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Contingent
    • $1,094,000

    637 Castle Garden Rd, Sunrise Beach, MO 65079

    4beds
    3,150sqft
    : 
    Single Family Residence
    Built in 1994
    0.25 Acres Lot
    $1,074,500 Zestimate®
    $347/sqft
    $8/mo HOA

    What's special

    Ample storageTwo separate living spacesTastefully updated throughout
    Nestled in the desirable Bear Bottom Resort cove, this 4-bedroom, 3.5-bathroom lake home offers the perfect blend of comfort, function, and investment potential. Tastefully updated throughout, the home features large rooms, ample storage, and two separate living spaces, making it ideal for entertaining guests or accommodating larger groups. Step outside and enjoy everything lake living is meant to be — a gentle, fenced- in yard, 3 expansive decks, and great outdoor space designed for relaxation and gatherings. The oversized concrete dock includes a 64’ slip (one of the largest available) and a fully functional bar, all tucked into a protected cove with fantastic views for calm waters and year-round enjoyment. A 3-car garage provides plenty of room for vehicles, lake toys, and storage. With an HOA fee of only $100 per year and no rental restrictions, it also presents an outstanding opportunity for an investment property with unlimited potential. Whether you’re looking for a full-time residence, weekend retreat, or income-producing lake home, this one truly checks every box
    34 days
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    196
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    1
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    Zillow last checked: 7 hours ago

    Listing updated: March 10, 2026 at 11:26am

    Listed by:

    O'SULLIVAN REAL ESTATE GROUP O'SULLIVAN, NICOL (573)302-2300,

    RE/MAX Lake of the Ozarks,

    KELSEY FAIRCHILD 636-226-5775,

    RE/MAX Lake of the Ozarks

    Source: LOBR,MLS#: 3584455MLS LogoOriginating MLS: Bagnell Dam Association Of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Electric, Fireplace(s), Heat Pump, Wood
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Oven, Cooktop, Down Draft, Double Oven, Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Softener Owned, Separate Ice Machine, Washer
      Features
      • Wet Bar, Built-in Features, Ceiling Fan(s), Custom Cabinets, Furnished, Fireplace, Cable TV, Walk-In Closet(s), Walk-In Shower, Window Treatments
      • Flooring: Luxury Vinyl Plank, Tile
      • Windows: Window Treatments
      • Basement: Finished,Walk-Out Access
      • Number of fireplaces: 1
      • Fireplace features: One
      • Furnished: Yes
      Interior area
      • Total structure area: 3,300
      • Total interior livable area: 3,150 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Electricity, Garage, Garage Door Opener
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: Low Threshold Shower
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Open
      • Exterior features: Concrete Driveway, Deck, Fence
      • Has view: Yes
      • On waterfront: Yes
      • Waterfront features: Lake Front, Seawall
      Lot
      • Size: 0.25 Acres
      • Dimensions: 75 x 155 x 70 x 132
      • Features: Gentle Sloping, Lake Front, Sloped, Views
      Details
      • Parcel number: 07200410000005012002
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Masonite
      • Foundation: Basement, Slab
      Condition
      • Updated/Remodeled
      • Year built: 1994
      • Major remodel year: 2017

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: High Speed Internet Available

      Community & HOA

      Community
      • Features: None
      • Subdivision: Castle Gardens
      HOA
      • Has HOA: Yes
      • Services included: Road Maintenance
      • HOA fee: $100 annually
      Location
      • Region: Sunrise Beach

      Financial & listing details

      • Price per square foot: $347/sqft
      • Tax assessed value: $48,890
      • Annual tax amount: $2,259
      • Date on market: 2/27/2026
      • Cumulative days on market: 29 days
      • Inclusions: Appliances in Kitchen and downstairs bar, washer dryer
      • Exclusions: Personal Items & 2 Bamboo Chairs, furniture available for additional
      • Ownership: Fee Simple,
      • Road surface type: Asphalt, Paved

        Estimated market value

        $1,074,500

        $1.02M - $1.13M

        $3,329/mo

        Price history

        Price history
        DateEventPrice
        3/4/2026Contingent$1,094,000$347/sqft
        Source: LOBR #3584455 Report a problem
        2/27/2026Listed for sale$1,094,000-0.5%$347/sqft
        Source: LOBR #3584455 Report a problem
        2/27/2026Listing removed$1,099,900$349/sqft
        Source: LOBR #3583373 Report a problem
        1/16/2026Listed for sale$1,099,900-12%$349/sqft
        Source: LOBR #3583373 Report a problem
        1/7/2026Listing removed$1,249,500$397/sqft
        Source: LOBR #3582658 Report a problem
        1/6/2026Price change$1,249,500-7.4%$397/sqft
        Source: LOBR #3582658 Report a problem
        11/19/2025Listed for sale$1,349,000$428/sqft
        Source: LOBR #3582658 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$2,255 -0.5%$48,890
        2024$2,266 $48,890
        2023$2,266 +1.8%$48,890
        2022$2,225 +7.5%$48,890
        2021$2,069 -0.7%$48,890
        2020$2,083 +0%$48,890
        2019$2,083 -0.1%$48,890
        2018$2,085 $48,890
        2017$2,085 +0.2%$48,890
        2016$2,080 +2.2%$48,890
        2015$2,036 0%$48,890
        2014$2,037 $48,890
        2013$2,037 $48,890 +15.6%
        2012-- $42,280 -14.3%
        2010-- $49,310
        2009-- $49,310
        2008-- $49,310
        2007-- $49,310

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $6,116/mo
        Principal & interest
        $5652
        Property taxes
        $456
        HOA Fees
        $8
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          Climate risks

          Neighborhood: 65079

          Getting around

          7 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Camdenton

          Source: LOBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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