Experience tranquil waterfront living in this stunning 4BR/4.5 BA home sited on .68 acres overlooking the Miles River. This cottage-style home was completely renovated by Focus Construction Featuring exquisite architectural and interior design details throughout and include custom built-ins, and a large dual-sided gas fireplace. The open floor plan offers breathtaking river views from nearly every room and the main living spaces are perfectly suited for family living and entertaining. The first floor boasts a gourmet kitchen with high-end stainless and custom cabinetry, quartz counters, a scullery, and an adjacent dining area with sweeping waterfront views. Relax by the dual-sided fireplace in the living room, which connects seamlessly to the waterside sunroom. The spacious first floor primary suite offers a luxurious ensuite bath with a dual vanity, glass-enclosed walk-in shower, large walk-in closet. There is an upstairs Primary Suite and a separate guest bedroom and bath. Additionally, there is a private suite with dedicated staircase, large efficiency-style layout with bedroom and sitting area and private bathroom/closet. Completing the property is an oversized attached 2+car garage, providing additional storage and functionality. On the waterside of the home, there is a wall of glass doors leading out to a waterside deck and an inground pool. The property is further improved with a fenced in backyard, mature landscaping, a concrete bulkheaded, a private dock with boat lift (8,000 lbs.). Minutes to downtown Saint Michaels and a short drive to Easton, this exceptional property combines waterfront beauty and a turn-key situation in one of Saint Michaels most desirable neighborhoods.
Under contract
$3,250,000
601 Cove Rd, Saint Michaels, MD 21663
4beds
3,289sqft
Est.:
Single Family Residence
Built in 1956
0.68 Acres Lot
$-- Zestimate®
$988/sqft
$8/mo HOA
What's special
- 6 days |
- 92 |
- 4 |
Zillow last checked: 8 hours ago
Listing updated: February 24, 2026 at 12:15pm
Listed by:
Brian Gearhart 410-310-5179,
Benson & Mangold, LLC 4108226665,
Listing Team: Chesapeake Bay Properties Team Of Benson & Mangold
Source: Bright MLS,MLS#: MDTA2012912
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 3, Kitchen, Foyer, Sun/Florida Room, Great Room, Office, Bonus Room, Primary Bathroom, Full Bath
Primary bedroom
- Level: Main
- Area: 360 Square Feet
- Dimensions: 15 X 24
Primary bedroom
- Level: Upper
- Area: 272 Square Feet
- Dimensions: 16 X 17
Bedroom 3
- Level: Upper
- Area: 323 Square Feet
- Dimensions: 17 X 19
Primary bathroom
- Level: Main
Primary bathroom
- Level: Upper
Bonus room
- Level: Upper
Foyer
- Level: Main
- Area: 168 Square Feet
- Dimensions: 12 X 14
Other
- Level: Main
Other
- Level: Upper
Great room
- Level: Main
- Area: 231 Square Feet
- Dimensions: 11 X 21
Kitchen
- Level: Main
- Area: 156 Square Feet
- Dimensions: 12 X 13
Kitchen
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10 X 12
Living room
- Level: Main
- Area: 187 Square Feet
- Dimensions: 11 X 17
Office
- Level: Upper
- Area: 75 Square Feet
- Dimensions: 5 X 15
Other
- Level: Main
- Area: 207 Square Feet
- Dimensions: 9 X 23
Heating
- Heat Pump, Oil, Propane
Cooling
- Other, Electric
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Electric Water Heater
- Laundry: Has Laundry, Washer In Unit, Dryer In Unit
Features
- Built-in Features, Butlers Pantry, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Recessed Lighting, Primary Bath(s), Pantry, Soaking Tub, Bathroom - Stall Shower, Walk-In Closet(s), Upgraded Countertops, Primary Bedroom - Bay Front
- Flooring: Hardwood, Ceramic Tile, Wood
- Windows: Double Pane Windows
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,289
- Total interior livable area: 3,289 sqft
- Finished area above ground: 3,289
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Gravel, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Other
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio, Deck
- Exterior features: Lighting, Flood Lights, Rain Gutters, Balcony
- Has private pool: Yes
- Pool features: In Ground, Private
- Fencing: Wood
- Has view: Yes
- View description: Panoramic, River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: Private Dock Site, River, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard
- Body of water: Miles River
- Frontage length: Water Frontage Ft: 65
Lot
- Size: 0.68 Acres
- Features: Bulkheaded, Landscaped, Poolside
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2102080818
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Crawl Space
Condition
- Excellent
- New construction: No
- Year built: 1956
- Major remodel year: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available, Propane
Community & HOA
Community
- Subdivision: Rio Vista
HOA
- Has HOA: Yes
- HOA fee: $100 annually
Location
- Region: Saint Michaels
Financial & listing details
- Price per square foot: $988/sqft
- Tax assessed value: $1,460,733
- Annual tax amount: $10,528
- Date on market: 2/24/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/25/2026 | Contingent | $3,250,000$988/sqft |
Source: | ||
| 2/25/2026 | Listed for sale | $3,250,000+51.9%$988/sqft |
Source: | ||
| 7/8/2024 | Sold | $2,140,000-10.6%$651/sqft |
Source: | ||
| 7/1/2024 | Pending sale | $2,395,000$728/sqft |
Source: | ||
| 6/17/2024 | Contingent | $2,395,000$728/sqft |
Source: | ||
| 5/24/2024 | Price change | $2,395,000-7.7%$728/sqft |
Source: | ||
| 5/8/2024 | Listed for sale | $2,595,000+140.3%$789/sqft |
Source: | ||
| 5/29/2019 | Sold | $1,080,000-1.8%$328/sqft |
Source: Public Record Report a problem | ||
| 3/20/2019 | Pending sale | $1,100,000$334/sqft |
Source: Benson & Mangold, LLC #MDTA132964 Report a problem | ||
| 3/15/2019 | Listed for sale | $1,100,000-15.4%$334/sqft |
Source: Benson & Mangold, LLC #MDTA132964 Report a problem | ||
| 9/4/2013 | Listing removed | $1,300,000$395/sqft |
Source: Lacaze-Meredith Real Estate, A Long & Foster Company #TA7918901 Report a problem | ||
| 9/3/2012 | Listed for sale | $1,300,000$395/sqft |
Source: Long & Foster Real Estate #TA7918901 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $1,150,300 +1.6% |
| 2024 | $10,225 +7.3% | $1,132,333 +1.6% |
| 2023 | $9,532 +9.5% | $1,114,367 +1.6% |
| 2022 | $8,705 +7.8% | $1,096,400 +1.7% |
| 2021 | $8,077 +1.7% | $1,078,100 +1.7% |
| 2020 | $7,940 +1.8% | $1,059,800 +1.8% |
| 2019 | $7,803 +8.6% | $1,041,500 +4.1% |
| 2018 | $7,184 +9.7% | $1,000,433 +4.3% |
| 2017 | $6,551 +11% | $959,367 +4.5% |
| 2016 | $5,901 | $918,300 |
| 2015 | $5,901 +14.7% | $918,300 |
| 2014 | $5,147 | $918,300 -0.9% |
| 2013 | -- | $926,500 |
| 2012 | -- | $926,500 |
| 2011 | -- | $926,500 -20.3% |
| 2010 | -- | $1,162,880 +8.4% |
| 2009 | -- | $1,072,660 +9.2% |
| 2008 | -- | $982,440 +10.1% |
| 2007 | -- | $892,220 +15.2% |
| 2006 | -- | $774,630 +17.9% |
| 2005 | -- | $657,040 +21.8% |
| 2004 | -- | $539,450 +8.5% |
| 2003 | -- | $497,100 +9.3% |
| 2002 | -- | $454,750 +10.3% |
| 2001 | -- | $412,400 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$17,594/mo
Principal & interest
$15798
Property taxes
$1788
HOA Fees
$8
Climate risks
Neighborhood: 21663
Nearby schools
GreatSchools rating
- 5/10St. Michaels Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 5/10St. Michaels Middle/High SchoolGrades: 6-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





