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For sale
  • $409,400

    891 Choctawhatchee River Rd, Bruce, FL 32455

    2beds
    2,052sqft
    : 
    Single Family Residence
    Built in 1997
    9,147.6 Square Feet Lot
    $-- Zestimate®
    $200/sqft
    $-- HOA

    What's special

    Cedar sidedCovered porch swingSoaring ceilingCustom built-in bookcasesHuge living spaceDeep double-bowl sinkCozy wood-burning fireplace
    PRICED 15K BELOW 9/2025 APPRAISED VALUE. AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB & < 30 miles to 30A! NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Tired of traffic & tourist traps? Dreaming of a peaceful retreat to escape to, without giving up the beach & civilization? Ideal as a primary Home, multi-occupancy 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name! Spend your days gazing out at the expansive Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF). The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included. From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views. On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours. The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage. An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic. Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch. Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks! Seclusion with Close Proximity to it ALL! Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables Alaqua Animal Refuge - 9.2 miles E.O. Wilson Biophilia Center - Just over 10 miles Publix Super Market at The Shoppes at Freeport - 14.3 miles Eden Gardens & Point Washington State Parks - within 28 miles Grayton Beach - 27.5 miles Rosemary Beach - 30.6 miles Grand Blvd 32 miles ECP Airport 22 miles Closest Public Beach Access 58 Panama City Beach - 23.4 miles Blue Mountain Regional Beach Access - 26.9 miles
    5 days
    |
    450
    |
    23
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: February 20, 2026 at 11:45am

    Listed by:

    Karen K Martineau 850-499-6930,

    RE/MAX Coastal Properties,

    Glenda W Lichorwic 850-496-1400,

    RE/MAX Coastal Properties

    Source: ECAOR,MLS#: 995860MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: Second
    • Area: 173.31 Square Feet
    • Dimensions: 11.75 x 14.75
    Bedroom
    • Description: w/ Walk-in Closet
    • Level: First
    • Area: 116.96 Square Feet
    • Dimensions: 10.17 x 11.5
    Primary bathroom
    • Level: Second
    • Area: 91.38 Square Feet
    • Dimensions: 11.67 x 7.83
    Bathroom
    • Level: First
    • Area: 36.42 Square Feet
    • Dimensions: 5.08 x 7.17
    Other
    • Level: Second
    • Area: 180.63 Square Feet
    • Dimensions: 7.58 x 23.83
    Bonus room
    • Level: First
    • Area: 193.83 Square Feet
    • Dimensions: 10.92 x 17.75
    Other
    • Level: First
    • Area: 421.56 Square Feet
    • Dimensions: 23.42 x 18
    Dining area
    • Level: Second
    • Area: 185.36 Square Feet
    • Dimensions: 8 x 23.17
    Garage
    • Level: First
    • Area: 346.27 Square Feet
    • Dimensions: 31 x 11.17
    Kitchen
    • Level: Second
    • Area: 254.87 Square Feet
    • Dimensions: 11 x 23.17
    Laundry
    • Level: Second
    • Area: 14.75 Square Feet
    • Dimensions: 6.33 x 2.33
    Living room
    • Level: Second
    • Area: 653.42 Square Feet
    • Dimensions: 23.83 x 27.42
    Screened porch
    • Level: Second
    • Area: 202.5 Square Feet
    • Dimensions: 11.25 x 18
    Screened porch
    • Level: First
    • Area: 86.85 Square Feet
    • Dimensions: 7.5 x 11.58
    Other
    • Description: w/ Kitchenette
    • Level: First
    • Area: 169.36 Square Feet
    • Dimensions: 14.83 x 11.42
    Heating
    • Central
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Disposal, Range Hood, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Breakfast Bar, Bookcases, Cathedral Ceiling(s), In-Law Floorplan, Kitchen Island, Recessed Lighting, Pantry, Natural Woodwork
    • Flooring: Hardwood, Tile
    • Windows: Window Treatments
    • Has fireplace: Yes
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 2,052
    • Total interior livable area: 2,052 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Oversized
    • Attached garage spaces: 1
    Features
    • Stories: 2
    • Patio & porch: Covered, Enclosed, Porch, Screened
    • Exterior features: Balcony
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, Seawall
    Lot
    • Size: 9,147.6 Square Feet
    • Dimensions: 72 x 107 x 71 x 110
    • Features: Flood Insurance Req, Interior Lot, Level
    Details
    • Additional structures: Guest House, Yard Building
    • Parcel number: 021S170705000B0100
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cabin
    • Property subtype: Single Family Residence
    Materials
    • Frame, Wood Siding, Trim Wood
    • Foundation: Slab
    • Roof: Metal
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 1997

    Utilities & green energy

    • Sewer: Septic Tank

    Community & HOA

    Community
    • Features: Fishing, Waterfront
    • Subdivision: CHOCTAWHATCHEE RIVER ESTATES
    Location
    • Region: Bruce

    Financial & listing details

    • Price per square foot: $200/sqft
    • Tax assessed value: $210,835
    • Annual tax amount: $1,835
    • Date on market: 2/20/2026
    • Road surface type: Paved
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    2/20/2026Listed for sale$409,400+20.4%$200/sqft
    Source: ECAOR #995860 Report a problem
    9/5/2025Sold$340,000+1.5%$166/sqft
    Source: ECAOR #977005 Report a problem
    7/24/2025Pending sale$335,000$163/sqft
    Source: ECAOR #977005 Report a problem
    7/3/2025Price change$335,000-8.4%$163/sqft
    Source: ECAOR #977005 Report a problem
    5/23/2025Listed for sale$365,800+11.2%$178/sqft
    Source: ECAOR #977005 Report a problem
    4/6/2025Listing removed--
    Source: Owner Report a problem
    3/4/2025Listed for sale$329,000+13.4%$160/sqft
    Source: Owner Report a problem
    1/31/2022Sold$290,000-10.8%$141/sqft
    Source: ECAOR #885829 Report a problem
    12/10/2021Pending sale$325,000$158/sqft
    Source: ECAOR #885829 Report a problem
    11/15/2021Listed for sale$325,000+35.4%$158/sqft
    Source: ECAOR #885829 Report a problem
    5/5/2020Listing removed$240,000$117/sqft
    Source: Team Walton Real Estate Professionals #841858 Report a problem
    3/4/2020Listed for sale$240,000$117/sqft
    Source: Team Walton Real Estate Professionals #841858 Report a problem
    1/1/2020Listing removed$240,000$117/sqft
    Source: Team Walton Real Estate Professionals #822353 Report a problem
    10/21/2019Listed for sale$240,000+0.4%$117/sqft
    Source: Team Walton Real Estate Professionals #822353 Report a problem
    11/1/2016Listing removed$239,000$116/sqft
    Source: Counts Real Estate Group Inc #645457 Report a problem
    4/25/2016Listed for sale$239,000+0.4%$116/sqft
    Source: Counts Real Estate Group Inc #645457 Report a problem
    9/3/2015Listing removed$238,000$116/sqft
    Source: Prudential Shimmering Sands Realty #622805 Report a problem
    8/12/2015Listed for sale$238,000$116/sqft
    Source: Prudential Shimmering Sands Realty #622805 Report a problem
    7/10/2015Listing removed$238,000$116/sqft
    Source: Prudential Shimmering Sands RE #622805 Report a problem
    5/5/2015Price change$238,000-0.4%$116/sqft
    Source: Prudential Shimmering Sands RE #622805 Report a problem
    8/3/2014Listed for sale$239,000$116/sqft
    Source: Prudential Shimmering Sands Realty #622805 Report a problem
    10/10/2013Listing removed$239,000$116/sqft
    Source: Counts Real Estate Group Inc #608030 Report a problem
    4/12/2013Listed for sale$239,000-14.3%$116/sqft
    Source: Vflyer Homes #595100 Report a problem
    3/25/2012Listing removed$279,000$136/sqft
    Source: Counts Real Estate Group #415252 Report a problem
    3/24/2011Listed for sale$279,000+11.6%$136/sqft
    Source: Visual Tour #415252 Report a problem
    8/10/2007Sold$250,000+48.8%$122/sqft
    Source: Public Record Report a problem
    10/8/2004Sold$168,000$82/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$1,836 -0.7%$210,835 -1.1%
    2023$1,849 +126.2%$213,255 +71.8%
    2022$817 -0.9%$124,107 +3%
    2021$825 -1.5%$120,492 +1.4%
    2020$837 +3.4%$118,828 +2.1%
    2019$810 $116,359 +1.9%
    2018$810 +2.1%$114,189 +0.6%
    2017$794 +0.4%$113,471 +2.1%
    2016$790 +1.7%$111,137 +0.7%
    2015$777 -0.8%$110,364 -1%
    2014$783 $111,533 -1%
    2013-- $112,701 -1.9%
    2012-- $114,873 +3%
    2011-- $111,527 +1.7%
    2010-- $109,636 -2.2%
    2009-- $112,045 -4%
    2008-- $116,732 +22.2%
    2007-- $95,496 +14.8%
    2005-- $83,207 +4.1%
    2004-- $79,895 +2.6%
    2003-- $77,841 +2.7%
    2002-- $75,785 +1.8%
    2001-- $74,426

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,222/mo
    Principal & interest
    $1905
    Property taxes
    $317

      Climate risks

      Neighborhood: 32455

      Getting around

      0 / 100
      Car-Dependent
      12 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Freeport
      • Middle: Freeport
      • High: Freeport

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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