INCREDIBLE VALUE! VA-APPROVED BUILDING! Unlock the best of both worlds with this condo! Enjoy relaxing in your own beach retreat the majority of the year, while letting the property pay for itself when you're not using it. The current owners only rent the unit for 2-3 months annually and easily earn $20,000-$25,000—and get to enjoy the condo themselves the rest of the time. Live the island life in this beautifully updated condo on Okaloosa Island, offering the perfect blend of comfort, convenience, and beachfront charm. This well-maintained unit features an open floor plan that flows seamlessly from the modern kitchen and spacious living area to a private balcony with stunning Gulf views. Recent upgrades include a new water heater, HVAC, fresh paint, and hurricane-rated windows and sliding doors in 2022. The building also received a full exterior renovation that year, including fresh paint and structural repairs. In 2024, the bedrooms were upgraded with new LVP flooring, the roof was replaced, the pool was resurfaced, and the beachfront walkway was rebuilt, providing direct access to the sugar-white sand. A rare deeded covered parking space located directly beneath the unit conveys with the sale, and a new restaurant next door adds to the convenience. Whether you're looking for a full-time residence, a beachside retreat, or an income-generating investment, this condo checks all the boxes, with onsite rental management available to make ownership even easier.
Sold for $395,000
$395,000
895 Santa Rosa Blvd APT 203, Fort Walton Beach, FL 32548
2beds
1,074sqft
Condominium
Built in 2000
-- sqft lot
$394,300 Zestimate®
$368/sqft
$2,132 Estimated rent
Home value
$394,300
$359,000 - $434,000
$2,132/mo
Zestimate® history
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$2,132/mo
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$3,422/mo
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Est. payment
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List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: October 10, 2025 at 01:49pm
Listed by:
Jill L Wood 850-797-3929,
ERA American Real Estate
Bought with:
Jennifer M Carty, 3309310
JC Coastal Real Estate
Source: ECAOR,MLS#: 971500
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 156 Square Feet
- Dimensions: 12 x 13
Primary bathroom
- Level: First
- Area: 48 Square Feet
- Dimensions: 8 x 6
Bathroom
- Level: First
- Area: 40 Square Feet
- Dimensions: 8 x 5
Dining area
- Level: First
- Area: 112 Square Feet
- Dimensions: 14 x 8
Kitchen
- Level: First
- Area: 136 Square Feet
- Dimensions: 17 x 8
Living room
- Level: First
- Area: 210 Square Feet
- Dimensions: 15 x 14
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Recessed Lighting, Owner's Closet, Pantry
- Flooring: Tile, Vinyl
- Furnished: Yes
Interior area
- Total structure area: 1,074
- Total interior livable area: 1,074 sqft
Property
Parking
- Total spaces: 1
- Parking features: Covered
- Garage spaces: 1
Features
- Exterior features: Balcony
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 002S24567800000203
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Concrete
Condition
- Construction Complete
- New construction: No
- Year built: 2000
Utilities & green energy
- Water: Public
Community & neighborhood
Community
- Community features: BBQ Pit/Grill, Beach, Elevators, Fitness Center, Pool, TV Cable, Tennis Court(s), Waterfront, Short Term Rental - Allowed
Location
- Region: Fort Walton Beach
- Subdivision: SEACREST CONDO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $952 monthly
- Services included: Maintenance Grounds, Insurance, Management, Recreational Faclty, Sewer, Cable TV, Trash, Water, Internet
Price history
| Date | Event | Price |
|---|---|---|
| 10/10/2025 | Sold | $395,000+2.6%$368/sqft |
Source:  ECAOR #971500 Report a problem | ||
| 9/6/2025 | Pending sale | $385,000$358/sqft |
Source: ECAOR #971500 Report a problem | ||
| 9/3/2025 | Price change | $385,000-2.5%$358/sqft |
Source: ECAOR #971500 Report a problem | ||
| 8/20/2025 | Price change | $395,000-1%$368/sqft |
Source: ECAOR #971500 Report a problem | ||
| 7/25/2025 | Price change | $399,000-3.9%$372/sqft |
Source: ECAOR #971500 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,382 +4.7% | $325,187 -4.4% |
| 2023 | $4,184 +15.9% | $340,000 +26.5% |
| 2022 | $3,611 +62.1% | $268,750 +30.7% |
Find assessor info on the county website
Neighborhood: Okaloosa Island
Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 2.4 mi
- 7/10Max Bruner Junior Middle SchoolGrades: 6-8Distance: 1.4 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Elliott Point
- Middle: Bruner
- High: Fort Walton Beach
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$394,300
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+$7,886
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$402,186
- Florida
- Okaloosa County
- Fort Walton Beach
- 32548
- Okaloosa Island
- 895 Santa Rosa Blvd Apartment 203
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