Welcome to 644 Ayrlie Water Road, a vintage 1930s cottage with stunning views of the Chesapeake Bay, forever protected by the property’s ownership of the land directly across the street, 643 Ayrlie Water Road. Designated a conservation easement, this secondary property, which is .4 in acreage, runs with the land and may not be built upon. Enjoy the glorious daily sunrises and Bay views from the enclosed front porch of this delightful cottage located on a very quiet, beautiful street off the beaten path. Walking distance to the Gibson Island Club, “Secret Beach” is across the street right next to the lot belonging to 644 Ayrlie Water, and available for a dip in the Bay, picnic, or just digging your toes in the sand while reading your book! Enter this quintessential cottage through a spacious enclosed porch into a simply magnificent wood-stained Great Room with Cathedral ceilings, visible beams, and two matching staircases on either side, each staircase leading to two bedrooms and a full bath. A huge woodburning fireplace graces the Great Room. Also on the main level is a spacious dining room perfect for entertaining, a renovated Kitchen, inviting Den, and Primary Bedroom with Full Bath. A lovely wraparound porch runs along on the backside of the house overlooking the woods, and a screened porch off the Kitchen provides delightful water views. A garage is connected to the house and may be accessed through stairs inside. Information on Gibson Island: Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. The Island comprises 1000 acres with seven miles of shoreline. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the homeowners' association. The remaining third is residential home sites. Gibson Island is located on the western shore of Maryland, so there is no need to cross the Bay Bridge. On the Island is a 43-acre spring fed freshwater lake in which one may enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming. The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours and the Island is patrolled by the Gibson Island Police Force (GIPD). The Gibson Island Corporation Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. From the Island, it is just a 20-minute drive to BWI Airport and the neighboring Amtrak train station. The Island houses a private country club (membership by invitation) offering yachting through the Gibson Island Yacht Squadron, fine dining year-round, tennis, an award-winning Charles Blair Macdonald designed 9-hole golf course, swimming, croquet, skeet shooting, and more. (C)
Sold for $2,379,000
$2,379,000
644 Ayrlie Water Rd, Gibson Island, MD 21056
5beds
2,956sqft
Single Family Residence
Built in 1930
0.39 Acres Lot
$2,182,100 Zestimate®
$805/sqft
$4,133 Estimated rent
Home value
$2,182,100
$1.85M - $2.57M
$4,133/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$4,133/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$4,133/mo
Rent Zestimate®
Refinance and save
$15,630/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$15,630/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: June 20, 2025 at 10:25am
Listed by:
Sarah Kanne 301-351-1319,
Gibson Island Real Estate INC
Bought with:
Unrepresented Buyer
Unrepresented Buyer Office
Source: Bright MLS,MLS#: MDAA2105552
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Features: Attached Bathroom, Flooring - HardWood, Ceiling Fan(s), Window Treatments
- Level: Main
Bedroom 2
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Upper
Bedroom 3
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Upper
Bedroom 4
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Upper
Bedroom 5
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Upper
Primary bathroom
- Features: Flooring - HardWood, Bathroom - Stall Shower
- Level: Main
Bathroom 2
- Features: Flooring - HardWood, Bathroom - Stall Shower, Jack and Jill Bathroom
- Level: Upper
Bathroom 3
- Features: Flooring - HardWood, Jack and Jill Bathroom, Bathroom - Tub Shower, Bathroom - Jetted Tub
- Level: Upper
Basement
- Features: Basement - Unfinished, Flooring - Concrete
- Level: Lower
Den
- Features: Flooring - HardWood
- Level: Main
Dining room
- Features: Flooring - HardWood
- Level: Main
Great room
- Features: Built-in Features, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Fireplace - Wood Burning, Flooring - HardWood, Skylight(s)
- Level: Main
Half bath
- Features: Flooring - HardWood, Lighting - Wall sconces
- Level: Main
Kitchen
- Features: Attached Bathroom, Built-in Features, Granite Counters, Flooring - HardWood, Kitchen Island, Eat-in Kitchen, Kitchen - Electric Cooking, Recessed Lighting
- Level: Main
Laundry
- Level: Main
Heating
- Forced Air, Oil
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Exhaust Fan, Oven, Refrigerator, Cooktop, Washer/Dryer Stacked, Trash Compactor, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Additional Stairway, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-in Features, Ceiling Fan(s), Entry Level Bedroom, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Eat-in Kitchen, Kitchen Island, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Double/Dual Staircase, 2 Story Ceilings, 9'+ Ceilings, Beamed Ceilings, High Ceilings, Vaulted Ceiling(s), Wood Walls
- Flooring: Hardwood, Wood
- Doors: Sliding Glass
- Windows: Casement, Double Hung, Screens, Skylight(s)
- Basement: Connecting Stairway,Garage Access,Exterior Entry,Unfinished,Partial,Interior Entry
- Number of fireplaces: 1
- Fireplace features: Brick, Mantel(s), Wood Burning
Interior area
- Total structure area: 4,020
- Total interior livable area: 2,956 sqft
- Finished area above ground: 2,956
- Finished area below ground: 0
Property
Parking
- Total spaces: 3
- Parking features: Storage, Basement, Garage Faces Side, Inside Entrance, Asphalt, Driveway, Attached
- Attached garage spaces: 1
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Enclosed, Porch, Screened, Wrap Around
- Exterior features: Lighting, Rain Gutters
- Pool features: None
- Spa features: Bath
- Has view: Yes
- View description: Bay, Garden, Street, Trees/Woods, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Bayfront, Bay
- Body of water: Chesapeake Bay
Lot
- Size: 0.39 Acres
- Features: Backs to Trees, Front Yard, Wooded, Rear Yard, SideYard(s), Premium
Details
- Additional structures: Above Grade, Below Grade
- Additional parcels included: 643 Ayrlie Water conveys with 644 Ayrlie and is directly across the street and is in a recorded permanent conservation easement.
- Parcel number: 020335014740600
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
- Roof: Asphalt
Condition
- Very Good
- New construction: No
- Year built: 1930
Utilities & green energy
- Sewer: On Site Septic, Private Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & neighborhood
Location
- Region: Gibson Island
- Subdivision: Gibson Island
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,148 monthly
- Amenities included: Common Grounds, Gated, Jogging Path, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Security, Water/Lake Privileges, Other
- Services included: Common Area Maintenance, Security, Trash, Other
- Association name: GIBSON ISLAND CORPORATION
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/20/2025 | Sold | $2,379,000$805/sqft |
Source:  Bright MLS #MDAA2105552 Report a problem | ||
| 5/7/2025 | Pending sale | $2,379,000$805/sqft |
Source: Bright MLS #MDAA2105552 Report a problem | ||
| 4/24/2025 | Listed for sale | $2,379,000$805/sqft |
Source: Bright MLS #MDAA2105552 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $15,846 +21.3% | $1,540,467 +29.1% |
| 2024 | $13,067 +2% | $1,193,300 +1.8% |
| 2023 | $12,806 +6.4% | $1,172,700 +1.8% |
Find assessor info on the county website
Neighborhood: 21056
Nearby schools
GreatSchools rating
- 7/10Bodkin Elementary SchoolGrades: PK-5Distance: 3.3 mi
- 8/10Chesapeake Bay Middle SchoolGrades: 6-8Distance: 3 mi
- 7/10Chesapeake High SchoolGrades: 9-12Distance: 3.3 mi
Schools provided by the listing agent
- Elementary: Bodkin
- Middle: Chesapeake Bay
- High: Chesapeake
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$2,182,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$2,182,100
- Maryland
- Anne Arundel County
- Gibson Island
- 21056
- 644 Ayrlie Water Rd