Skip main navigation
Off market
    • $71,600

    640 Cottage St, Waterloo, IA 50703

    3beds
    1,021sqft
    SingleFamily
    Built in 1954
    6,446 Square Feet Lot
    $71,600 Zestimate®
    $70/sqft
    $986 Estimated rent

    Home value

    $71,600

    $58,000 - $87,000

    $986/mo

    Zestimate® history
    Loading...

    Owner options

    List your home for rent

    $986/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $986/mo

    Rent Zestimate®

    Refinance and save

    $386/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $386/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Great Starter Home. This 3 Bedroom 1 Bath Home With A Single Garage Is Solid. It Sits On A Great Corner Lot That Is Extra Deep And Could Be Used For Gardening Or Play And Comes With A Single Garage. The House Has Newer Shingles And Windows. The Basement Could Be Finished For Even More Living Space. This Home Is Being Sold "As Is" And It Needs A Little Tlc Such As Painting And Carpet. Priced To Sell!

    This property is off market, which means it's not currently listed for sale or rent on Zillow. This may be different from what's available on other websites or public sources.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    Heating
    • Forced air, Gas
    Cooling
    • None
    Appliances
    • Laundry: Lower Level
    Features
    • Flooring: Carpet, Linoleum / Vinyl
    • Basement: Partially finished
    Interior area
    • Total interior livable area: 1,021 sqft

    Property

    Parking
    • Parking features: Carport, Garage - Detached
    Features
    • Exterior features: Vinyl
    Lot
    • Size: 6,446 sqft
    Details
    • Parcel number: 891324252010
    • Zoning: R-1

    Construction

    Type & style
    • Home type: SingleFamily
    Materials
    • Frame
    • Foundation: Concrete Block
    • Roof: Asphalt
    Condition
    • Year built: 1954

    Community & neighborhood

    Location
    • Region: Waterloo

    Other

    Other facts
    • Internet: Yes
    • Sale/Rent: For Sale
    • BASEMENT: Block, Full-Unfinished
    • EXTERIOR: Vinyl
    • GARAGE/CARPORT: 1 Stall, Detached Garage
    • HEAT TYPE: Forced Air, Gas
    • ROOF TYPE: Asphalt, Shingle
    • Flood: C/X - Not in Flood Plain
    • Water Type: City
    • Sewer Type: City
    • Fuel Type: Natural Gas
    • Reg/Irreg: Reg
    • House Style: 1-1/2 Story
    • Occupant: Vacant
    • Living Room Level: Main Floor
    • Kitchen Level: Main Floor
    • Sale Type: Normal Sale
    • Garage Stalls: 1 Stall
    • FINANCE TYPE: Cash, Conventional, Insured Conventional, FHA, VA
    • Dining Room Level: No Dining Room
    • Region: Waterloo North 3
    • Driveway: Gravel
    • DINING FACILITY: Eat-In Kitchen
    • ROAD FRONTAGE: Hard Surface Road
    • Zoning: R-1
    • Family Room Level: No Family Room
    • APPLIANCES: Water Heater-Gas
    • BATH FEATURES: Tub/Shower
    • LAUNDRY: Lower Level
    • LOT DESCRIPTION: Corner Lot
    • DOCUMENTS ON FILE: Sellers Disclosure, Lead Paint Disclosure
    • ROOMS: Living Room Separate
    • Status: Pending
    • MLS Area: Black Hawk
    • How to Show: ShowingTime
    • LA1Agent Phone1 CountryId: United States (+1)
    • LA1Agent Phone2 CountryId: United States (+1)
    • LA1Agent Phone3 CountryId: United States (+1)
    • Transmit to Zillow: Yes
    • LO1OfficePhone1CountryId: United States (+1)
    • LA1Agent Phone4 CountryId: United States (+1)
    • Parcel #: 891324252010
    • Legal Description: Howery & McWilliams Replat of blocks 2,3, and the

    Price history

    DateEventPrice
    11/15/2019Sold$39,000-13.3%$38/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20195360 Report a problem
    11/15/2019Listed for sale$45,000$44/sqft
    Source: RE/MAX Home Group - Cedar Falls #20195360 Report a problem
    11/5/2019Pending sale$45,000$44/sqft
    Source: RE/MAX Home Group - Cedar Falls #20195360 Report a problem
    10/2/2019Listed for sale$45,000$44/sqft
    Source: RE/MAX Home Group - Cedar Falls #20195360 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,211 +8.5%$65,660 +17.6%
    2024$1,116 +22.4%$55,830
    2023$912 +2.7%$55,830 +34.5%

    Find assessor info on the county website

    Neighborhood: Unity

    Nearby homes

    Skip to the end of the carouselSkip to the beginning of the carousel

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cunningham
    • Middle: George Washington Carver Academy
    • High: East High

    Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get pre-qualified for a loan
    At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.

    An equal housing lender. NMLS #10287.

    Nearby cities

    Nearby neighborhoods

    Nearby zip codes

    Other Waterloo Topics