Assumable VA mortgage at an unbeatable rate of 2.75! Discover your dream lifestyle nestled within the picturesque Harbor Hills Golf Community—where luxury meets leisure. This exceptional property stands as the highest point in the community, offering you unrivaled panoramic views that captivate and inspire. Whether you're a golf enthusiast or simply enchanted by the charm of a country club lifestyle, this home is your perfect match. This thoughtfully crafted duplex boasts three generous bedrooms and two elegantly appointed bathrooms, offering plenty of space for both relaxation and entertaining guests. Step inside to find beautiful neutral wood floors that infuse the home with a light, airy ambiance, perfectly complemented by smart storage solutions that maintain an uncluttered and tranquil environment. Move-in ready, this home promises a seamless transition for new owners. One of its standout features is the impressive storefront window, complete with honeycomb interior shades—ideal for managing light and privacy while relishing the spectacular views. The kitchen is a culinary enthusiast's paradise, featuring custom-built pantries, sleek stainless-steel appliances, and an induction stovetop. Plus, the pots are yours to keep! A distinctive highlight is the handicap-accessible master shower, blending style with functionality, catering to diverse needs and preferences. As part of the Harbor Hills Golf Community, you'll enjoy access to exclusive neighborhood amenities, including a renowned scenic golf course and club facilities—a perfect mix of recreation and relaxation. To top it all off, the home comes with an assumable VA mortgage at an unbeatable rate of 2.750, making this an opportunity you can't afford to miss. Embrace a life of elegance and ease at Harbor Hills.
For sale
$364,900
6042 Topsail Rd, Lady Lake, FL 32159
3beds
2,190sqft
Est.:
Single Family Residence
Built in 1990
0.28 Acres Lot
$-- Zestimate®
$167/sqft
$478/mo HOA
What's special
Generous bedroomsImpressive storefront windowInduction stovetopUnrivaled panoramic viewsSmart storage solutionsBeautiful neutral wood floorsRoll-down exterior shades
- 477 days |
- 484 |
- 8 |
Zillow last checked: 8 hours ago
Listing updated: February 18, 2026 at 02:36pm
Listing Provided by:
Bonnie Jo Vorwerk 352-572-9049,
NEXT GENERATION REALTY OF MARION COUNTY 352-342-9730
Source: Stellar MLS,MLS#: OM688631
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 247 Square Feet
- Dimensions: 13x19
Bathroom 2
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bathroom 3
- Features: Built-in Closet
- Level: First
- Area: 100 Square Feet
- Dimensions: 10x10
Balcony porch lanai
- Level: First
Dining room
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Kitchen
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Living room
- Level: First
- Area: 512 Square Feet
- Dimensions: 16x32
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor
- Flooring: Hardwood
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Living Room
Interior area
- Total structure area: 3,357
- Total interior livable area: 2,190 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Golf Cart Garage, Golf Cart Parking
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Lighting
Lot
- Size: 0.28 Acres
- Features: Gentle Sloping
Details
- Parcel number: 131824051000S00700
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Stucco
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1990
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
- Utilities for property: Electricity Connected, Street Lights, Water Connected
Community & HOA
Community
- Features: Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Park, Sidewalks
- Subdivision: HARBOR HILLS UNIT 01A
HOA
- Has HOA: Yes
- Services included: 24-Hour Guard, Maintenance Structure, Maintenance Grounds
- HOA fee: $478 monthly
- HOA name: Sunrise Cove HOA
- HOA phone: 989-424-0855
- Second HOA name: Harbor Hills HOA
- Pet fee: $0 monthly
Location
- Region: Lady Lake
Financial & listing details
- Price per square foot: $167/sqft
- Tax assessed value: $283,187
- Annual tax amount: $3,177
- Date on market: 11/8/2024
- Cumulative days on market: 639 days
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/17/2026 | Listed for sale | $364,900$167/sqft |
Source:  Stellar MLS #OM688631 Report a problem | ||
| 2/4/2026 | Pending sale | $364,900$167/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 9/3/2025 | Price change | $364,900-2.7%$167/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 2/12/2025 | Listed for sale | $374,900$171/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 2/5/2025 | Pending sale | $374,900$171/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 1/18/2025 | Price change | $374,900-6.3%$171/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 11/8/2024 | Listed for sale | $399,900-11.1%$183/sqft |
Source: Stellar MLS #OM688631 Report a problem | ||
| 10/16/2024 | Listing removed | $449,900+5.9%$205/sqft |
Source:  NextHome #G5080316 Report a problem | ||
| 8/9/2024 | Price change | $424,900-5.6%$194/sqft |
Source: Stellar MLS #G5080316 Report a problem | ||
| 4/2/2024 | Listed for sale | $449,900+63.6%$205/sqft |
Source: Stellar MLS #G5080316 Report a problem | ||
| 9/16/2020 | Sold | $275,000-6.8%$126/sqft |
Source: Public Record Report a problem | ||
| 7/29/2020 | Pending sale | $294,989$135/sqft |
Source: CHARLES RUTENBERG REALTY ORLANDO #G5029285 Report a problem | ||
| 5/15/2020 | Listed for sale | $294,989+13.5%$135/sqft |
Source: CHARLES RUTENBERG REALTY ORLANDO #G5029285 Report a problem | ||
| 10/31/2003 | Sold | $260,000$119/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,576 +2.7% | $238,620 +2.9% |
| 2024 | $3,482 +9.6% | $231,900 +3% |
| 2023 | $3,177 +8.6% | $225,150 +3% |
| 2022 | $2,926 +3.6% | $218,600 +3% |
| 2021 | $2,824 +35.2% | $212,236 +41% |
| 2020 | $2,088 +1.1% | $150,498 +2.3% |
| 2019 | $2,066 +4.8% | $147,115 +1.9% |
| 2018 | $1,972 | $144,372 +2.1% |
| 2017 | $1,972 +3.7% | $141,403 +2.1% |
| 2016 | $1,901 +0.5% | $138,495 +6.7% |
| 2015 | $1,892 +4.4% | $129,747 +0.8% |
| 2014 | $1,812 +37.1% | $128,718 +1.5% |
| 2013 | $1,322 -1.2% | $126,816 |
| 2012 | $1,338 -29.3% | $126,816 -22.6% |
| 2011 | $1,893 -20.4% | $163,754 -15.5% |
| 2010 | $2,379 -17.6% | $193,875 -14.7% |
| 2009 | $2,886 -3.4% | $227,366 -2.9% |
| 2008 | $2,986 -3.1% | $234,190 +3% |
| 2007 | $3,082 -4.7% | $227,369 +2.5% |
| 2006 | $3,236 +2.4% | $221,824 +3% |
| 2005 | $3,161 -10.5% | $215,364 +1.7% |
| 2004 | $3,533 +24.9% | $211,783 +9.5% |
| 2003 | $2,829 +12.1% | $193,488 +4.9% |
| 2002 | $2,523 | $184,526 +1.6% |
| 2001 | $2,523 +7% | $181,621 +4.6% |
| 2000 | $2,358 | $173,602 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,634/mo
Principal & interest
$1676
Property taxes
$480
HOA Fees
$478
Climate risks
Neighborhood: 32159
Nearby schools
GreatSchools rating
- 7/10The Villages Elementary Of Lady Lake SchoolGrades: PK-5Distance: 4.9 mi
- 3/10Carver Middle SchoolGrades: 6-8Distance: 7.5 mi
- 2/10Leesburg High SchoolGrades: 9-12Distance: 8.8 mi
Schools provided by the listing agent
- Elementary: Villages Elem of Lady Lake
- Middle: Carver Middle
- High: Leesburg High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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