Escape to the peaceful beauty of the Upper Cumberland with this 3.6-acre lot in The Cliffs subdivision of Monterey, TN. Surrounded by stunning mountain views, this property offers the perfect blend of privacy and convenience. A 175' x 175' cleared building site with a single driveway entrance is ready for your dream home. Enjoy light restrictions, giving you freedom to build your way. Utilities are readily available with underground utilities - water, fiber, natural gas, electric - and trash pickup. All that's needed is a septic system! Located beside the Cumberland Cove golf community, you'll love the serene, scenic setting while still being only 20 minutes to Cookeville and about 1.5 hours to both Nashville and Knoxville. Experience mountain living with modern convenience. Your perfect Tennessee getaway awaits!
Lot/land
Price cut: $5K (2/23)
$144,929
634 Cumberland Cove Rd, Monterey, TN 38574
--beds
--baths
3.6Acres
Unimproved Land
Built in ----
3.6 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Single driveway entranceSerene scenic setting
- 162 days |
- 26 |
- 0 |
Zillow last checked: 7 hours ago
Listing updated: February 23, 2026 at 05:53am
Listed by:
Heather Skender-Newton,
Skender-Newton Realty 931-261-9001,
Amanda Edwards,
Skender-Newton Realty
Source: UCMLS,MLS#: 240201
Facts & features
Interior
Video & virtual tour
Property
Features
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
- Frontage length: 201
Lot
- Size: 3.6 Acres
- Dimensions: 201 x 779 IRR
- Features: Near Golf Course, Wooded, Cleared, Views
- Topography: Level,Rolling
Details
- Parcel number: 122 021.05
- Wooded area: 135036
Utilities & green energy
- Sewer: Septic Needed
- Water: Public, Tap Fee Paid
- Utilities for property: Electricity Available, Natural Gas Available
Community & HOA
Community
- Subdivision: The Cliffs
HOA
- Has HOA: No
Location
- Region: Monterey
Financial & listing details
- Tax assessed value: $95,000
- Annual tax amount: $631
- Date on market: 10/24/2025
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
$1,143/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Price change | $144,929-3.3% |
Source: | ||
| 1/2/2026 | Price change | $149,929-6.3% |
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| 10/24/2025 | Listed for sale | $159,929-8.6% |
Source: | ||
| 4/1/2025 | Listing removed | $175,000 |
Source: | ||
| 9/27/2024 | Listed for sale | $175,000+2.9% |
Source: | ||
| 8/28/2024 | Listing removed | -- |
Source: | ||
| 2/12/2024 | Listed for sale | $170,000+30.9% |
Source: | ||
| 6/15/2023 | Sold | $129,900 |
Source: | ||
| 5/19/2023 | Pending sale | $129,900 |
Source: | ||
| 3/28/2023 | Listed for sale | $129,900 |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $632 | $23,750 |
| 2024 | $632 -40.6% | $23,750 -40.6% |
| 2023 | $1,064 | $40,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 38574
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Burks Middle SchoolGrades: PK-6Distance: 6.7 mi
- 4/10Monterey High SchoolGrades: 7-12Distance: 7.1 mi
Local experts in 38574
- Tennessee
- Putnam County
- Monterey
- 38574
- 634 Cumberland Cove Rd







