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For sale
  • Price cut: $19K (4/1)
    $949,000

    97504 Pirates Way, Yulee, FL 32097

    4beds
    2,408sqft
    : 
    Single Family Residence
    Built in 1987
    1.29 Acres Lot
    $907,800 Zestimate®
    $394/sqft
    $33/mo HOA

    What's special

    New dockBoat liftPrivate dockLarge custom-built islandQuartz countertopsHigh ceilingsStatement custom hood
    Ten minutes from your private dock to downtown. Slip onto the boat for dinner, live music, and evening strolls through historic Fernandina Beach—then cruise back home as the sun sets over the marsh. In addition to your own dock and boat lift, this home also offers deep-water access at the community dock, just a short golf cart ride away, making days on the water effortless and flexible. Full of character and coastal charm, this beautifully updated 4-bedroom home captures marsh views from nearly every room. Elegant wood floors and high ceilings welcome you inside, with natural light and peaceful water views setting the tone from the moment you enter. The open-concept floor plan features a cozy living area, dedicated dining space, and a show-stopping kitchen designed for both entertaining and everyday living. Recent upgrades include a large custom-built island, quartz countertops, farmhouse sink, wine refrigerator, floating shelves, and a statement custom hood, all complemented by high-end appliances and generous pantry storage. Upstairs, a spacious bonus retreat overlooks the marsh — the perfect flex space for a home office, media room, playroom, or quiet escape with panoramic water views. Indoor-outdoor living shines here with an extended deck off the dining room, new dock, and boat lift, ideal for morning coffee, sunset cocktails, or spontaneous boat days. Completing the property is an attached two-car garage plus workshop that also overlooks the marsh — a rare and inspiring space for hobbies, storage, or weekend projects with a view. This is more than a home — it’s a waterfront lifestyle designed around the water, the sunsets, and the ease of coastal living.
    58 days
    |
    2,115
    |
    109
    |

    Zillow last checked: 7 hours ago

    Listing updated: April 01, 2026 at 04:56am

    Listed by:

    Sarah Chancey 912-590-2215,

    ERA FERNANDINA BEACH REALTY

    Source: AINCAR,MLS#: 114908MLS LogoOriginating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Other
      • Description: Flooring: Tile,Wood
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Stove, Wine Cooler
      Features
      • French Door(s)/Atrium Door(s), Vaulted Ceiling(s)
      • Doors: French Doors
      • Windows: Aluminum Frames
      Interior area
      • Total structure area: 2,408
      • Total interior livable area: 2,408 sqft
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      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Detached, Two Car Garage, RV Access/Parking
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Rear Porch, Covered, Deck, Front Porch, Open, Patio
      • Exterior features: Fence
      • Pool features: Community
      • Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Deep Water, Marsh
      • Frontage type: Canal
      Lot
      • Size: 1.29 Acres
      • Dimensions: 1.29 acres
      • Features: Irregular Lot
      Details
      • Parcel number: 433N28509D00580000
      • Zoning: RS-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1987

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Private, Well

      Community & HOA

      Community
      • Features: Pool
      • Subdivision: Pirates Wood
      HOA
      • Has HOA: Yes
      • HOA fee: $195 semi-annually
      Location
      • Region: Yulee

      Financial & listing details

      • Price per square foot: $394/sqft
      • Tax assessed value: $602,177
      • Annual tax amount: $8,788
      • Date on market: 2/2/2026
      • Cumulative days on market: 59 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved
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        Estimated market value

        $907,800

        $862,000 - $953,000

        $2,442/mo

        Price history

        Price history
        DateEventPrice
        4/1/2026Price change$949,000-2%$394/sqft
        Source: AINCAR #114908 Report a problem
        2/21/2026Price change$968,000-2.2%$402/sqft
        Source: AINCAR #114908 Report a problem
        2/2/2026Listed for sale$990,000+37.7%$411/sqft
        Source: AINCAR #114908 Report a problem
        10/3/2023Sold$719,000-1.4%$299/sqft
        Source: AINCAR #105429 Report a problem
        8/30/2023Pending sale$729,000$303/sqft
        Source: AINCAR #105429 Report a problem
        8/12/2023Listed for sale$729,000+124.3%$303/sqft
        Source: AINCAR #105429 Report a problem
        4/9/2020Sold$325,000-7.8%$135/sqft
        Source: realMLS #1038539 Report a problem
        3/18/2020Pending sale$352,500$146/sqft
        Source: SUMMER HOUSE REALTY #1038539 Report a problem
        2/15/2020Listed for sale$352,500$146/sqft
        Source: SUMMER HOUSE REALTY #1038539 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$8,788 +104.8%$602,177 +95.1%
        2023$4,291 +10.2%$308,725 +3%
        2022$3,895 -1.1%$299,733 +3%
        2021$3,938 +56%$291,003 +46%
        2020$2,525 +2%$199,341 +2.9%
        2019$2,474 $193,731 +2.6%
        2018$2,474 +2%$188,823 +2.1%
        2017$2,427 +9.9%$184,939 +2.1%
        2016$2,208 +1.1%$181,135 +0.7%
        2015$2,183 -1.7%$179,876 +0.8%
        2014$2,221 $178,448 +1.5%
        2013-- $175,811 -6.2%
        2012-- $187,456 +3%
        2011-- $181,996 +1.5%
        2010-- $179,306 +2.7%
        2009-- $174,592 +0.1%
        2008-- $174,418 +5.8%
        2007-- $164,875 +2.5%
        2006-- $160,854 +3%
        2005-- $156,169 +3%
        2004-- $151,620 +65.9%
        2003-- $91,418 +2.4%
        2002-- $89,275 +1.6%
        2001-- $87,869 +8.4%
        2000-- $81,047

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $5,951/mo
        Principal & interest
        $4621
        Property taxes
        $1297
        HOA Fees
        $33
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          Climate risks

          Neighborhood: 32097

          Getting around

          5 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

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          Local experts in 32097

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