/2023 | Sold | $719,000-1.4%$299/sqft |
Source: | ||
| 8/30/2023 | Pending sale | $729,000$303/sqft |
Source: | ||
| 8/12/2023 | Listed for sale | $729,000+124.3%$303/sqft |
Source: | ||
| 4/9/2020 | Sold | $325,000-7.8%$135/sqft |
Source: | ||
| 3/18/2020 | Pending sale | $352,500$146/sqft |
Source: SUMMER HOUSE REALTY #1038539 Report a problem | ||
| 2/15/2020 | Listed for sale | $352,500$146/sqft |
Source: SUMMER HOUSE REALTY #1038539 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,788 +104.8% | $602,177 +95.1% |
| 2023 | $4,291 +10.2% | $308,725 +3% |
| 2022 | $3,895 -1.1% | $299,733 +3% |
| 2021 | $3,938 +56% | $291,003 +46% |
| 2020 | $2,525 +2% | $199,341 +2.9% |
| 2019 | $2,474 | $193,731 +2.6% |
| 2018 | $2,474 +2% | $188,823 +2.1% |
| 2017 | $2,427 +9.9% | $184,939 +2.1% |
| 2016 | $2,208 +1.1% | $181,135 +0.7% |
| 2015 | $2,183 -1.7% | $179,876 +0.8% |
| 2014 | $2,221 | $178,448 +1.5% |
| 2013 | -- | $175,811 -6.2% |
| 2012 | -- | $187,456 +3% |
| 2011 | -- | $181,996 +1.5% |
| 2010 | -- | $179,306 +2.7% |
| 2009 | -- | $174,592 +0.1% |
| 2008 | -- | $174,418 +5.8% |
| 2007 | -- | $164,875 +2.5% |
| 2006 | -- | $160,854 +3% |
| 2005 | -- | $156,169 +3% |
| 2004 | -- | $151,620 +65.9% |
| 2003 | -- | $91,418 +2.4% |
| 2002 | -- | $89,275 +1.6% |
| 2001 | -- | $87,869 +8.4% |
| 2000 | -- | $81,047 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,951/mo
Principal & interest
$4621
Property taxes
$1297
HOA Fees
$33
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Climate risks
Neighborhood: 32097
Nearby schools
GreatSchools rating
- 8/10Yulee Elementary SchoolGrades: 3-5Distance: 4.6 mi
- 9/10Yulee Middle SchoolGrades: 6-8Distance: 5.3 mi
- 5/10Yulee High SchoolGrades: PK,9-12Distance: 5.4 mi
Local experts in 32097
- Florida
- Nassau County
- Yulee
- 32097
- 97504 Pirates Way




