DOWNTOWN HISTORIC CLEVELAND 3 BEDROOM HOME - Step into this charming home nestled in Historic Downtown Cleveland. Filled with character and timeless appeal, this residence invites you in with light-filled living spaces, a welcoming layout, and a cozy sunroom/enclosed porch perfect for quiet mornings or evening reads. The living room has a cozy fireplace and solid hardwood floors that lead into the kitchen offering functionality and charm with tons of cabinet space. The primary suite provides a comfortable retreat with a seating area great for a small office space or dressing room. Two additional bedrooms allow additional comfort and privacy. Step outside on the patio overlooking the level backyard with a shed for all your storage needs. Located just minutes from downtown, a short walk to Lee University, and local shops and restaurants, this is a rare opportunity to own in the desirable Historic District. Call us today to see this one!
Contingent
Price cut: $10K (1/30)
$410,000
620 Spring St NW, Cleveland, TN 37311
3beds
2,378sqft
Est.:
Single Family Residence, Residential
Built in 1926
10,454.4 Square Feet Lot
$396,800 Zestimate®
$172/sqft
$-- HOA
What's special
Cozy fireplaceLight-filled living spacesSolid hardwood floorsWelcoming layout
- 71 days |
- 373 |
- 19 |
Zillow last checked: 8 hours ago
Listing updated: February 20, 2026 at 10:54am
Listed by:
Cindi Richardson 423-790-7979,
Richardson Group 423-790-7979
Source: RCAR,MLS#: 20255871
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Microwave
- Laundry: Main Level, Laundry Room
Features
- Storage, Master Downstairs, Bathroom Mirror(s), Ceiling Fan(s), Crown Molding
- Flooring: Carpet, Hardwood, Tile
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Gas Starter
Interior area
- Total structure area: 2,378
- Total interior livable area: 2,378 sqft
- Finished area above ground: 2,378
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Paved, Driveway, On Street
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Glass Enclosed, Patio, Porch
- Exterior features: Other, Rain Gutters
- Pool features: None
- Spa features: None
- Fencing: Fenced
Lot
- Size: 10,454.4 Square Feet
- Dimensions: 90 x 88 x 88 x 90
- Features: Level, Corner Lot
Details
- Additional structures: Shed(s)
- Parcel number: 049m A 01400 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Functional
- New construction: No
- Year built: 1926
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Water Connected, Sewer Connected, Phone Available, Cable Available, Electricity Connected
Community & HOA
Community
- Features: Historic District, Sidewalks
HOA
- Has HOA: No
Location
- Region: Cleveland
Financial & listing details
- Price per square foot: $172/sqft
- Tax assessed value: $309,200
- Annual tax amount: $1,743
- Date on market: 12/26/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$396,800
$377,000 - $417,000
$1,589/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Contingent | $410,000$172/sqft |
Source:  RCAR #20255871 Report a problem | ||
| 1/30/2026 | Price change | $410,000-2.4%$172/sqft |
Source: RCAR #20255871 Report a problem | ||
| 12/26/2025 | Listed for sale | $420,000+121.2%$177/sqft |
Source: RCAR #20255871 Report a problem | ||
| 6/10/2013 | Sold | $189,900$80/sqft |
Source: Greater Chattanooga Realtors #1193299 Report a problem | ||
| 4/18/2013 | Price change | $189,900-5%$80/sqft |
Source: RE/MAX Experience #20122622 Report a problem | ||
| 8/20/2012 | Price change | $199,900-4.8%$84/sqft |
Source: RE/MAX Experience #20122622 Report a problem | ||
| 6/9/2012 | Listed for sale | $209,900+54.3%$88/sqft |
Source: Listhub #20122622 Report a problem | ||
| 8/20/2003 | Sold | $136,000$57/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $77,300 +46.1% |
| 2024 | $762 | $52,925 |
| 2023 | $762 | $52,925 |
| 2022 | $762 -54.3% | $52,925 |
| 2021 | $1,669 +18.9% | $52,925 +44.9% |
| 2019 | $1,403 +2% | $36,525 |
| 2018 | $1,376 +0% | -- |
| 2017 | $1,376 -12.2% | -- |
| 2016 | $1,568 | -- |
| 2015 | $1,568 | -- |
| 2014 | $1,568 | -- |
| 2013 | -- | -- |
| 2011 | $1,249 | $38,050 |
| 2009 | $1,249 | $38,050 |
| 2008 | -- | $38,050 +10.9% |
| 2007 | $1,259 | $34,300 |
| 2006 | $1,259 | $34,300 |
| 2005 | $1,259 +11.7% | $34,300 +16.6% |
| 2004 | $1,127 | $29,425 |
| 2003 | $1,127 | $29,425 +15% |
| 2001 | -- | $25,594 -75% |
| 2000 | -- | $102,376 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,119/mo
Principal & interest
$1972
Property taxes
$147
Climate risks
Neighborhood: 37311
Nearby schools
GreatSchools rating
- 3/10Arnold Memorial ElementaryGrades: PK-5Distance: 0.1 mi
- 4/10Cleveland Middle SchoolGrades: 6-8Distance: 2.9 mi
- 7/10Cleveland High SchoolGrades: 9-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Arnold
- Middle: Cleveland
- High: Cleveland
Source: RCAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 37311
