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  • $1,849,999

    781 Cardinal Dr, Monticello, GA 31064

    5beds
    5,982sqft
    : 
    Single Family Residence
    Built in 2003
    -- sqft lot
    $1,747,900 Zestimate®
    $309/sqft
    $35/mo HOA

    What's special

    Deeded Waterfront Living on Jackson Lake - A True Masterpiece Experience lakefront living at its finest in this stunning luxury home nestled on the shores of Jackson Lake. Boasting 5 spacious bedrooms and high-end finishes throughout, this exceptional property is designed for comfort, style, and effortless entertaining. Step into the bright and airy living room, where natural light pours in through expansive windows framing breathtaking big water views. The heart of the home is the chef's gourmet kitchen, featuring sleek quartz and granite countertops, custom cabinetry, and top-of-the-line appliances-perfect for hosting or crafting gourmet meals. The main-level master suite offers a peaceful retreat with lake views, a spa-inspired bathroom, and an oversized walk-in closet. Downstairs, the fully finished basement is an entertainer's dream-complete with a theater room, a huge wet bar with a full-size refrigerator, and multiple areas for gathering and relaxing. Enjoy lake life year-round with your covered two slip Trex dock with two lifts, ideal for boating, fishing, or simply soaking in the serene surroundings. Additional highlights include: * Lavish master bath with separate jacuzzi style tub, his and her and double vanities * Elegant high ceilings and premium finishes throughout * Ample storage and thoughtful layout for full-time living or vacation getaways * deep water for swimming at the dock. * inground sprinkler system Whether you're entertaining a crowd or enjoying quiet lakefront sunsets, this one-of-a-kind Jackson Lake estate offers luxury, comfort, and unforgettable views.
    55 days
    |
    302
    |
    11
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 25, 2026 at 10:06pm

    Listed by:

    Terry Davis 678-763-2295,

    Century 21 Crowe Realty,

    Kelly Austin 678-232-5593,

    Century 21 Crowe Realty

    Source: GAMLS,MLS#: 10690854MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Family Room, Game Room, Great Room, Laundry, Media Room, Other
      Dining room
      • Features: Separate Room
      Kitchen
      • Features: Breakfast Bar, Breakfast Room, Kitchen Island, Solid Surface Counters
      Heating
      • Central, Electric, Forced Air, Propane
      Cooling
      • Ceiling Fan(s), Central Air, Zoned
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Trash Compactor
      • Laundry: Laundry Closet, Other
      Features
      • Bookcases, Double Vanity, High Ceilings, Master On Main Level, Separate Shower, Tile Bath, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
      • Flooring: Hardwood, Tile
      • Basement: Bath Finished,Boat Door,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry
      • Number of fireplaces: 3
      • Fireplace features: Basement, Gas Starter, Living Room
      Interior area
      • Total structure area: 5,982
      • Total interior livable area: 5,982 sqft
      • Finished area above ground: 3,829
      • Finished area below ground: 2,153

      Property

      Parking
      • Parking features: Garage
      • Has garage: Yes
      Features
      • Levels: Three Or More
      • Stories: 3
      • Patio & porch: Deck, Patio
      • Exterior features: Balcony, Dock, Sprinkler System
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Deep Water Access, Dock Rights, Lake, Seawall
      • Body of water: Jackson Lake
      • Frontage type: Lakefront
      Lot
      • Features: None
      Details
      • Parcel number: 025A 053
      • Other equipment: Home Theater

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Other
      Condition
      • Resale
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Shared Well
      • Utilities for property: High Speed Internet

      Community & HOA

      Community
      • Features: Clubhouse, Lake, Playground, Pool, Golf
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Turtle Cove
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Other
      • HOA fee: $415 annually
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $309/sqft
      • Tax assessed value: $1,240,360
      • Annual tax amount: $11,534
      • Date on market: 2/12/2026
      • Cumulative days on market: 56 days
      • Listing agreement: Exclusive Right To Sell
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        Estimated market value

        $1,747,900

        $1.66M - $1.84M

        $5,422/mo

        Price history

        Price history
        DateEventPrice
        2/13/2026Listed for sale$1,849,999-2.6%$309/sqft
        Source: GAMLS #10690854 Report a problem
        2/7/2026Listing removed$1,899,000$317/sqft
        Source: GAMLS #10576999 Report a problem
        8/6/2025Listed for sale$1,899,000+249.7%$317/sqft
        Source: GAMLS #10576999 Report a problem
        8/1/2014Sold$543,000-45.7%$91/sqft
        Source: Public Record Report a problem
        3/25/2014Listing removed$1,000,000$167/sqft
        Source: Lake Homes Realty #07240253 Report a problem
        3/23/2014Price change$1,000,000+68.1%$167/sqft
        Source: Lake Homes Realty #07240253 Report a problem
        9/25/2013Listed for sale$595,000-13.6%$99/sqft
        Source: RE/MAX Lakeside #7159507 Report a problem
        6/18/2013Listing removed$689,000$115/sqft
        Source: Owner Report a problem
        4/14/2013Listed for sale$689,000+0.6%$115/sqft
        Source: Owner Report a problem
        10/16/2012Listing removed$685,000$115/sqft
        Source: Visual Tour #3247223 Report a problem
        6/20/2012Price change$685,000-0.6%$115/sqft
        Source: Visual Tour #3247223 Report a problem
        5/9/2012Listed for sale$689,000$115/sqft
        Source: Owner Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$11,740 +14.7%$496,144 +12.5%
        2023$10,234 -6.3%$441,104 +13.6%
        2022$10,925 +2.9%$388,424 +16.6%
        2021$10,618 -4.6%$333,024 +11.7%
        2020$11,129 -1.5%$298,024 -7%
        2019$11,296 -2%$320,480
        2018$11,528 +2.1%$320,480 +5.8%
        2017$11,296 +3.5%$303,040 +9.1%
        2016$10,909 $277,840 +6.8%
        2015$10,909 +36.1%$260,240 +19.9%
        2014$8,016 $217,080
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- $305,640
        2008-- $305,640
        2007-- $305,640 +20.1%
        2006-- $254,560
        2005-- $254,560
        2004-- $254,560

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $10,563/mo
        Principal & interest
        $9156
        Property taxes
        $1372
        HOA Fees
        $35
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          Climate risks

          Neighborhood: 31064

          Getting around

          0 / 100
          Car-Dependent
          2 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Washington Park
          • High: Jasper

          Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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