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For sale
  • $1,330,000

    64 Terra Cotta Way, Destin, FL 32541

    5beds
    3,037sqft
    : 
    Single Family Residence
    Built in 1995
    3,920.4 Square Feet Lot
    $1,255,200 Zestimate®
    $438/sqft
    $-- HOA

    What's special

    Five well-appointed bedroomsElegant wrought-iron balconiesBrick paver driveTwo expansive primary suites
    This beautifully updated three-story coastal retreat with deeded beach access offers the perfect blend of comfort, style, and investment potential in the heart of Miramar Beach. Designed with timeless Mediterranean charm, the home features a newly installed red-tile roof (October 2022) with a 50-year transferable warranty, brick paver drive, and elegant wrought-iron balconies that enhance its striking curb appeal. Inside, the home welcomes you with a relaxed yet refined coastal aesthetic, multiple spacious living areas, and a flowing layout connected by a winding wood-tread staircase- ideal for hosting and entertaining. With five well-appointed bedrooms, the home comfortably accommodates large groups, making it an exceptional vacation rental opportunity. Two expansive primary suites provide flexible living arrangements, including a first-floor suite complete with a private balcony, kitchenette, and oversized bath--perfect for guests or multi-generational stays. The main kitchen is thoughtfully designed with stainless steel appliances, granite countertops, and ample prep space, seamlessly opening to the dining and living areas for effortless gatherings. Outdoor living is just as inviting, with front and rear balconies capturing Gulf breezes and stunning sunset views. Many of the bedrooms offer private en-suite baths and balcony access, creating a sense of privacy and retreat for guests throughout the home. Offered fully furnished and turnkey, this property includes numerous recent upgrades such as a new roof (2022), HVAC system, two new water heaters, Nest thermostat, and energy-efficient tinted windows in the main living areas. Located within a gated community, residents and guests enjoy access to a resort-style pool, tennis courts, sand volleyball, and clubhouse amenities. Just a short walk away is deeded beach access along with popular local favorites like Captain Dave's On the Gulf and Kenny D's Beach Bar & Grill. A newly added neighborhood favorite, Sandos Beachside, offers a vibrant, walkable dining and bar experience--an exciting bonus for both owners and guests. Whether you're seeking a second home, income-producing rental, or a combination of both, this property delivers on location, lifestyle, and long-term value.
    3 days
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    702
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    31
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    Zillow last checked: 7 hours ago

    Listing updated: March 19, 2026 at 09:04am

    Listed by:

    Sarah Timmons 256-996-1169,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 998378MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 18 x 15
      Primary bedroom
      • Level: Third
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Primary bathroom
      • Level: First
      • Area: 90 Square Feet
      • Dimensions: 10 x 9
      Primary bathroom
      • Level: Third
      • Area: 252 Square Feet
      • Dimensions: 21 x 12
      Dining area
      • Level: Second
      • Area: 448 Square Feet
      • Dimensions: 28 x 16
      Kitchen
      • Level: Second
      • Area: 144 Square Feet
      • Dimensions: 16 x 9
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Breakfast Bar, Owner's Closet, Pantry
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 3,037
      • Total interior livable area: 3,037 sqft

      Property

      Parking
      • Total spaces: 4
      Features
      • Stories: 3
      • Patio & porch: Porch
      • Exterior features: Balcony, Columns
      Lot
      • Size: 3,920.4 Square Feet
      • Dimensions: 99 x 40 x 95 x 39
      • Features: Covenants, Restrictions, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S22249900000140
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1995

      Community & HOA

      Community
      • Features: Beach, Community Room, Deed Access, Pavillion/Gazebo, Picnic Area, Pool, Tennis Court(s), Short Term Rental - Allowed
      • Subdivision: TERRA COTTA TERRACE
      HOA
      • Services included: Recreational Faclty
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $438/sqft
      • Tax assessed value: $928,018
      • Annual tax amount: $10,926
      • Date on market: 3/19/2026
      • Road surface type: Paved
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        Estimated market value

        $1,255,200

        $1.19M - $1.32M

        $6,630/mo

        Price history

        Price history
        DateEventPrice
        3/19/2026Listed for sale$1,330,000-4.9%$438/sqft
        Source: ECAOR #998378 Report a problem
        2/6/2023Listing removed--
        Source: ECAOR #910690 Report a problem
        12/13/2022Price change$1,399,000-3.2%$461/sqft
        Source: ECAOR #910690 Report a problem
        10/24/2022Listed for sale$1,445,000+114.1%$476/sqft
        Source: ECAOR #910690 Report a problem
        5/22/2019Sold$675,000$222/sqft
        Source: ECAOR #822109 Report a problem
        5/9/2019Pending sale$675,000$222/sqft
        Source: Coldwell Banker Residential Real Estate - Destin / 30A #822109 Report a problem
        5/5/2019Listed for sale$675,000+107.7%$222/sqft
        Source: Coldwell Banker Residential Re #822109 Report a problem
        6/13/2013Sold$325,000-27.8%$107/sqft
        Source: PAR #383142 Report a problem
        10/2/2012Listing removed$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        9/30/2012Listed for sale$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        8/19/2012Listing removed$450,000$148/sqft
        Source: The Real Estate Book #383142 Report a problem
        12/20/2011Price change$450,000-10%$148/sqft
        Source: Approved Properties, LLC #383142 Report a problem
        10/28/2011Price change$500,000+42.9%$165/sqft
        Source: Approved Properties, LLC #383142 Report a problem
        7/27/2011Price change$350,000-12.5%$115/sqft
        Source: Sellstate Gulf Coast Realty #383142 Report a problem
        3/29/2011Price change$400,000+19.4%$132/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        1/17/2011Price change$335,000-4.3%$110/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        12/11/2010Price change$350,000-9.1%$115/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        12/3/2010Price change$385,000-3.8%$127/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        11/24/2010Price change$400,000-5.9%$132/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        11/6/2010Price change$425,000-5.6%$140/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        10/29/2010Price change$450,000-9.1%$148/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        10/21/2010Price change$495,000-13.2%$163/sqft
        Source: SELLSTATE GULF COAST REALTY #383142 Report a problem
        9/21/2010Price change$570,000+62.9%$188/sqft
        Source: Vflyer #383142 Report a problem
        9/2/2010Price change$350,000+7.7%$115/sqft
        Source: Sellstate Gulf Coast Realty #383142 Report a problem
        8/1/2010Listed for sale$325,000-47.2%$107/sqft
        Source: Sellstate Gulf Coast Realty #383142 Report a problem
        7/23/2003Sold$615,000+39.5%$203/sqft
        Source: Public Record Report a problem
        5/3/2002Sold$441,000$145/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$9,906 +5.6%$759,829 -15.3%
        2023$9,382 +15.1%$897,167 +22.5%
        2022$8,149 +15%$732,205 +28.3%
        2021$7,089 +8.2%$570,871 +9%
        2020$6,553 +4.9%$523,704 +6.4%
        2019$6,245 +0.5%$492,359 +1.8%
        2018$6,212 $483,789 +6.3%
        2017$6,212 +4.4%$455,219 +0.8%
        2016$5,949 +1.7%$451,677 +2.5%
        2015$5,852 +3.7%$440,652 +22.6%
        2014$5,644 $359,356 -0.7%
        2013-- $361,876 -0.4%
        2012-- $363,396 -4.3%
        2011-- $379,550 -3.6%
        2010-- $393,799 -13.4%
        2009-- $454,520 -16.8%
        2008-- $546,204 -13.3%
        2007-- $630,010 -11.9%
        2006-- $714,769 +34.7%
        2005-- $530,653 +29%
        2004-- $411,504 +19.9%
        2003-- $343,305 +22.1%
        2002-- $281,148 +1.6%
        2001-- $276,720

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $7,895/mo
        Principal & interest
        $6532
        Property taxes
        $1363
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          Climate risks

          Neighborhood: 32541

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Destin
          • Middle: Destin
          • High: Destin

          Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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