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  • Price cut: $15K (3/11)
    $660,000

    864 Matho Trce, Lake Lure, NC 28746

    4beds
    --sqft
    : 
    Single Family Residence
    Built in 2025
    1.83 Acres Lot
    $657,800 Zestimate®
    $--/sqft
    $29/mo HOA

    What's special

    Stunning mountain viewsTwo large front decksWide-open architectureStandard two-car garageThoughtful design
    Owner financing available. Currently at 80–85% completion. A Must-See Opportunity in Lake Lure! Custom Arts & Crafts Estate in Tatanka. Stop dreaming and start finishing! This is the perfect scenario for a buyer who wants custom quality without the two-year wait. This rare opportunity steps you into a spacious, custom Arts & Crafts–style home where the heavy lifting is already done. Set on a beautiful 1.83-acre level lot in the peaceful Tatanka community, this property offers wide-open architecture, thoughtful design, and stunning mountain views. Designed for luxury and flexibility, this 4-bedroom, 3-bath home features a sprawling open living area centered around a fireplace, with space prepped for an elevator. Enjoy the mountain air from two large front decks or retreat to the expansive rear deck — perfect for entertaining or ready to be screened in. The lower level is a standout, featuring a private apartment with its own patio, ideal for multigenerational living or guest space. A massive bonus for the Lake Lure lifestyle—this home includes a standard two-car garage PLUS an RV/Boat garage. Framing, stud walls, electrical, plumbing, and HVAC are already in place; the home is ready for insulation, drywall, and your choice of custom finishes. You are tucked away in privacy yet incredibly close to everything. Minutes from local favorites like La Strada, LakeHouse Restaurant Bar & Grill, Lured Market & Grill, and The Highlands Kitchen + Bar. Quick access to The Bear’s Cup Café Bar and Ingles just down the road. You’re moments from boating on Lake Lure, hiking Chimney Rock State Park, and premium golf courses. Don’t start from scratch—finish the dream and walk into instant equity! Schedule your showing today.
    116 days
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    1,171
    |
    50
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 11, 2026 at 01:09pm

    Listing Provided by:

    Caleb Pohlman cpohlman@weichertunlimited.com,

    WEICHERT, Realtors - Unlimited

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4322576MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Other
      • Level: Basement
      Dining room
      • Level: Main
      Flex space
      • Level: Basement
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Heat Pump, Other
      Cooling
      • Heat Pump, Other
      Appliances
      • Included: None
      • Laundry: Electric Dryer Hookup, Main Level
      Features
      • Open Floorplan
      • Flooring: Other
      • Doors: French Doors
      • Basement: Basement Garage Door,Basement Shop,Bath/Stubbed,Exterior Entry,Full,Interior Entry,Unfinished,Walk-Out Access
      • Fireplace features: Family Room
      Interior area
      • Total structure area: 0
      • Finished area above ground: 0
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Attached Garage, Garage Faces Rear, RV Access/Parking
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Deck, Front Porch, Rear Porch
      Lot
      • Size: 1.83 Acres
      • Features: Cleared, Private
      Details
      • Parcel number: 1654577
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Arts and Crafts
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      Condition
      • New construction: Yes
      • Year built: 2025

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Features: Gated
      • Subdivision: Tatanka
      HOA
      • Has HOA: Yes
      • HOA fee: $350 annually
      • HOA name: Tommy Hertzog
      Location
      • Region: Lake Lure

      Financial & listing details

      • Tax assessed value: $54,900
      • Date on market: 11/21/2025
      • Cumulative days on market: 301 days
      • Listing terms: Cash,Construction Perm Loan,Conventional,Owner Financing
      • Road surface type: Stone, Paved
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        Estimated market value

        $657,800

        $625,000 - $691,000

        $2,754/mo

        Price history

        Price history
        DateEventPrice
        3/11/2026Price change$660,000-2.2%
        Source: Canopy MLS as distributed by MLS GRID #4322576 Report a problem
        11/21/2025Listed for sale$675,000-22.4%
        Source: Canopy MLS as distributed by MLS GRID #4322576 Report a problem
        9/14/2025Listing removed$870,000
        Source: Canopy MLS as distributed by MLS GRID #4233140 Report a problem
        3/13/2025Listed for sale$870,000
        Source: Canopy MLS as distributed by MLS GRID #4233140 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $54,900
        2024$290 $54,900
        2023$290 -69.4%$54,900 -50%
        2022$949 +0.6%$109,800
        2021$944 $109,800

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,570/mo
        Principal & interest
        $3183
        Property taxes
        $358
        HOA Fees
        $29
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          Climate risks

          Neighborhood: 28746

          Getting around

          7 / 100
          Car-Dependent
          1 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 28746

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