Welcome to Island Reserve, where this 1st floor residence in Building 5 checks every box. With covered parking and effortless access, this beautifully designed condo offers both comfort and convenience with a luxurious feel from the moment you arrive.
Inside, you'll find an open, airy living space with 10-foot ceilings and abundant natural light. The layout flows seamlessly to a large private patio overlooking the lush courtyard, just steps from the resort-style pool and amenities—perfect for morning coffee or relaxing evenings.
This home features two spacious master suites, each with its own walk-in shower and generous closet space, offering privacy and flexibility for guests or everyday living. The kitchen truly anchors the home, complete with stainless steel appliances, granite countertops, and ample cabinetry, making both casual meals and entertaining effortless.
Island Reserve is one of the area's most sought-after residential communities, known for its exceptional amenities and peaceful atmosphere. Residents enjoy a vibrant Social Club that hosts community events, creating a true neighborhood feel. Additional highlights include a spectacular one-acre lagoon-style pool with two waterfalls, an indoor basketball court ideal for pickleball, a state-of-the-art fitness center, game room, and gated security for added peace of mind.
Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, this home offers a tranquil retreat without sacrificing convenience. No short-term rentals ensure a quiet, residential environment year-round, and the unit is approved for VA financing.
Whether you're searching for a full-time residence or a refined coastal escape, this Island Reserve home delivers on every level. Schedule your private tour today and experience it for yourself.
Pending
$275,000
8700 Front Beach Rd Unit 5103, Panama City Beach, FL 32407
2beds
1,325sqft
Est.:
Condominium
Built in 2008
-- sqft lot
$259,800 Zestimate®
$208/sqft
$-- HOA
What's special
Two spacious master suitesGranite countertopsAbundant natural lightBeautifully designed condoCovered parkingOpen airy living spaceGenerous closet space
- 96 days |
- 67 |
- 0 |
Zillow last checked:
Listing updated:
Listed by:
Amanda Cialoni 850-235-4444,
Seashore Realty LLC
Source: CPAR,MLS#: 783365
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Family Room, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 16 x 11
Family room
- Level: First
- Dimensions: 15 x 11
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Interior area
- Total structure area: 1,325
- Total interior livable area: 1,325 sqft
Property
Parking
- Parking features: Community Structure
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Patio
- Exterior features: Patio
- Pool features: Gunite, In Ground, Community
- Spa features: Community
Details
- Parcel number: 40001100149
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 2008
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, High Speed Internet Available
Community & HOA
Community
- Features: Barbecue, Basketball Court, Clubhouse, Conference/Meeting Room, Fitness Center, Park, Pool, Community Pool
- Subdivision: Island Reserve
HOA
- Has HOA: Yes
- Amenities included: Gated, Barbecue, Picnic Area
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $208/sqft
- Tax assessed value: $267,750
- Annual tax amount: $2,666
- Date on market: 1/7/2026
- Cumulative days on market: 97 days
- Electric utility on property: Yes
Estimated market value
$259,800
$247,000 - $273,000
$1,915/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/16/2026 | Pending sale | $275,000$208/sqft |
Source: | ||
| 1/7/2026 | Listed for sale | $275,000-12.7%$208/sqft |
Source: | ||
| 10/5/2023 | Listing removed | -- |
Source: CPAR #746967 Report a problem | ||
| 9/29/2023 | Listing removed | $315,000$238/sqft |
Source: | ||
| 9/29/2023 | Price change | $315,000-2.3%$238/sqft |
Source: | ||
| 9/22/2023 | Listed for rent | $1,950+44.4%$1/sqft |
Source: CPAR #746967 Report a problem | ||
| 7/7/2023 | Price change | $322,500-1.8%$243/sqft |
Source: | ||
| 4/12/2023 | Listed for sale | $328,500+68.5%$248/sqft |
Source: | ||
| 6/24/2019 | Sold | $195,000-1.5%$147/sqft |
Source: Public Record Report a problem | ||
| 4/2/2019 | Listed for sale | $197,900+133.6%$149/sqft |
Source: CitiStar Realty #682042 Report a problem | ||
| 12/18/2018 | Listing removed | $1,350$1/sqft |
Source: Counts-Oakes Resort Properties Report a problem | ||
| 12/14/2018 | Listed for rent | $1,350$1/sqft |
Source: Counts-Oakes Resort Properties Report a problem | ||
| 9/26/2018 | Listing removed | $1,350$1/sqft |
Source: Counts Real Estate Group Inc #676332 Report a problem | ||
| 9/14/2018 | Listed for rent | $1,350$1/sqft |
Source: Counts Real Estate Group Inc #676332 Report a problem | ||
| 6/12/2009 | Sold | $84,700$64/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,666 +1.7% | $252,870 +3% |
| 2023 | $2,621 +26.2% | $245,505 +26.4% |
| 2022 | $2,077 | $194,193 |
| 2021 | -- | -- |
| 2020 | $1,757 -6.2% | $166,175 +11.7% |
| 2019 | $1,873 | $148,750 +9.7% |
| 2018 | $1,873 +7.3% | $135,575 +10% |
| 2017 | $1,745 +9.5% | $123,250 +4.7% |
| 2016 | $1,593 +6.3% | $117,725 +6.5% |
| 2015 | $1,498 | $110,500 +2.3% |
| 2014 | $1,498 | $108,025 +0% |
| 2013 | -- | $107,993 |
| 2012 | -- | $107,993 +21% |
| 2011 | -- | $89,250 |
| 2010 | -- | $89,250 -50.8% |
| 2009 | -- | $181,525 +825.9% |
| 2008 | -- | $19,606 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,619/mo
Principal & interest
$1328
Property taxes
$291
More affordability tools
Climate risks
Neighborhood: 32407
Nearby schools
GreatSchools rating
- 6/10Breakfast Point AcademyGrades: PK-8Distance: 2 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Bay County
- Panama City Beach
- 32407
- 8700 Front Beach Rd Unit 5103
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