RARE VA ASSUMABLE LOAN at 3.25%!
Take advantage of a unique opportunity to assume this existing VA loan with a below-market 3.25% interest rate, offering substantial monthly savings compared to today’s rates. Quality-built home located in a desirable Cokato neighborhood on a cul-de-sac, offering a thoughtfully designed and functional layout. The upper level features the owner’s suite plus two additional bedrooms, with a third bedroom located on the lower level. Highlights include newer stainless steel kitchen appliances, updated windows throughout, and major mechanical improvements. The lowest level offers abundant storage and is currently used as a workout area and additional living space. Enjoy added comfort with a fully functional sauna and a fireplace that has recently been cleaned. The fully fenced backyard includes a hot tub accessible from the sliding patio door and a spacious shed with electricity. Large insulated and heated three-car garage with a utility sink, floor drain, and two entrances into the home, one to the main level and one to the lower-level mudroom. Move-in ready with numerous updates already completed.
Active
Price cut: $25.1K (2/15)
$399,900
915 Klyva Rd SE, Cokato, MN 55321
4beds
2,555sqft
Est.:
Single Family Residence
Built in 2001
0.35 Acres Lot
$398,200 Zestimate®
$157/sqft
$-- HOA
What's special
- 31 days |
- 1,317 |
- 65 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: February 20, 2026 at 02:02pm
Listed by:
Julie Fields 763-353-2688,
Real Broker, LLC
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7016823
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: Upper
- Area: 180 Square Feet
- Dimensions: 12x15
Bedroom 2
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Level: Upper
- Area: 156 Square Feet
- Dimensions: 13x12
Bedroom 4
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 13x11
Family room
- Level: Lower
- Area: 390 Square Feet
- Dimensions: 30x13
Kitchen
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16x15
Laundry
- Level: Lower
- Area: 143 Square Feet
- Dimensions: 13x11
Living room
- Level: Main
- Area: 432 Square Feet
- Dimensions: 18x24
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Features
- Basement: Drain Tiled,Full,Sump Pump
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 2,555
- Total interior livable area: 2,555 sqft
- Finished area above ground: 1,630
- Finished area below ground: 925
Property
Parking
- Total spaces: 3
- Parking features: Attached, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions (29x24)
Accessibility
- Accessibility features: None
Features
- Levels: Four or More Level Split
- Fencing: Wood
Lot
- Size: 0.35 Acres
- Features: Irregular Lot, Tree Coverage - Light
Details
- Additional structures: Storage Shed
- Foundation area: 1683
- Parcel number: 105044001040
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
Condition
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: 200+ Amp Service
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
HOA
- Has HOA: No
- Services included: Other
Location
- Region: Cokato
Financial & listing details
- Price per square foot: $157/sqft
- Tax assessed value: $394,200
- Annual tax amount: $5,344
- Date on market: 2/5/2026
- Road surface type: Paved
Estimated market value
$398,200
$378,000 - $418,000
$2,757/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/15/2026 | Price change | $399,900-5.9%$157/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7016823 Report a problem | ||
| 2/7/2026 | Listed for sale | $425,000+21.4%$166/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7016823 Report a problem | ||
| 1/14/2022 | Sold | $350,000+0%$137/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6122162 Report a problem | ||
| 12/2/2021 | Pending sale | $349,900$137/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6122162 Report a problem | ||
| 11/2/2021 | Listed for sale | $349,900+18.6%$137/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6122162 Report a problem | ||
| 6/28/2019 | Sold | $295,050-0.7%$115/sqft |
Source: NorthstarMLS as distributed by MLS GRID #5229441 Report a problem | ||
| 5/12/2019 | Listed for sale | $297,000+23%$116/sqft |
Source: Bradley Real Estate Services #5229441 Report a problem | ||
| 6/2/2016 | Sold | $241,452-9.7%$95/sqft |
Source: Public Record Report a problem | ||
| 6/2/2004 | Sold | $267,450+1014.4%$105/sqft |
Source: Public Record Report a problem | ||
| 7/21/2000 | Sold | $24,000$9/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,344 +14.2% | $394,200 +3% |
| 2024 | $4,678 -0.8% | $382,800 +3.9% |
| 2023 | $4,714 +10.5% | $368,300 +10% |
| 2022 | $4,266 +2.7% | $334,700 +14.9% |
| 2021 | $4,154 +3.8% | $291,300 +2.6% |
| 2020 | $4,002 -63.9% | $283,900 +4.3% |
| 2019 | $11,090 +177.1% | $272,100 +12.9% |
| 2018 | $4,002 +15% | $241,100 +6.2% |
| 2017 | $3,480 +2.2% | $227,100 |
| 2016 | $3,404 | -- |
| 2015 | $3,404 +5.5% | -- |
| 2014 | $3,228 +9.7% | -- |
| 2013 | $2,942 -3% | -- |
| 2012 | $3,032 +3.1% | -- |
| 2011 | $2,940 -10.2% | -- |
| 2010 | $3,276 +2.7% | -- |
| 2009 | $3,189 +1.4% | -- |
| 2008 | $3,145 +8.8% | -- |
| 2007 | $2,890 +1.2% | -- |
| 2006 | $2,857 +3.8% | -- |
| 2005 | $2,753 +2.7% | -- |
| 2004 | $2,680 +10.4% | -- |
| 2003 | $2,427 +6.9% | -- |
| 2002 | $2,270 +411.2% | -- |
| 2001 | $444 | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,232/mo
Principal & interest
$1905
Property taxes
$327
Climate risks
Neighborhood: 55321
Nearby schools
GreatSchools rating
- 10/10Cokato Elementary SchoolGrades: PK-4Distance: 0.5 mi
- 8/10Dassel-Cokato Middle SchoolGrades: 5-8Distance: 2.5 mi
- 9/10Dassel-Cokato Senior High SchoolGrades: 9-12Distance: 2.5 mi
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