Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location
Pending
$1,200,000
972 Merced River Rd, Chula Vista, CA 91913
5beds
2,928sqft
Est.:
Single Family Residence
Built in 2003
-- sqft lot
$1,215,600 Zestimate®
$410/sqft
$138/mo HOA
What's special
Direct backyard accessOpen-concept kitchenExpansive primary suiteHillside viewsExterior-access bathroomStainless steel appliancesSeparate shower
- 23 days |
- 1,474 |
- 80 |
Zillow last checked: 7 hours ago
Listing updated: March 06, 2026 at 09:18am
Listed by:
Norma Roth DRE #01926943 Preferred:619-572-4193,
Coldwell Banker West
Source: SDMLS,MLS#: 260004460
Originating MLS: San Diego Association of REALTOR
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Disposal, Garage Door Opener, Convection Oven, Gas Range, Gas Water Heater
- Laundry: Gas
Features
- Bathtub, Ceiling Fan, Recessed Lighting, Unfurnished, Cathedral-Vaulted Ceiling, Kitchen Open to Family Rm
- Flooring: Tile, Wood
- Number of fireplaces: 1
- Fireplace features: FP in Family Room
Interior area
- Total structure area: 2,928
- Total interior livable area: 2,928 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Attached
- Garage spaces: 2
Features
- Levels: 2 Story
- Patio & porch: Patio, Porch - Front
- Pool features: Community/Common
- Fencing: Full
- Has view: Yes
- View description: Mountains/Hills
Details
- Parcel number: 6412504000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Spanish Tile
Condition
- Year built: 2003
Utilities & green energy
- Sewer: Sewer Connected
- Water: Meter on Property
Community & HOA
Community
- Security: On Site Guard
- Subdivision: CHULA VISTA
HOA
- Services included: Common Area Maintenance
- HOA fee: $138 monthly
- HOA name: Otay Ranch III
Location
- Region: Chula Vista
Financial & listing details
- Price per square foot: $410/sqft
- Tax assessed value: $521,475
- Annual tax amount: $10,331
- Date on market: 2/26/2026
- Listing terms: Cash,Conventional,FHA,VA
Estimated market value
$1,215,600
$1.15M - $1.28M
$5,485/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/6/2026 | Pending sale | $1,200,000$410/sqft |
Source: | ||
| 2/26/2026 | Listed for sale | $1,200,000+197%$410/sqft |
Source: | ||
| 12/4/2009 | Sold | $404,000-21.6%$138/sqft |
Source: Public Record Report a problem | ||
| 10/17/2003 | Sold | $515,000$176/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,331 +2.4% | $521,475 +2% |
| 2024 | $10,084 +1.3% | $511,251 +2% |
| 2023 | $9,951 +2.1% | $501,228 +2% |
| 2022 | $9,747 +1.7% | $491,401 +2% |
| 2021 | $9,586 +2% | $481,766 +1% |
| 2020 | $9,399 +79.7% | $476,828 +2% |
| 2019 | $5,229 -42.2% | $467,480 +2% |
| 2018 | $9,046 +1.8% | $458,315 +2% |
| 2017 | $8,887 +1.9% | $449,330 -1.1% |
| 2016 | $8,718 +2.5% | $454,548 +1.5% |
| 2015 | $8,508 -1.3% | $447,721 +2% |
| 2014 | $8,616 | $438,951 +0.5% |
| 2013 | -- | $436,968 +2% |
| 2012 | -- | $428,400 +5.2% |
| 2011 | -- | $407,041 +0.8% |
| 2010 | -- | $404,000 -12.2% |
| 2009 | -- | $460,000 -17.5% |
| 2008 | -- | $557,450 +2% |
| 2007 | -- | $546,521 +2% |
| 2006 | -- | $535,806 +2% |
| 2005 | -- | $525,300 +2% |
| 2004 | -- | $515,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,332/mo
Principal & interest
$6024
Property taxes
$1170
HOA Fees
$138
More affordability tools
Climate risks
Neighborhood: Otay Ranch
Nearby schools
GreatSchools rating
- 7/10Hedenkamp (Anne And William) Elementary SchoolGrades: K-6Distance: 0.3 mi
- 6/10Rancho Del Rey Middle SchoolGrades: 7-8Distance: 1.1 mi
- 9/10Otay Ranch Senior High SchoolGrades: 9-12Distance: 1.4 mi
Local experts in 91913
- California
- San Diego County
- Chula Vista
- 91913
- Otay Ranch
- 972 Merced River Rd





