Charming Mountain Retreat with Stream, Guest Barn & Room to Roam
Minutes from Downtown Saluda, NC
Tucked away on 4.4 wooded acres, this private mountain property offers a great mix of quiet surroundings and convenient location—less than 15 minutes to downtown Saluda, 30 minutes to Hendersonville, and 45 minutes to Asheville.
The main home features 3 bedrooms, 2 bathrooms, and over 2,100 square feet with hardwood floors, vaulted ceilings, and plenty of natural light. The rock fireplace with wood stove gives the living area a warm, comfortable feel—especially on cooler mountain evenings.
Outside, you’ll find both a covered front porch and a screened-in porch, perfect for enjoying the setting year-round. The exterior has been recently painted, and there’s a whole-house generator and encapsulated crawl space already in place.
Just steps away is a converted barn set up as a separate living space, with a bedroom, full kitchen, bathroom, and a large bonus room. It works well for guests, extended family, or rental income.
The land itself is a standout feature, with a small mountain stream, mature trees for privacy, and a level yard with room to garden, play, or keep animals. There’s also a fenced area ready to go.
This property works for a lot of different needs—full-time living, a second home, or an investment opportunity.
Motivated seller. Bring offers.
Active
Price cut: $40K (3/30)
$575,000
645 W Fork Creek Rd, Saluda, NC 28773
4beds
3,772sqft
Est.:
Single Family Residence
Built in 1990
4.4 Acres Lot
$560,500 Zestimate®
$152/sqft
$-- HOA
What's special
Fenced areaCovered front porchVaulted ceilingsSmall mountain streamHardwood floorsPrivate mountain propertyScreened-in porch
- 183 days |
- 1,475 |
- 75 |
Zillow last checked: 7 hours ago
Listing updated: April 04, 2026 at 12:06pm
Listing Provided by:
Gina Burnett gina@lookingglassrealty.com,
Looking Glass Realty, Saluda,
Kevin Burnett,
Looking Glass Realty, Saluda
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4308333
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Main
- Area: 330.27 Square Feet
- Dimensions: 19' 11" X 16' 7"
Bedroom s
- Level: Main
- Area: 126.31 Square Feet
- Dimensions: 11' 9" X 10' 9"
Bedroom s
- Level: Main
- Area: 135.63 Square Feet
- Dimensions: 12' 4" X 11' 0"
Bathroom full
- Level: Main
- Area: 124 Square Feet
- Dimensions: 16' 0" X 7' 9"
Bathroom full
- Level: Main
- Area: 38.75 Square Feet
- Dimensions: 7' 9" X 5' 0"
Dining area
- Features: See Remarks
- Level: Main
- Area: 162.11 Square Feet
- Dimensions: 15' 1" X 10' 9"
Kitchen
- Level: Main
- Area: 129.86 Square Feet
- Dimensions: 12' 1" X 10' 9"
Living room
- Level: Main
- Area: 326.4 Square Feet
- Dimensions: 19' 7" X 16' 8"
Sunroom
- Level: Main
- Area: 180.31 Square Feet
- Dimensions: 20' 5" X 8' 10"
Heating
- Ductless, Forced Air, Propane, Wood Stove
Cooling
- Attic Fan, Ceiling Fan(s), Central Air, Ductless
Appliances
- Included: Dishwasher, Gas Range, Refrigerator with Ice Maker, Washer/Dryer
- Laundry: In Hall, Laundry Closet
Features
- Attic Other, Breakfast Bar, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry, Total Primary Heated Living Area: 2104
- Flooring: Tile, Wood
- Basement: Sump Pump
- Attic: Other,Pull Down Stairs
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,104
- Total interior livable area: 3,772 sqft
- Finished area above ground: 2,104
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Garage on Main Level
- Has garage: Yes
- Carport spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch, Patio, Screened
- Fencing: Fenced,Chain Link,Full
- Waterfront features: Creek/Stream
Lot
- Size: 4.4 Acres
- Features: Orchard(s), Pasture, Wooded
Living quarters
- Secondary living space: 1668 sqft
- Secondary features: Separate Living Quarters
Details
- Additional structures: Barn(s)
- Parcel number: P646
- Zoning: MX
- Special conditions: Standard
- Other equipment: Generator
- Horse amenities: Barn, Boarding Facilities, Pasture
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Hardboard Siding, Vinyl
- Foundation: Crawl Space
- Roof: Composition
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected, Fiber Optics, Propane, Wired Internet Available
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: none
Location
- Region: Saluda
- Elevation: 2000 Feet
Financial & listing details
- Price per square foot: $152/sqft
- Tax assessed value: $442,277
- Annual tax amount: $2,577
- Date on market: 10/4/2025
- Cumulative days on market: 183 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Gravel, Paved
Estimated market value
$560,500
$532,000 - $589,000
$2,749/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/30/2026 | Price change | $575,000-6.5%$152/sqft |
Source: | ||
| 3/5/2026 | Price change | $615,000-1.6%$163/sqft |
Source: | ||
| 10/4/2025 | Listed for sale | $625,000+139.5%$166/sqft |
Source: | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/17/2016 | Sold | $261,000-3%$69/sqft |
Source: Public Record Report a problem | ||
| 5/17/2016 | Listed for sale | $269,000$71/sqft |
Source: Owner Report a problem | ||
| 4/5/2016 | Pending sale | $269,000$71/sqft |
Source: Owner Report a problem | ||
| 3/31/2016 | Listed for sale | $269,000+28.1%$71/sqft |
Source: Owner Report a problem | ||
| 11/12/2014 | Sold | $210,000-14.3%$56/sqft |
Source: | ||
| 6/17/2014 | Price change | $245,000-15.2%$65/sqft |
Source: Beverly-Hanks & Associates #544564 Report a problem | ||
| 11/9/2013 | Price change | $289,000-3.3%$77/sqft |
Source: Beverly-Hanks & Associates #544564 Report a problem | ||
| 7/26/2013 | Listed for sale | $299,000$79/sqft |
Source: Beverly-Hanks & Associates #544564 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,577 +29.1% | $442,277 +56.1% |
| 2024 | $1,996 +1.4% | $283,336 |
| 2023 | $1,967 +4.5% | $283,336 |
| 2022 | $1,882 +0.8% | $283,336 |
| 2021 | $1,868 +19.7% | $283,336 +26% |
| 2020 | $1,561 | $224,817 |
| 2019 | $1,561 +11.5% | $224,817 |
| 2018 | $1,399 -4.7% | $224,817 -4.1% |
| 2017 | $1,469 -4.7% | $234,451 |
| 2016 | $1,541 +3.6% | $234,451 |
| 2015 | $1,488 | -- |
| 2014 | $1,488 +1.6% | -- |
| 2013 | $1,465 +1.6% | -- |
| 2011 | $1,442 | -- |
| 2010 | $1,442 | -- |
| 2009 | -- | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,068/mo
Principal & interest
$2790
Property taxes
$278
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Climate risks
Neighborhood: 28773
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Saluda Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 4/10Polk County Middle SchoolGrades: 6-8Distance: 11.4 mi
- 4/10Polk County High SchoolGrades: 9-12Distance: 9.6 mi
Schools provided by the listing agent
- Elementary: Saluda
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28773
- North Carolina
- Polk County
- Saluda
- 28773
- 645 W Fork Creek Rd




