Waterfront Home in Mint Condition with almost 4 ACRES on a Premier Waterway ! The adjoining Waterfront vacant parcel (2 acres) Comes with the Sale and has already been perked for a conventional 3 bedroom septic. Sell off the vacant parcel to have a very affordable waterfront home or keep for development. Some Highlights of the house: tastefully renovated top to bottom over the past few years, impressive Kitchen which is great for entertaining, 2 bedrooms and room for a 3rd or office, Conditioned Crawl space, New Windows, New roof, New Siding, New Flooring, New doors, New fixtures, and so much more to see in person ! A 2 car garage plus an additonal building offers excellent storage. On a Beautiful parcel of land along the shores of the Coan River offering a Pier, excellent Depth and a very peaceful Setting. Set your appointments now to be one of the first to take a tour. $540,000 for the package
For sale
$540,000
873 Cowart Rd, Lottsburg, VA 22511
2beds
1,276sqft
Est.:
Single Family Residence
Built in 1965
3.98 Acres Lot
$-- Zestimate®
$423/sqft
$-- HOA
What's special
Waterfront homeConditioned crawl spaceVery peaceful settingNew flooringExcellent depthNew windowsNew siding
- 24 days |
- 666 |
- 17 |
Zillow last checked: 7 hours ago
Listing updated: March 13, 2026 at 01:19pm
Listed by:
Melissa L. Bradley 804-761-2024,
Shore Realty, Inc.,
Robbie Booth 804-339-1504,
Shore Realty, Inc.
Source: CVRMLS,MLS#: 2605272
Originating MLS: Central Virginia Regional MLS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Other
- Description: Shower
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dryer, Dishwasher, Microwave, Refrigerator, Range Hood, Stove, Washer
Features
- Dining Area, Kitchen Island
- Flooring: Vinyl
- Basement: Crawl Space
- Attic: Access Only
Interior area
- Total interior livable area: 1,276 sqft
- Finished area above ground: 1,276
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Off Street
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Dock, Storage, Shed
- Pool features: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Dock Access, Mooring, Waterfront
- Body of water: Kingscote Creek-Coan River
- Frontage length: 229.0000,229.0000
Lot
- Size: 3.98 Acres
- Features: Waterfront
Details
- Additional structures: Garage(s), Shed(s)
- Parcel number: 10010190
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Lottsburg
Financial & listing details
- Price per square foot: $423/sqft
- Tax assessed value: $458,100
- Annual tax amount: $3,389
- Date on market: 3/1/2026
- Ownership: Individuals
- Ownership type: Sole Proprietor
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Listed for sale | $540,000+15.1%$423/sqft |
Source: Northern Neck AOR #120017 Report a problem | ||
| 2/28/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 1/11/2026 | Price change | $469,000-11.3%$368/sqft |
Source: Owner Report a problem | ||
| 10/13/2025 | Price change | $529,000-7%$415/sqft |
Source: Owner Report a problem | ||
| 6/14/2025 | Listed for sale | $569,000+51.7%$446/sqft |
Source: Owner Report a problem | ||
| 12/1/2022 | Sold | $375,000-11.2%$294/sqft |
Source: | ||
| 11/18/2022 | Pending sale | $422,500$331/sqft |
Source: | ||
| 10/9/2022 | Listed for sale | $422,500-0.6%$331/sqft |
Source: | ||
| 9/19/2022 | Contingent | $425,000$333/sqft |
Source: | ||
| 9/8/2022 | Price change | $425,000-3.2%$333/sqft |
Source: | ||
| 7/21/2022 | Listed for sale | $439,000$344/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,848 +25% | $249,700 +11.5% |
| 2024 | $1,478 +10.7% | $224,000 +2.3% |
| 2023 | $1,336 | $219,000 |
| 2022 | $1,336 | $219,000 |
| 2021 | $1,336 +3.4% | $219,000 |
| 2020 | $1,292 -1.6% | $219,000 -1.6% |
| 2019 | $1,313 | $222,500 |
| 2018 | -- | $222,500 |
| 2017 | -- | $222,500 |
| 2016 | -- | $222,500 |
| 2015 | -- | $222,500 |
| 2014 | -- | $222,500 -9% |
| 2013 | -- | $244,400 |
| 2012 | -- | $244,400 |
| 2011 | -- | $244,400 |
| 2010 | -- | $244,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,878/mo
Principal & interest
$2662
Property taxes
$216
More affordability tools
Climate risks
Neighborhood: 22511
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 6.8 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 6.4 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 6.5 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 22511
- Virginia
- Northumberland County
- Lottsburg
- 22511
- 873 Cowart Rd






