This charming 3-bedroom, 2-bath ranch sits on a perfectly sized lot directly across from the Saginaw Bay. The interior features a cozy living room and a primary suite designed for relaxation, complete with cathedral ceilings, an en-suite bath, and a spacious walk-in closet. The attached garage has been converted into a heated workshop, currently serving as a dual-purpose office and workout space. The outdoor space offers a very relaxing atmosphere, featuring a fully fenced front and backyard, a storage shed, and a back deck/patio area ideal for quiet afternoons or summer entertaining. Move-in ready and situated in an unbeatable location, this home is a fantastic opportunity for any buyer or investor! Listing agent has ownership interest in the property.
For sale
$178,900
704 Bay Rd, Bay City, MI 48706
3beds
1,750sqft
Est.:
Single Family Residence
Built in 1940
9,583.2 Square Feet Lot
$175,000 Zestimate®
$102/sqft
$-- HOA
What's special
Storage shedEn-suite bathCathedral ceilingsSpacious walk-in closet
- 22 days |
- 4,500 |
- 132 |
Zillow last checked: 8 hours ago
Listing updated: February 17, 2026 at 11:59am
Listed by:
Zachary Kuch 269-600-4397,
EXP Realty LLC 269-600-4397
Source: MiRealSource,MLS#: 50199241
Originating MLS: MiRealSource
Originating MLS: MiRealSourceTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Vinyl
- Level: First
- Area: 180
- Dimensions: 15 x 12
Bedroom 2
- Features: Carpet
- Level: First
- Area: 99
- Dimensions: 11 x 9
Bedroom 3
- Features: Carpet
- Level: First
- Area: 63
- Dimensions: 7 x 9
Bathroom 1
- Features: Tile
- Level: First
- Area: 48
- Dimensions: 8 x 6
Bathroom 2
- Features: Tile
- Level: First
- Area: 50
- Dimensions: 5 x 10
Dining room
- Level: First
- Area: 88
- Dimensions: 11 x 8
Kitchen
- Level: First
- Area: 135
- Dimensions: 15 x 9
Living room
- Features: Vinyl
- Level: First
- Area: 187
- Dimensions: 17 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Window Unit(s)
Appliances
- Included: Microwave, Range/Oven, Refrigerator, Electric Water Heater
Features
- High Ceilings, Cathedral/Vaulted Ceiling
- Flooring: Ceramic Tile, Vinyl, Carpet
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
- Finished area above ground: 1,750
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Spaces, Driveway, Attached
- Attached garage spaces: 1
Accessibility
- Accessibility features: Accessible Common Area
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Fencing: Fenced
- Has view: Yes
- View description: Water, Bay, Lake
- Has water view: Yes
- Water view: Water,Bay,Lake
- Frontage type: Road
- Frontage length: 74
Lot
- Size: 9,583.2 Square Feet
- Dimensions: 74 x 126
- Features: Large Lot - 65+ Ft., Subdivision
Details
- Additional structures: Shed(s), Workshop
- Parcel number: 010A1600008400
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Vinyl Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Green energy
- Energy efficient items: Appliances
Community & HOA
Community
- Subdivision: Saginaw Bay Estates
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $102/sqft
- Tax assessed value: $91,800
- Annual tax amount: $3,153
- Date on market: 2/11/2026
- Cumulative days on market: 95 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$175,000
$166,000 - $184,000
$1,585/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/11/2026 | Listed for sale | $178,900-2%$102/sqft |
Source:  MiRealSource #50199241 Report a problem | ||
| 2/5/2026 | Listing removed | $182,500$104/sqft |
Source: eXp Realty #58050194983 Report a problem | ||
| 1/22/2026 | Price change | $182,500-1.3%$104/sqft |
Source: MiRealSource #50194983 Report a problem | ||
| 11/24/2025 | Listed for sale | $184,900+10.7%$106/sqft |
Source: MiRealSource #50194983 Report a problem | ||
| 5/8/2024 | Listing removed | -- |
Source:  Realcomp II #61050132850 Report a problem | ||
| 4/5/2024 | Price change | $167,000-1.8%$95/sqft |
Source: MiRealSource #50132850 Report a problem | ||
| 3/19/2024 | Price change | $170,000-1.2%$97/sqft |
Source: MiRealSource #50132850 Report a problem | ||
| 3/6/2024 | Price change | $172,000-1.7%$98/sqft |
Source: MiRealSource #50132850 Report a problem | ||
| 2/5/2024 | Listed for sale | $175,000+4.8%$100/sqft |
Source: MiRealSource #50132850 Report a problem | ||
| 12/2/2022 | Listing removed | -- |
Source: Realcomp II #61050089912 Report a problem | ||
| 11/9/2022 | Price change | $167,000-1.8%$95/sqft |
Source: MiRealSource #50089912 Report a problem | ||
| 10/20/2022 | Price change | $170,000-2.9%$97/sqft |
Source: MiRealSource #50089912 Report a problem | ||
| 10/6/2022 | Price change | $175,000-2.8%$100/sqft |
Source: MiRealSource #50089912 Report a problem | ||
| 9/26/2022 | Price change | $180,000-1.1%$103/sqft |
Source: MiRealSource #50089912 Report a problem | ||
| 9/13/2022 | Listed for sale | $182,000+13.8%$104/sqft |
Source: MiRealSource #50089912 Report a problem | ||
| 4/4/2022 | Sold | $160,000-15.8%$91/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 3/23/2022 | Pending sale | $189,999$109/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 3/21/2022 | Price change | $189,999+26.8%$109/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 2/20/2022 | Pending sale | $149,900$86/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 2/17/2022 | Price change | $149,900-16.3%$86/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 2/15/2022 | Price change | $179,000+11.9%$102/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 2/11/2022 | Price change | $159,999-11.6%$91/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 2/7/2022 | Price change | $181,000+6.7%$103/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 1/28/2022 | Price change | $169,599-5.8%$97/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 1/12/2022 | Listed for sale | $179,999+749.1%$103/sqft |
Source: Realcomp II #2220002227 Report a problem | ||
| 8/25/2017 | Sold | $21,200-72.8%$12/sqft |
Source: MiRealSource #30810129 Report a problem | ||
| 6/3/2013 | Sold | $77,894+14.7%$45/sqft |
Source: Public Record Report a problem | ||
| 8/19/2005 | Sold | $67,933$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,580 | $45,900 +14.6% |
| 2023 | -- | $40,050 +12.7% |
| 2022 | -- | $35,550 +6.8% |
| 2021 | -- | $33,300 +8.3% |
| 2020 | $1,599 | $30,750 +13.5% |
| 2019 | -- | $27,100 -4.6% |
| 2018 | $1,599 | $28,400 +0.2% |
| 2017 | -- | $28,350 +5.6% |
| 2016 | -- | $26,850 +7.2% |
| 2015 | -- | $25,050 +9.2% |
| 2014 | -- | $22,950 +0.7% |
| 2013 | -- | $22,800 +0.9% |
| 2012 | -- | $22,600 -3.4% |
| 2011 | -- | $23,400 -11.7% |
| 2010 | -- | $26,500 -18.8% |
| 2009 | -- | $32,650 -11.5% |
| 2008 | -- | $36,900 +8.2% |
| 2007 | -- | $34,100 |
| 2006 | -- | $34,100 +5.4% |
| 2005 | -- | $32,350 |
| 2004 | -- | $32,350 +1.6% |
| 2003 | -- | $31,850 +0.6% |
| 2002 | -- | $31,650 +2.6% |
| 2001 | -- | $30,850 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,133/mo
Principal & interest
$923
Property taxes
$210
Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 6/10Bangor Central SchoolGrades: PK-5Distance: 1.5 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10John Glenn High SchoolGrades: 9-12Distance: 3.7 mi
Schools provided by the listing agent
- District: Bangor Township Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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