Welcome to penthouse living at Element at Mill Creek, one of Annapolis’ most stylish and thoughtfully designed 55+ communities. This 2 bed + Den, 2 bath top-floor residence with in-home laundry offers the privacy and quiet you’ll appreciate, paired with the elevated finishes and upgrades that truly make it better than new construction. From the moment you enter, you’ll notice the difference. Since purchasing, the owner has enhanced the home with carefully selected upgrades—refined lighting, custom touches, and elevated finishes that go beyond the builder’s base offerings. The result is a move-in-ready home with personality, warmth, and polish already in place. No waiting on construction timelines, no post-settlement projects—just effortless living from day one. This penthouse unit enjoys abundant natural light and peaceful views, along with the convenience of an assigned parking space in a secure garage—providing comfort and ease year-round. Life at Element at Mill Creek is designed for connection, wellness, and enjoyment. Residents enjoy a beautifully appointed clubhouse featuring indoor and outdoor dining spaces, a state-of-the-art fitness center, gathering rooms, and even a golf simulator for year-round play. Outdoors, you’ll find pickleball courts, scenic walking trails, and a dedicated dog park—perfect for staying active and social while enjoying the thoughtfully landscaped grounds. The community’s modern coastal architecture and easy layout create a fresh, welcoming neighborhood atmosphere that feels both intimate and sophisticated. Located just minutes from downtown Annapolis, you’ll have easy access to everything that makes the area so special—waterfront dining, boutique shopping, art galleries, live music, and year-round festivals. Spend afternoons strolling along City Dock, catching a sailboat race on the Chesapeake Bay, or enjoying dinner at one of the many acclaimed local restaurants. The charm, history, and vibrant lifestyle of Annapolis are right at your doorstep. And unlike many new construction purchases—where buyers are often responsible for the majority of closing costs—this resale offers a more traditional and balanced approach, with costs typically shared between buyer and seller. Title insurance discount also available. Stylish, upgraded, and ideally located, this penthouse at Element at Mill Creek offers the perfect blend of low-maintenance luxury, active living, and the best of Annapolis just moments away.
For sale
Price cut: $20K (3/13)
$530,000
78 Old Mill Bottom Rd N #409, Annapolis, MD 21409
2beds
1,210sqft
Est.:
Condominium
Built in 2024
-- sqft lot
$-- Zestimate®
$438/sqft
$251/mo HOA
What's special
Peaceful viewsIn-home laundryScenic walking trailsModern coastal architectureDedicated dog parkAbundant natural lightThoughtfully landscaped grounds
- 32 days |
- 418 |
- 7 |
Zillow last checked: 7 hours ago
Listing updated: March 19, 2026 at 04:38am
Listed by:
Alison Wisnom 410-262-8751,
Coldwell Banker Realty 4102638686,
Listing Team: The Collab
Source: Bright MLS,MLS#: MDAA2137136
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Den, Bedroom 1, Laundry, Bathroom 1, Bathroom 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Den
- Level: Main
Dining room
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Gas Water Heater
- Laundry: Laundry Room, In Unit
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
- Finished area above ground: 1,210
Property
Parking
- Total spaces: 1
- Parking features: Covered, Garage Door Opener, Assigned, Secured, Garage
- Garage spaces: 1
- Details: Assigned Parking, Assigned Space #: 19
Accessibility
- Accessibility features: Accessible Elevator Installed, Doors - Lever Handle(s), No Stairs
Features
- Levels: One
- Stories: 1
- Pool features: None
- Has view: Yes
- View description: Garden
Details
- Additional structures: Above Grade
- Parcel number: 020382190253811
- Zoning: U
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: Transitional
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Combination
Condition
- New construction: No
- Year built: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Security Gate
- Condo and coop fee: $251 monthly
- Senior community: Yes
- Subdivision: Element At Mill Creek
HOA
- Has HOA: No
- Amenities included: Billiard Room, Clubhouse, Community Center, Common Grounds, Dining Rooms, Dog Park, Elevator(s), Fitness Center, Game Room, Meeting Room, Party Room, Retirement Community
- Services included: All Ground Fee, Common Area Maintenance, Insurance, Recreation Facility
- HOA name: Element At Mill Creek Condominium
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $438/sqft
- Tax assessed value: $448,900
- Annual tax amount: $5,141
- Date on market: 2/25/2026
- Listing agreement: Exclusive Agency
- Ownership: Condominium
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/13/2026 | Price change | $530,000-3.6%$438/sqft |
Source: | ||
| 2/25/2026 | Listed for sale | $550,000-2.5%$455/sqft |
Source: | ||
| 11/9/2025 | Listing removed | $564,000$466/sqft |
Source: | ||
| 9/10/2025 | Price change | $564,000-0.9%$466/sqft |
Source: | ||
| 8/1/2025 | Price change | $569,000-1.6%$470/sqft |
Source: | ||
| 7/18/2025 | Listed for sale | $578,000+10.5%$478/sqft |
Source: | ||
| 5/10/2024 | Sold | $522,995$432/sqft |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$3,293/mo
Principal & interest
$2667
Property taxes
$375
HOA Fees
$251
More affordability tools
Climate risks
Neighborhood: 21409
Nearby schools
GreatSchools rating
- 7/10Windsor Farm Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 9/10Severn River Middle SchoolGrades: 6-8Distance: 3.3 mi
- 8/10Broadneck High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21409
- Maryland
- Anne Arundel County
- Annapolis
- 21409
- 78 Old Mill Bottom Rd N Unit 409



