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For sale by owner
  • Price cut: $2.5K (3/21)
    $36,500

    86 Zuma St, Waterloo, IA 50703

    1beds
    360sqft
    : 
    SingleFamily
    Built in 1937
    6,970 Square Feet Lot
    $-- Zestimate®
    $101/sqft
    $-- HOA

    What's special

    Nice size lot
    *SELLING AS IS* Home was a Family sale which is reflected on recent sale price. Fixer upper in nice quiet Waterloo neighborhood located on a dead end street 1 bedroom 1 full and 1/2 bath. Plumbing update 2024. Nice size lot.
    25 days
    |
    906
    |
    32
    |
    Listed by:

    Property Owner (319) 415-4700

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Heating
      • Forced air, Other, Other
      Cooling
      • Other
      Features
      • Flooring: Hardwood, Linoleum / Vinyl
      • Basement: Partially finished
      • Has fireplace: No
      Interior area
      • Total interior livable area: 360 sqft

      Property

      Parking
      • Parking features: Off-street
      Features
      • Exterior features: Other, Metal
      • Has view: Yes
      • View description: None
      Lot
      • Size: 6,970 Square Feet
      Details
      • Parcel number: 891230456013

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Foundation: Concrete Block
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1937

      Community & HOA

      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $101/sqft
      • Tax assessed value: $15,260
      • Annual tax amount: $317
      • Date on market: 3/8/2026
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $643/mo

        Price history

        Price history
        DateEventPrice
        3/21/2026Price change$36,500-6.4%$101/sqft
        Source: Owner Report a problem
        3/8/2026Listed for sale$39,000+4%$108/sqft
        Source: Owner Report a problem
        1/9/2026Listing removed--
        Source: Owner Report a problem
        12/23/2025Price change$37,500-6.3%$104/sqft
        Source: Owner Report a problem
        10/30/2025Listed for sale$40,000+42.9%$111/sqft
        Source: Owner Report a problem
        3/27/2017Sold$28,000-19.8%$78/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20165912 Report a problem
        10/12/2016Listed for sale$34,900$97/sqft
        Source: LOCKARD REALTOR Report a problem
        7/12/2009Listing removed$34,900$97/sqft
        Source: CENTURY 21 LSB Real Estate #160435 Report a problem
        1/22/2009Listed for sale$34,900+66.2%$97/sqft
        Source: CENTURY 21 LSB Real Estate #160435 Report a problem
        9/16/2005Sold$21,000$58/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$317 +8.5%$15,260 +4.5%
        2024$292 -59%$14,600
        2023$712 +2.7%$14,600 -55%
        2022$693 +17.9%$32,420
        2021$588 +1.6%$32,420 +24.9%
        2020$578 +10.5%$25,960
        2019$523 +0.8%$25,960 +11.5%
        2018$519 -0.2%$23,280
        2017$520 -1.5%$23,280
        2016$528 $23,280
        2015$528 +6.9%$23,280 +6.1%
        2014$494 -4.9%$21,940 -10.9%
        2012$520 +4.8%$24,620
        2011$496 +3.3%$24,620 +2.9%
        2010$480 -0.3%$23,920
        2009$481 +2.2%$23,920 -3%
        2008$471 +1.7%$24,670 +7%
        2007$463 -0.5%$23,060
        2006$466 +11.4%$23,060
        2005$418 +5.8%$23,060 +30.9%
        2003$395 +1.7%$17,620
        2002$389 +10.7%$17,620 +18%
        2001$351 $14,930

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $230/mo
        Principal & interest
        $188
        Property taxes
        $42
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          Climate risks

          Neighborhood: 50703

          Getting around

          12 / 100
          Car-Dependent
          19 / 100
          Minimal Transit
          47 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 50703