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For sale
  • Price cut: $96K (3/26)
    $3,899,000

    813 Thomas St, Key West, FL 33040

    4beds
    2,271sqft
    : 
    Single Family Residence
    Built in 2002
    5,856 Square Feet Lot
    $3,653,200 Zestimate®
    $1,717/sqft
    $-- HOA

    What's special

    Powered lanaiWrap-around porchesNew hvac systemsDekton tiled waterfallElegant finishes throughoutStriking quartz waterfall islandSun-drenched open living spaces
    NOW offered fully furnished! Located on a rare double lot in the coveted X flood zone, discover an extraordinary opportunity to own a luxurious sanctuary in the heart of Old Town Key West. Built in 2002 and a complete renovation in 2025, the furnished 3BD/2BA main home masterfully fuses island-contemporary style with timeless sophistication. Additional features include wrap-around porches, soaring ceilings, sun-drenched open living spaces, and elegant finishes throughout. The private primary suite encompasses the entire second floor, creating a serene personal retreat featuring a second floor balcony, walk-in closet, designer bath complete with a soaking tub, double vanity, and shower. The chef's kitchen is a true centerpiece with custom cabinetry, a striking quartz waterfall island, and high-end Thermador stainless steel appliances for easy living. Impact French doors lead seamlessly to the outdoor dining area featuring an alfresco kitchen and powered lanai. Step outside into your own private paradise--complete with a 15x22 heated saltwater pool, Dekton tiled waterfall, outdoor shower, and over 500 square feet of decking - all surrounded by lush landscaping. The brand-new furnished 1/1 guest cottage provides spacious comfort and privacy for family and friends. Additional property features include new HVAC systems, hardwood floors, and gated off-street parking for two. This one-of-a-kind property embodies the very best of island living--modern luxury, effortless comfort, and a location that places you moments from the vibrant heart of Key West.
    152 days
    |
    2,491
    |
    79
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 25, 2026 at 12:54pm

    Listed by:

    Brenda J Donnelly 305-304-1116,

    Brenda Donnelly Real Estate LLC

    Source: FLKMLS,MLS#: 617116MLS LogoOriginating MLS: Key West Association

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air, Ductless, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Gas Appliances, Freezer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
      Features
      • Quartz Countertops, Built-in Cabinets, Walk-In Closet(s), Storage, Entrance Foyer, Cathedral Ceiling(s)
      • Flooring: Tile, Wood
      • Doors: French Doors, Impact Rstnce Doors
      • Windows: Drapes/Blinds Incl, Other Windows/Doors
      • Furnished: Yes
      Interior area
      • Total interior livable area: 2,271 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Lanai, Open Porch/Balcony, Deck
      • Exterior features: Built-in Barbecue, Water Display, Outdoor Shower, Outdoor Kitchen, Rain Gutters
      • Has private pool: Yes
      • Pool features: In Ground, Decked, Concrete, Salt Water
      • Fencing: Privacy
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 5,856 Square Feet
      • Features: Less Than 1/4 Acre
      Details
      • Additional structures: Detached Guest Qtrs
      • Parcel number: 00014280000000
      • Zoning: HMDR
      • Zoning description: Historic Medium Density Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Propane

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Old Town - Unrecord (1.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key West

      Financial & listing details

      • Price per square foot: $1,717/sqft
      • Tax assessed value: $1,746,881
      • Annual tax amount: $5,374
      • Date on market: 10/31/2025
      • Listing terms: Cash,Conventional
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        Estimated market value

        $3,653,200

        $3.47M - $3.84M

        $7,954/mo

        Price history

        Price history
        DateEventPrice
        3/26/2026Price change$3,899,000-2.4%$1,717/sqft
        Source: FLKMLS #617116 Report a problem
        3/5/2026Price change$3,995,000-0.1%$1,759/sqft
        Source: Key West AOR #617116 Report a problem
        2/6/2026Price change$3,999,000-4.8%$1,761/sqft
        Source: Key West AOR #617116 Report a problem
        1/20/2026Price change$4,200,000+5%$1,849/sqft
        Source: Key West AOR #617116 Report a problem
        10/31/2025Listed for sale$3,999,000-5.9%$1,761/sqft
        Source: FLKMLS #617116 Report a problem
        9/11/2025Listing removed$4,250,000$1,871/sqft
        Source: FLKMLS #614449 Report a problem
        4/3/2025Listed for sale$4,250,000+153.7%$1,871/sqft
        Source: Key West AOR #614449 Report a problem
        3/6/2024Sold$1,675,000-11.8%$738/sqft
        Source: Key West AOR #607963 Report a problem
        2/8/2024Pending sale$1,900,000$837/sqft
        Source: FLKMLS #607963 Report a problem
        2/5/2024Contingent$1,900,000$837/sqft
        Source: MLKAR #607963 Report a problem
        12/29/2023Listed for sale$1,900,000+171.4%$837/sqft
        Source: FLKMLS #607963 Report a problem
        2/27/2009Sold$700,000-25.9%$308/sqft
        Source: Public Record Report a problem
        6/5/2008Listing removed$945,000$416/sqft
        Source: Century 21 #540359 Report a problem
        4/5/2008Listed for sale$945,000$416/sqft
        Source: Century 21 #540359 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$14,932 +177.8%$1,746,881 +174.8%
        2024$5,374 +1.7%$635,797 +3%
        2023$5,283 +4.5%$617,279 +3%
        2022$5,054 -2.2%$599,300 +3%
        2021$5,167 +1.7%$581,845 +1.4%
        2020$5,080 $573,812 +2.3%
        2019$5,080 +1.5%$560,912 +1.9%
        2018$5,006 +0%$550,454 +2.1%
        2017$5,003 +0.5%$539,133 +2.1%
        2016$4,981 -3.1%$528,045 +0.7%
        2015$5,140 $524,374

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $22,895/mo
        Principal & interest
        $20231
        Property taxes
        $2664
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          Climate risks

          Neighborhood: Bahama Village

          Getting around

          93 / 100
          Walker's Paradise
          28 / 100
          Some Transit
          80 / 100
          Very Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 33040

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