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For sale
  • $498,000

    902 S Ruby Dr, Key Largo, FL 33037

    2beds
    1,259sqft
    Mobile Home, Manufactured Home
    Built in 1978
    3,920.4 Square Feet Lot
    $476,900 Zestimate®
    $396/sqft
    $278/mo HOA

    What's special

    Community dockageBrand-new hvac systemTennis and pickleball courtsDrywalled walls and ceilingsSpacious layoutNew flooringBoat trailer storage
    Welcome to 902 S. Ruby Drive in the highly sought-after Silver Shores, a vibrant 55+ oceanfront community in the heart of Key Largo. This beautifully maintained 2-bedroom, 2-bathroom home offers 1,298 square feet of comfortable living space and truly feels like home with drywalled walls and ceilings, new flooring, and a brand-new HVAC system. Thoughtfully updated and well cared for, this spacious layout provides both functionality and relaxed Florida Keys charm.Enjoy morning coffee or sunset evenings from your screened porch, perfectly positioned to capture the island breeze.Silver Shores is known for offering one of the best lifestyle values in the Upper Keys with a remarkably affordable monthly HOA. Residents enjoy a heated and chilled oceanfront pool, community dockage (waiting list), boat trailer storage, tennis and pickleball courts, and one of the most active clubhouses in town. On-site management is helpful and accommodating, adding to the ease of ownership.If you've been searching for an affordable way to enjoy the Keys lifestyle without sacrificing amenities, this is your opportunity.
    31 days
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    781
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    24
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    Zillow last checked: 7 hours ago

    Listing updated: February 20, 2026 at 06:51am

    Listed by:

    Jaclyn Kelley, Broker 305-923-1042,

    Better Homes and Gardens Real Estate Destinations,

    Samantha Arce 305-393-2725,

    Better Homes and Gardens Real Estate Destinations

    Source: FLKMLS,MLS#: 618742MLS LogoOriginating MLS: Florida Keys

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Oven, Refrigerator, Dishwasher, Dryer
      Features
      • Built-in Cabinets
      • Flooring: Tile
      • Windows: Drapes/Blinds Incl, Single Hung Windows, Clam Shell
      Interior area
      • Total interior livable area: 1,259 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Carport, Covered, Guest
      • Has carport: Yes
      Features
      • Levels: One,Ground Level
      • Stories: 1
      • Patio & porch: Screened P/B, Screened Patio
      • Exterior features: Storage
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Decked
      • Water view: None
      • On waterfront: Yes
      • Waterfront features: None, Waterfront, Dockage: Other Dockage
      Lot
      • Size: 3,920.4 Square Feet
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00486852010100
      • Zoning: URM
      • Zoning description: Urban Res Mobile Home District
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MobileManufactured
      • Property subtype: Mobile Home, Manufactured Home
      Materials
      • Roof: Metal,Other
      Condition
      • Year built: 1978

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Buyer to Verify, Cable Connected

      Community & HOA

      Community
      • Features: Pool, Manager on Premises, Tennis Court(s), Clubhouse, Community Boat Ramp, Community Dockage
      • Security: Electric Gate
      • Subdivision: Silver Shores (96.0)
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Other, Maintenance Grounds
      • HOA fee: $278 monthly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $396/sqft
      • Tax assessed value: $331,168
      • Annual tax amount: $3,087
      • Date on market: 2/20/2026

        Estimated market value

        $476,900

        $453,000 - $501,000

        $2,540/mo

        Price history

        Price history
        DateEventPrice
        2/20/2026Listed for sale$498,000+121.3%$396/sqft
        Source: Key West AOR #618742 Report a problem
        10/16/2017Sold$225,000-13.1%$179/sqft
        Source: FLKMLS #576189 Report a problem
        8/30/2017Price change$258,900-3.7%$206/sqft
        Source: Keys Country Realty & Dev. Inc #576189 Report a problem
        7/8/2017Listed for sale$268,900+59.1%$214/sqft
        Source: Keys Country Realty & Dev. Inc #576189 Report a problem
        4/30/2013Sold$169,000-4.5%$134/sqft
        Source: FLKMLS #559808 Report a problem
        12/19/2012Listed for sale$177,000$141/sqft
        Source: Schwartz Property Sales #559808 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$3,088 +12%$270,293 +10%
        2024$2,757 +6.5%$245,721 +10%
        2023$2,589 +15.9%$223,383 +10%
        2022$2,234 +7.2%$203,075 +10%
        2021$2,084 -6.7%$184,614 -8.6%
        2020$2,235 $201,877 -4%
        2019$2,235 -3.1%$210,388 +3%
        2018$2,306 +0.9%$204,193 +15.6%
        2017$2,286 $176,677 +22.1%
        2016-- $144,656 -1.6%
        2015-- $147,021

        Find assessor info on the county website

        BuyAbility℠ payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33037

        Nearby schools

        GreatSchools rating

        Local experts in 33037

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