Historic farmhouse nestled in The Licking Riverside neighborhood offers a rare opportunity to enjoy urban wilderness like never before. Set above the world, this home is positioned on one of the loveliest tree lined streets and has sweeping river views from the rear yard. Featuring 3 bedrooms and 2 full baths with a stunning kitchen that allows you to enjoy the natural surroundings from every window. You can do all your living on one floor with 2 bedrooms and a full bath on the first floor and a 3rd bedroom with full bath on the second floor. A detached carport sits at the top of the driveway and is enclosed with a remote-controlled gate. The entire yard has been landscaped with native plant species and ground cover that is designed to be low maintenance. The home underwent significant renovations in 2020 and offers updated mechanicals, a waterproofed basement and a fully fenced yard for the dogs. This is a rare opportunity to live on the Licking River and be in a very walkable neighborhood that is close to parks, Downtown Covington & Cincinnati.
Sold for $521,900
$521,900
728 Garrard St, Covington, KY 41011
3beds
1,951sqft
Single Family Residence, Residential
Built in ----
8,712 Square Feet Lot
$538,200 Zestimate®
$268/sqft
$2,185 Estimated rent
Home value
$538,200
$484,000 - $597,000
$2,185/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: March 26, 2026 at 08:33am
Listed by:
Rebecca Weber 859-468-2544,
Comey & Shepherd REALTORS
Bought with:
Josh Schneider, 277957
RE/MAX Preferred Group
Source: NKMLS,MLS#: 631633
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Wood Flooring, Ceiling Fan(s), Hardwood Floors
- Level: First
- Area: 180
- Dimensions: 15 x 12
Bedroom 2
- Features: Hardwood Floors
- Level: First
- Area: 99
- Dimensions: 11 x 9
Bedroom 3
- Features: Bath Adjoins
- Level: Second
- Area: 169
- Dimensions: 13 x 13
Dining room
- Features: Chandelier, French Doors, Hardwood Floors
- Level: First
- Area: 240
- Dimensions: 16 x 15
Kitchen
- Features: Wood Flooring, Kitchen Island, Gourmet Kitchen, Pantry, Wood Cabinets, Hardwood Floors
- Level: First
- Area: 208
- Dimensions: 16 x 13
Living room
- Features: Walk-Out Access, Fireplace(s), Hardwood Floors
- Level: First
- Area: 225
- Dimensions: 15 x 15
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Range, Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
- Laundry: Electric Dryer Hookup
Features
- Kitchen Island, Storage, Granite Counters, Eat-in Kitchen, Double Vanity, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Natural Woodwork, Master Downstairs
- Doors: Multi Panel Doors
- Windows: Double Hung, Storm Window(s), Vinyl Frames, Wood Frames
- Number of fireplaces: 1
- Fireplace features: Electric, Insert
Interior area
- Total structure area: 1,951
- Total interior livable area: 1,951 sqft
Property
Parking
- Total spaces: 1
- Parking features: Carport, Detached, Driveway
- Garage spaces: 1
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: Multi/Split
- Stories: 1
- Patio & porch: Patio
- Exterior features: Private Yard
- Has spa: Yes
- Spa features: Heated
- Fencing: Aluminum,Metal
- Has view: Yes
- View description: Neighborhood, River
- Has water view: Yes
- Water view: River
Lot
- Size: 8,712 sqft
- Features: Sloped Down
- Residential vegetation: Other
Details
- Parcel number: 0542327008.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Historic
- Property subtype: Single Family Residence, Residential
Materials
- Cedar, Wood Siding
- Foundation: Stone
- Roof: Asphalt
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Security
- Security features: Closed Circuit Camera(s)
Location
- Region: Covington
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2025 | Sold | $521,900+11.1%$268/sqft |
Source:  NKMLS #631633 Report a problem | ||
| 4/22/2025 | Pending sale | $469,900$241/sqft |
Source: NKMLS #631633 Report a problem | ||
| 4/17/2025 | Listed for sale | $469,900+193.7%$241/sqft |
Source: NKMLS #631633 Report a problem | ||
| 3/6/2020 | Sold | $160,000+0.1%$82/sqft |
Source: Public Record Report a problem | ||
| 12/19/2019 | Pending sale | $159,900$82/sqft |
Source: RE/MAX Affiliates #533023 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $2,131 -10% | $160,000 -10.7% |
| 2022 | $2,367 -3% | $179,200 +12% |
| 2021 | $2,441 +56.1% | $160,000 +33.3% |
Find assessor info on the county website
Neighborhood: 41011
Nearby schools
GreatSchools rating
- 6/10John G Carlisle Elementary SchoolGrades: K-5Distance: 0.5 mi
- 4/10Holmes Middle SchoolGrades: 6-8Distance: 1.5 mi
- 2/10Holmes High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: John G. Carlisle Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$538,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$538,200
- Kentucky
- Kenton County
- Covington
- 41011
- 728 Garrard St