This Magnificent Lakefront Estate, 3 level year-round family home and charming guest cottage, is poised on nearly one level acre with 410 ft of lake frontage on DeRuyter Lake. The custom-built main house has 4BR & 4½ BA with gorgeous lake views, Gable ceilings, and gourmet chef's kitchens with granite and stainless steel. Main kitchen with panoramic views has Tuscan cabinetry, stone hood, six burner gas stove, Monogram appliances. Formal DR, LR, stone fireplace, and floor to ceiling French doors, screens, and access to 50’ deck overlooking the picturesque lake supporting boating/fishing/swimming in summer and ice fishing/skating in winter. Master bedrooms with stunning baths, one with oversized jacuzzi, one with balcony. The first floor has an in-law suite with full bath, kitchen, office, and sliding doors access to lake. The cottage with Cathedral ceiling includes loft, kitchen, LR with teakwood floors, porch and yoga deck. Unique features include pristine artesian well, in-floor heating, oversized heated two car garage, and high-end finishes including mahogany wood floors, supporting healthy living. Life-long dreams are waiting to be made here.
Closed
$700,000
645 W Cottage Ln, De Ruyter, NY 13052
4beds
4,252sqft
Single Family Residence
Built in 2004
0.82 Acres Lot
$853,800 Zestimate®
$165/sqft
$4,345 Estimated rent
Home value
$853,800
$785,000 - $931,000
$4,345/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: November 07, 2023 at 06:31am
Listed by:
Thomas Morrissey 703-431-1340,
Finger Lakes Sothebys Intl.,
Gerald Morrissey 315-685-9755,
Finger Lakes Sothebys Intl.
Bought with:
Gerald Morrissey, 10491202383
Finger Lakes Sothebys Intl.
Source: NYSAMLSs,MLS#: S1455743
Originating MLS: Syracuse
Originating MLS: SyracuseFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Heating
- Propane, Zoned, Forced Air, Radiant Floor, Radiant
Cooling
- Zoned, Central Air
Appliances
- Included: Dryer, Dishwasher, Gas Oven, Gas Range, Propane Water Heater, Refrigerator, Washer, Water Purifier
- Laundry: Upper Level
Features
- Breakfast Bar, Ceiling Fan(s), Central Vacuum, Den, Separate/Formal Dining Room, Entrance Foyer, Separate/Formal Living Room, Granite Counters, Sliding Glass Door(s), Skylights, In-Law Floorplan, Main Level Primary
- Flooring: Hardwood, Tile, Varies
- Doors: Sliding Doors
- Windows: Skylight(s)
- Basement: None
- Number of fireplaces: 1
Interior area
- Total structure area: 4,252
- Total interior livable area: 4,252 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Storage, Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 3
- Patio & porch: Balcony, Deck, Open, Patio, Porch
- Exterior features: Balcony, Deck, Gravel Driveway, Patio
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Reservoir in Community
- Body of water: DeRuyter Reservoir
- Frontage length: 410
Lot
- Size: 0.82 Acres
- Dimensions: 250 x 143
- Features: Rural Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 25248917600900010160000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Transitional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
Condition
- Resale
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Location
- Region: De Ruyter
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2023 | Sold | $700,000+0%$165/sqft |
Source:  NYSAMLSs #S1455743 Report a problem | ||
| 6/9/2023 | Pending sale | $699,999$165/sqft |
Source: NYSAMLSs #S1455743 Report a problem | ||
| 6/7/2023 | Contingent | $699,999$165/sqft |
Source: NYSAMLSs #S1455743 Report a problem | ||
| 5/1/2023 | Price change | $699,999-6.7%$165/sqft |
Source: NYSAMLSs #S1455743 Report a problem | ||
| 3/10/2023 | Listed for sale | $749,900+29896%$176/sqft |
Source: NYSAMLSs #S1455743 Report a problem | ||
| 6/16/2015 | Listing removed | $2,500$1/sqft |
Source: RealtyUSA #S313212 Report a problem | ||
| 6/11/2015 | Listed for sale | $2,500-99.7%$1/sqft |
Source: RealtyUSA #S313212 Report a problem | ||
| 1/25/2015 | Listing removed | $2,500$1/sqft |
Source: RealtyUSA.com #S313212 Report a problem | ||
| 9/26/2014 | Listed for rent | $2,500$1/sqft |
Source: RealtyUSA.com #S313212 Report a problem | ||
| 8/1/2010 | Listing removed | $799,000$188/sqft |
Source: RE/MAX Masters #S231166 Report a problem | ||
| 4/17/2010 | Listed for sale | $799,000-15.8%$188/sqft |
Source: RE/MAX Masters #S231166 Report a problem | ||
| 9/10/2009 | Listing removed | $949,000$223/sqft |
Source: Hunt Real Estate #09-213123 Report a problem | ||
| 7/13/2009 | Listed for sale | $949,000+1148.7%$223/sqft |
Source: Hunt Real Estate #09-213123 Report a problem | ||
| 10/20/2000 | Sold | $76,000$18/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $400,000 |
| 2024 | -- | $400,000 +6.7% |
| 2023 | -- | $375,000 |
| 2022 | -- | $375,000 |
| 2021 | -- | $375,000 -6.3% |
| 2020 | -- | $400,000 |
| 2019 | -- | $400,000 |
| 2018 | -- | $400,000 |
| 2017 | $22,207 | $400,000 |
| 2016 | -- | $400,000 -5.9% |
| 2015 | -- | $425,000 |
| 2014 | -- | $425,000 |
| 2013 | -- | $425,000 |
| 2012 | -- | $425,000 |
| 2011 | -- | $425,000 |
| 2010 | -- | $425,000 |
| 2008 | -- | $425,000 |
| 2007 | -- | $425,000 +157.6% |
| 2006 | -- | $165,000 +17.9% |
| 2005 | -- | $140,000 +68.7% |
| 2004 | -- | $83,000 |
| 2003 | -- | $83,000 |
| 2002 | -- | $83,000 |
| 2001 | -- | $83,000 |
| 2000 | -- | $83,000 |
Find assessor info on the county website
Neighborhood: 13052
Nearby schools
GreatSchools rating
- 4/10Deruyter Elementary SchoolGrades: PK-5Distance: 3 mi
- 7/10Deruyter High SchoolGrades: 6-12Distance: 3 mi
Schools provided by the listing agent
- District: DeRuyter
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- New York
- Madison County
- De Ruyter
- 13052
- 645 W Cottage Ln