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Pending
  • $399,000

    646 Millard Gainey Rd, Defuniak Springs, FL 32435

    2beds
    2,520sqft
    : 
    Single Family Residence
    Built in 1981
    14 Acres Lot
    $389,800 Zestimate®
    $158/sqft
    $-- HOA

    What's special

    Detached garageUnique courtyardSurrounded by larger parcelsPrivate and peaceful setting
    A rare find in this market....2,500+ square foot home sitting near the center of a 14 acre parcel close to the heart of Defuniak Springs but with county general agriculture zoning for cheaper taxes!! A private and peaceful setting south of the interstate and surrounded by larger parcels giving you the country feel so close to the amenities of Defuniak Springs proper and only 30 minutes to the white sand beaches of South Walton. Home is 2 bedrooms and 2 baths with a detached garage situated on a picturesque partially cleared and wooded 14 acres with room to spread out. Living room and master bedroom open to a unique courtyard that would be perfect for a private garden or peaceful koi pond. Make an appt today before this rare find is gone. Only cash and conventional loans considered.
    21 days
    |
    928
    |
    38
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: February 24, 2026 at 07:33am

    Listed by:

    The Proper Group 850-554-3142,

    Coldwell Banker Realty,

    John D Weeks,

    Coldwell Banker Realty

    Source: ECAOR,MLS#: 995515MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Level: First
    • Area: 288 Square Feet
    • Dimensions: 18 x 16
    Bedroom
    • Level: First
    • Area: 143 Square Feet
    • Dimensions: 13 x 11
    Other
    • Level: First
    • Area: 1024 Square Feet
    • Dimensions: 32 x 32
    Kitchen
    • Level: First
    • Area: 128 Square Feet
    • Dimensions: 16 x 8
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Electric Water Heater
    Features
    • Has fireplace: Yes
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 2,520
    • Total interior livable area: 2,520 sqft

    Property

    Parking
    • Parking features: Detached
    • Has garage: Yes
    Features
    • Stories: 1
    Lot
    • Size: 14 Acres
    • Dimensions: 670 x 1070
    Details
    • Parcel number: 092N19180000240010
    • Zoning description: County

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Contemporary
    • Property subtype: Single Family Residence
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 1981

    Utilities & green energy

    • Sewer: Septic Tank

    Community & HOA

    Community
    • Subdivision: None
    Location
    • Region: Defuniak Springs

    Financial & listing details

    • Price per square foot: $158/sqft
    • Tax assessed value: $39,627
    • Annual tax amount: $359
    • Date on market: 2/17/2026
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    $389,800

    $370,000 - $409,000

    $1,979/mo

    Price history

    Price history
    DateEventPrice
    2/24/2026Pending sale$399,000$158/sqft
    Source: ECAOR #995515 Report a problem
    2/17/2026Listed for sale$399,000$158/sqft
    Source: ECAOR #995515 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$359 +24.8%$28,167 +10%
    2023$288 +1.6%$25,606 +4.9%
    2022$283 -5.7%$24,403 -2.9%
    2021$301 +5.1%$25,121 +10%
    2020$286 -0.6%$22,837 -1.3%
    2019$288 $23,143 -1.9%
    2018$288 -1.7%$23,583 -6.2%
    2017$292 -5%$25,145 -5.8%
    2016$308 -5.2%$26,706 -5.5%
    2015$325 -5.5%$28,267 -5.2%
    2014$344 $29,828 -5%
    2013-- $31,389 -3.6%
    2012-- $32,560 -4.6%
    2011-- $34,121 -3.3%
    2010-- $35,292 -3.2%
    2009-- $36,463 -3.1%
    2008-- $37,634 -8.3%
    2007-- $41,054 -5.7%
    2005-- $43,544 -1.9%
    2004-- $44,374 -2.7%
    2003-- $45,619 +5%
    2002-- $43,451 +972.9%
    2001-- $4,050

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,213/mo
    Principal & interest
    $1904
    Property taxes
    $309

      Climate risks

      Neighborhood: 32435

      Getting around

      5 / 100
      Car-Dependent
      11 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: West Defuniak
      • Middle: Walton
      • High: Walton

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 32435

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