Charming 3 bedroom/2bath Lakefront home available now in Lake Ozark, MO just off Horseshoe Bend on MM 3! This home has been updated with new tile; new kitchen with new cabinets, granite counters, new stainless-steel appliances; new exterior paint; new roof and all NEW DECKING!!! Features include High Vaulted Ceilings, Beautiful Rock Fireplace; Charming Craftsmanship; Large Kitchen Island; Grand Staircase; Large Bedrooms; So Much Natural Light with Plenty of Windows towards the Lake; Flat Parking for Area; Private Deck off of the Master; Oversized Deck off of the Kitchen & Living Room; Martini Deck; Private 1-Well Dock with a 10x30 Slip; Nightly Rentals are Allowed; Mature Trees and SO MUCH MORE! Conveniently located off Carol Rd. on Horseshoe Bend you will be close to restaurants and activities in Lake Ozark or Osage Beach. This is an Amazing Investment/Family Lake Getaway SO Come see it today!!!
Pending
$519,000
831 Lucy Rd, Lake Ozark, MO 65049
3beds
1,164sqft
Est.:
Single Family Residence
Built in 1982
6,098.4 Square Feet Lot
$492,300 Zestimate®
$446/sqft
$6/mo HOA
What's special
Beautiful rock fireplaceGranite countersAll new deckingFlat parking for areaNew roofNew exterior paintNew stainless-steel appliances
- 176 days |
- 1,480 |
- 44 |
Zillow last checked: 7 hours ago
Listing updated: March 11, 2026 at 09:14am
Listed by:
Annamarie Hopkins 573-544-3587,
Ozark Realty
Source: JCMLS,MLS#: 10071378
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Lower
- Area: 100 Square Feet
- Dimensions: 10 x 10
Bedroom 2
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 x 10
Bedroom 3
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 x 11
Kitchen
- Level: Lower
- Area: 176 Square Feet
- Dimensions: 11 x 16
Laundry
- Level: Lower
- Area: 25 Square Feet
- Dimensions: 5 x 5
Living room
- Level: Lower
- Area: 156 Square Feet
- Dimensions: 13 x 12
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Features
- Basement: Walk-Out Access,Full
- Has fireplace: Yes
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,164
- Total interior livable area: 1,164 sqft
- Finished area above ground: 0
- Finished area below ground: 0
Property
Parking
- Parking features: Additional Parking
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Waterfront
Lot
- Size: 6,098.4 Square Feet
- Dimensions: 63 x 108 x 37 x 108
- Features: Waterfront
Details
- Parcel number: 01602300000001007000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- Year built: 1982
Utilities & green energy
- Sewer: Septic Tank
- Water: Shared Well
Community & HOA
Community
- Subdivision: Covedale
HOA
- Has HOA: Yes
- HOA fee: $75 annually
Location
- Region: Lake Ozark
Financial & listing details
- Price per square foot: $446/sqft
- Tax assessed value: $24,600
- Annual tax amount: $1,301
- Date on market: 9/24/2025
Estimated market value
$492,300
$468,000 - $517,000
$1,635/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/11/2026 | Pending sale | $519,000$446/sqft |
Source:  MARIS #25064523 Report a problem | ||
| 3/11/2026 | Contingent | $519,000$446/sqft |
Source:  LOBR #3580579 Report a problem | ||
| 9/24/2025 | Listed for sale | $519,000$446/sqft |
Source: LOBR #3580579 Report a problem | ||
| 4/7/2025 | Listing removed | $519,000$446/sqft |
Source: LOBR #3572083 Report a problem | ||
| 1/13/2025 | Listed for sale | $519,000$446/sqft |
Source:  CBORMLS #423821 Report a problem | ||
| 12/17/2024 | Pending sale | $519,000$446/sqft |
Source: MARIS #24068900 Report a problem | ||
| 12/17/2024 | Contingent | $519,000$446/sqft |
Source: LOBR #3572083 Report a problem | ||
| 11/16/2024 | Listed for sale | $519,000+15.4%$446/sqft |
Source: LOBR #3572083 Report a problem | ||
| 2/8/2022 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 1/10/2022 | Contingent | $449,900$387/sqft |
Source: LOBR #3538381 Report a problem | ||
| 8/13/2021 | Listed for sale | $449,900$387/sqft |
Source: LOBR #3538381 Report a problem | ||
| 8/2/2021 | Contingent | $449,900$387/sqft |
Source: LOBR #3538381 Report a problem | ||
| 7/26/2021 | Listed for sale | $449,900$387/sqft |
Source: LOBR #3538381 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,302 -3.7% | $24,600 |
| 2024 | $1,351 +2.8% | $24,600 |
| 2023 | $1,314 | $24,600 |
| 2022 | $1,314 +47.3% | $24,600 +47.2% |
| 2021 | $893 -0.7% | $16,710 |
| 2020 | $899 +0.3% | $16,710 |
| 2019 | $896 -0.5% | $16,710 |
| 2018 | $900 | $16,710 |
| 2017 | $900 +10.3% | $16,710 |
| 2016 | $816 +2% | $16,710 |
| 2015 | $800 +4.9% | $16,710 |
| 2014 | $763 | $16,710 |
| 2013 | $763 | $16,710 -29.8% |
| 2012 | -- | $23,790 +42.5% |
| 2010 | -- | $16,700 |
| 2009 | -- | $16,700 +2.7% |
| 2008 | -- | $16,260 |
| 2007 | -- | $16,260 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,757/mo
Principal & interest
$2535
Property taxes
$216
HOA Fees
$6
More affordability tools
Climate risks
Neighborhood: 65049
Nearby schools
GreatSchools rating
- NALeland O. Mills Elementary SchoolGrades: K-2Distance: 1.6 mi
- 8/10Osage Middle SchoolGrades: 6-8Distance: 5.8 mi
- 7/10Osage High SchoolGrades: 9-12Distance: 5.9 mi
Local experts in 65049
- Missouri
- Camden County
- Lake Ozark
- 65049
- 831 Lucy Rd
Nearby cities
Nearby zip codes
Other Lake Ozark Topics
