Freshened Up & Move-In Ready! Discover this charming 2-bedroom, 2-bathroom gem nestled on a desirable corner lot in the vibrant 55+ community of Spruce Creek North. Recently refreshed and available for immediate occupancy, this home offers comfort, quality, and peace of mind with a 2023 roof, newer hot water heater, and a transferable termite bond. Step inside to enjoy luxury vinyl plank flooring throughout, complemented by tile in the kitchen and baths. The split-bedroom floor plan offers privacy and functionality, with the primary suite boasting an ensuite bath with walk-in shower, while the guest bath features a tub/shower combo. Unwind in the enclosed lanai or relax on the rear patio surrounded by nature landscaping. The 2-car garage includes an automatic opener and side door access to the yard, perfect for convenience and easy outdoor access. Living in Spruce Creek North means access to wonderful amenities for just $118/month, including a clubhouse, pool, fitness room, social clubs, and more. All designed to support an active, low-maintenance lifestyle. This community is also pet-friendly and offers night security patrols, basic cable, and trash pickup included in the HOA. Cash, Conventional, VA, and FHA financing are welcome. Don't miss this opportunity to enjoy Florida retirement living at its finest. Schedule your private tour today!
Sold for $193,350
$193,350
6495 SW 109th St, Ocala, FL 34476
2beds
1,296sqft
Single Family Residence
Built in 1989
0.32 Acres Lot
$189,500 Zestimate®
$149/sqft
$1,595 Estimated rent
Home value
$189,500
$171,000 - $210,000
$1,595/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: August 27, 2025 at 02:02pm
Listing Provided by:
Robb Harrison 513-442-9083,
ROBB HARRISON REALTY INC 352-877-2790
Bought with:
Carl Van Wesep, 466519
CHARLES RUTENBERG REALTY ORLANDO
Source: Stellar MLS,MLS#: OM703501
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Bedroom 2
- Features: Walk-In Closet(s)
- Level: First
- Area: 166.75 Square Feet
- Dimensions: 11.5x14.5
Balcony porch lanai
- Level: First
- Area: 185.25 Square Feet
- Dimensions: 19.5x9.5
Dining room
- Level: First
- Area: 104.5 Square Feet
- Dimensions: 11x9.5
Kitchen
- Level: First
- Area: 109.25 Square Feet
- Dimensions: 11.5x9.5
Living room
- Level: First
- Area: 270 Square Feet
- Dimensions: 20x13.5
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Inside
Features
- Split Bedroom, Thermostat
- Flooring: Luxury Vinyl, Tile
- Has fireplace: Yes
- Fireplace features: Decorative, Free Standing, Non Wood Burning
Interior area
- Total structure area: 2,240
- Total interior livable area: 1,296 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 22x20
Features
- Levels: One
- Stories: 1
- Patio & porch: Enclosed, Patio
- Exterior features: Private Mailbox, Rain Gutters
Lot
- Size: 0.32 Acres
- Dimensions: 125 x 110
- Features: Corner Lot
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 3568600818
- Zoning: R3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected
Community & neighborhood
Community
- Community features: Deed Restrictions, Fitness Center, Pool
Senior living
- Senior community: Yes
Location
- Region: Ocala
- Subdivision: SPRUCE CREEK
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $118 monthly
- Amenities included: Fence Restrictions, Fitness Center, Pool, Recreation Facilities
- Services included: Cable TV, Community Pool, Recreational Facilities, Trash
- Association name: Wayne Harmon
- Association phone: 352-558-1495
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2025 | Sold | $193,350$149/sqft |
Source:  Stellar MLS #OM703501 Report a problem | ||
| 7/7/2025 | Pending sale | $193,350$149/sqft |
Source: Stellar MLS #OM703501 Report a problem | ||
| 6/12/2025 | Listed for sale | $193,350+1.8%$149/sqft |
Source: Stellar MLS #OM703501 Report a problem | ||
| 6/3/2025 | Listing removed | $189,900$147/sqft |
Source: Space Coast AOR #1040214 Report a problem | ||
| 4/7/2025 | Price change | $189,900-5%$147/sqft |
Source: Space Coast AOR #1040214 Report a problem | ||
| 3/15/2025 | Listed for sale | $199,900-4.8%$154/sqft |
Source: Space Coast AOR #1040214 Report a problem | ||
| 2/17/2025 | Listing removed | $210,000$162/sqft |
Source: Stellar MLS #O6257867 Report a problem | ||
| 2/5/2025 | Price change | $210,000-2.3%$162/sqft |
Source: Stellar MLS #O6257867 Report a problem | ||
| 1/4/2025 | Listed for sale | $215,000$166/sqft |
Source: Stellar MLS #O6257867 Report a problem | ||
| 12/23/2024 | Pending sale | $215,000$166/sqft |
Source: Stellar MLS #O6257867 Report a problem | ||
| 11/15/2024 | Listed for sale | $215,000+119.4%$166/sqft |
Source: Stellar MLS #O6257867 Report a problem | ||
| 11/6/2017 | Sold | $98,000-2%$76/sqft |
Source: Public Record Report a problem | ||
| 8/24/2017 | Pending sale | $99,999$77/sqft |
Source: FOXFIRE REALTY - HWY 200/103 ST #523146 Report a problem | ||
| 8/18/2017 | Listed for sale | $99,999-29.3%$77/sqft |
Source: FOXFIRE REALTY - HWY 200/103 ST #523146 Report a problem | ||
| 8/26/2005 | Sold | $141,500$109/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,344 +3% | $106,558 +3% |
| 2023 | $1,305 +3.3% | $103,454 +3% |
| 2022 | $1,264 +0.8% | $100,441 +3% |
| 2021 | $1,254 +1.1% | $97,516 +1.4% |
| 2020 | $1,241 -32.3% | $96,170 +5% |
| 2019 | $1,833 | $91,634 +5% |
| 2018 | $1,833 +159.6% | $87,269 +71.6% |
| 2017 | $706 +4.5% | $50,861 +2.1% |
| 2016 | $676 | $49,815 +0.7% |
| 2015 | $676 +4.2% | $49,469 +0.8% |
| 2014 | $648 +2.6% | $49,076 +1.5% |
| 2013 | $632 -9.1% | $48,351 -12.2% |
| 2012 | $695 -7.9% | $55,075 -12.2% |
| 2011 | $755 -5.9% | $62,718 -9.5% |
| 2010 | $803 -16.9% | $69,289 -17.3% |
| 2009 | $967 -29.4% | $83,754 -24.8% |
| 2008 | $1,369 -8.9% | $111,427 +3% |
| 2007 | $1,503 -5.6% | $108,183 +2.5% |
| 2006 | $1,593 +67.8% | $105,545 +55.3% |
| 2005 | $949 | $67,980 +3% |
| 2004 | $949 +29.2% | $66,000 +15.8% |
| 2002 | $735 +11.1% | $56,973 +4.6% |
| 2001 | $662 | $54,443 |
| 2000 | $662 | $54,443 |
Find assessor info on the county website
Neighborhood: 34476
Nearby schools
GreatSchools rating
- 4/10Marion Oaks Elementary SchoolGrades: PK-5Distance: 3 mi
- 3/10Horizon Academy At Marion OaksGrades: 5-8Distance: 4.7 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 6.3 mi
Schools provided by the listing agent
- Elementary: Marion Oaks Elementary School
- Middle: Horizon Academy/Mar Oaks
- High: West Port High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$189,500
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$189,500
- Florida
- Marion County
- Ocala
- 34476
- 6495 SW 109th St