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Pending
  • $1,200,000

    972 Merced River Rd, Chula Vista, CA 91913

    5beds
    2,928sqft
    : 
    Single Family Residence
    Built in 2003
    -- sqft lot
    $1,215,600 Zestimate®
    $410/sqft
    $138/mo HOA

    What's special

    Direct backyard accessOpen-concept kitchenExpansive primary suiteHillside viewsExterior-access bathroomStainless steel appliancesSeparate shower
    Located in desirable Otay Ranch III, this spacious 5-bedroom, 4-bath residence offers approximately 2,928 sq ft per public records, plus additional finished living space providing expanded flexibility. The main level features a full bedroom and bathroom, ideal for guests or multigenerational living. The open-concept kitchen includes granite countertops, stainless steel appliances, center island with cooktop, abundant cabinetry, and seamless flow into the family room with fireplace and direct backyard access. Upstairs, the expansive primary suite offers dual vanities, soaking tub, separate shower, and walk-in closets. Secondary bedrooms are well-sized and thoughtfully positioned. The former tandem garage space has been converted into additional finished living area, currently configured as a bedroom with full bathroom and independent exterior backyard access. This added space provides flexible options for extended living, office, gym, or private retreat. Total usable area is approximately 3,146 sq ft including this finished space (buyer to verify all square footage, permits, and usage). The backyard is designed for entertaining, featuring a pergola-covered patio, grassy area, and hillside views. The exterior-access bathroom adds convenience for gatherings. Located near parks, schools, shopping, and Otay Ranch amenities, this home offers space, versatility, and location
    23 days
    |
    1,474
    |
    80
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 06, 2026 at 09:18am

    Listed by:

    Norma Roth DRE #01926943 Preferred:619-572-4193,

    Coldwell Banker West

    Source: SDMLS,MLS#: 260004460MLS LogoOriginating MLS: San Diego Association of REALTOR

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Heating
      • Forced Air Unit
      Cooling
      • Central Forced Air
      Appliances
      • Included: Dishwasher, Disposal, Garage Door Opener, Convection Oven, Gas Range, Gas Water Heater
      • Laundry: Gas
      Features
      • Bathtub, Ceiling Fan, Recessed Lighting, Unfurnished, Cathedral-Vaulted Ceiling, Kitchen Open to Family Rm
      • Flooring: Tile, Wood
      • Number of fireplaces: 1
      • Fireplace features: FP in Family Room
      Interior area
      • Total structure area: 2,928
      • Total interior livable area: 2,928 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Attached
      • Garage spaces: 2
      Features
      • Levels: 2 Story
      • Patio & porch: Patio, Porch - Front
      • Pool features: Community/Common
      • Fencing: Full
      • Has view: Yes
      • View description: Mountains/Hills
      Details
      • Parcel number: 6412504000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Spanish Tile
      Condition
      • Year built: 2003

      Utilities & green energy

      • Sewer: Sewer Connected
      • Water: Meter on Property

      Community & HOA

      Community
      • Security: On Site Guard
      • Subdivision: CHULA VISTA
      HOA
      • Services included: Common Area Maintenance
      • HOA fee: $138 monthly
      • HOA name: Otay Ranch III
      Location
      • Region: Chula Vista

      Financial & listing details

      • Price per square foot: $410/sqft
      • Tax assessed value: $521,475
      • Annual tax amount: $10,331
      • Date on market: 2/26/2026
      • Listing terms: Cash,Conventional,FHA,VA
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        Estimated market value

        $1,215,600

        $1.15M - $1.28M

        $5,485/mo

        Price history

        Price history
        DateEventPrice
        3/6/2026Pending sale$1,200,000$410/sqft
        Source: SDMLS #260004460 Report a problem
        2/26/2026Listed for sale$1,200,000+197%$410/sqft
        Source: SDMLS #260004460 Report a problem
        12/4/2009Sold$404,000-21.6%$138/sqft
        Source: Public Record Report a problem
        10/17/2003Sold$515,000$176/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$10,331 +2.4%$521,475 +2%
        2024$10,084 +1.3%$511,251 +2%
        2023$9,951 +2.1%$501,228 +2%
        2022$9,747 +1.7%$491,401 +2%
        2021$9,586 +2%$481,766 +1%
        2020$9,399 +79.7%$476,828 +2%
        2019$5,229 -42.2%$467,480 +2%
        2018$9,046 +1.8%$458,315 +2%
        2017$8,887 +1.9%$449,330 -1.1%
        2016$8,718 +2.5%$454,548 +1.5%
        2015$8,508 -1.3%$447,721 +2%
        2014$8,616 $438,951 +0.5%
        2013-- $436,968 +2%
        2012-- $428,400 +5.2%
        2011-- $407,041 +0.8%
        2010-- $404,000 -12.2%
        2009-- $460,000 -17.5%
        2008-- $557,450 +2%
        2007-- $546,521 +2%
        2006-- $535,806 +2%
        2005-- $525,300 +2%
        2004-- $515,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $7,332/mo
        Principal & interest
        $6024
        Property taxes
        $1170
        HOA Fees
        $138
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          Climate risks

          Neighborhood: Otay Ranch

          Getting around

          15 / 100
          Car-Dependent
          32 / 100
          Some Transit
          24 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 91913

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