Assumable 3.15% mortgage—an exceptional and increasingly rare opportunity in today’s market! This beautiful Edmonds condo pairs low HOA dues and reasonable property taxes with one of the most compelling financing advantages available, making it a standout option for qualified buyers seeking long-term affordability. The home itself is spacious, quiet, and ideally located near fine dining, shopping, grocery stores, and top-rated schools, many within walking distance. Enjoy quick access to major freeways, nearby parks and nature, as well as the charm of downtown Edmonds, including the waterfront and ferry. Well maintained and tastefully remodeled, the condo features an open kitchen with an oversized industrial-style sink, in-unit washer and dryer, and a comfortable, functional layout. Set in a serene, well-managed community with great neighbors, this is truly low-stress living with low monthly and annual ownership costs. A 3.15% assumable loan in Edmonds is more than a home—it’s a financial advantage. Don’t miss it.
Active
Listed by: Keller Williams North Seattle
$285,000
7700 196th Street SW #A, Edmonds, WA 98026
1beds
608sqft
Est.:
Condominium
Built in 1981
-- sqft lot
$279,100 Zestimate®
$469/sqft
$272/mo HOA
What's special
Oversized industrial-style sinkOpen kitchenIn-unit washer and dryerComfortable functional layoutWell maintainedTastefully remodeled
- 119 days |
- 534 |
- 13 |
Zillow last checked: 7 hours ago
Listing updated: February 24, 2026 at 09:12am
Listed by:
Lance Ayar,
Keller Williams North Seattle
Source: NWMLS as distributed by MLS GRID,MLS#: 2459369
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom
- Level: Main
Bathroom full
- Level: Main
Living room
- Level: Main
Heating
- Baseboard, Electric
Cooling
- None
Appliances
- Included: Dishwasher(s), Disposal, Double Oven, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Garbage Disposal, Water Heater: Electric, Water Heater Location: Hallway, Cooking - Electric Hookup, Cooking-Electric, Dryer-Electric, Washer
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Flooring: Vinyl Plank
- Windows: Insulated Windows
- Has fireplace: No
Interior area
- Total structure area: 608
- Total interior livable area: 608 sqft
Property
Parking
- Total spaces: 1
- Parking features: Uncovered
- Uncovered spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Cooking-Electric, Dryer-Electric, Ground Floor, Insulated Windows, Washer, Water Heater
- Has view: Yes
- View description: Territorial
Lot
- Features: Curbs, Paved, Sidewalk
Details
- Parcel number: 00891600000100
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Architectural style: See Remarks
- Property subtype: Condominium
Materials
- Wood Siding
- Roof: Built-Up
Condition
- Year built: 1981
- Major remodel year: 1981
Utilities & green energy
- Electric: Company: PUD
- Utilities for property: Xfinity
Green energy
- Energy efficient items: Insulated Windows
Community & HOA
Community
- Features: Garden Space
- Subdivision: Edmonds
HOA
- Services included: Sewer, Water
- HOA fee: $272 monthly
Location
- Region: Edmonds
Financial & listing details
- Price per square foot: $469/sqft
- Tax assessed value: $285,500
- Annual tax amount: $1,969
- Date on market: 12/13/2025
- Cumulative days on market: 111 days
- Listing terms: Assumable,Conventional
- Inclusions: Dishwasher(s), Double Oven, Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
$279,100
$265,000 - $293,000
$1,564/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/24/2026 | Listed for sale | $285,000-1.4%$469/sqft |
Source: | ||
| 2/15/2026 | Listing removed | $289,000$475/sqft |
Source: | ||
| 1/30/2026 | Price change | $289,000-2%$475/sqft |
Source: | ||
| 12/5/2025 | Listed for sale | $295,000+33.5%$485/sqft |
Source: | ||
| 4/9/2021 | Sold | $221,000+13.3%$363/sqft |
Source: | ||
| 3/9/2021 | Pending sale | $195,000$321/sqft |
Source: | ||
| 3/4/2021 | Listed for sale | $195,000+69.6%$321/sqft |
Source: | ||
| 6/2/2006 | Sold | $115,000+53.4%$189/sqft |
Source: | ||
| 12/17/1999 | Sold | $74,950$123/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,018 +2.5% | $285,500 +2.7% |
| 2023 | $1,969 +24.3% | $278,000 +20.1% |
| 2022 | $1,584 +11.4% | $231,500 +35.4% |
| 2021 | $1,422 +1.4% | $171,000 |
| 2020 | $1,403 -3.2% | $171,000 +10% |
| 2019 | $1,451 | $155,500 +3% |
| 2018 | -- | $151,000 +17.1% |
| 2017 | $1,381 +40.1% | $129,000 +29% |
| 2016 | $986 | $100,000 +11.1% |
| 2015 | $986 +27.6% | $90,000 +35.3% |
| 2013 | $772 | $66,500 |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,884/mo
Principal & interest
$1429
HOA Fees
$272
Property taxes
$183
More affordability tools
Climate risks
Neighborhood: 98026
Nearby schools
GreatSchools rating
- 3/10College Place Elementary SchoolGrades: K-6Distance: 0.5 mi
- 4/10College Place Middle SchoolGrades: 7-8Distance: 0.6 mi
- 7/10Edmonds Woodway High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Edmonds Elem
- Middle: College Pl Mid
- High: Edmonds Woodway High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 98026
- Washington
- Snohomish County
- Edmonds
- 98026
- 7700 196th Street SW Unit A







