Welcome to your DREAM HOME on Elms Lake! This stunning one-level property offers the perfect blend of comfort, style, and true Minnesota lake living. Featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, the home is thoughtfully designed for both functionality and beauty. Enjoy two spacious living areas, each with its own fireplace—ideal for relaxing or entertaining. The lower-level family room includes a large wet bar, perfect for gatherings and game nights. Recent updates include all new flooring throughout, providing a fresh, modern feel. The home also features a work-from-home office with lake views and a large mudroom for everyday convenience. Step outside to the screened-in porch and deck overlooking peaceful Elms Lake—perfect for enjoying your morning coffee or evening sunsets. Outdoor enthusiasts will appreciate the ability to duck hunt right out back, as well as the connection between Elms Lake and Florence Lake via a low-water channel. The property includes a garden area and a locked, secure storage space for tools, equipment, or outdoor gear. A private dock offers easy access for boating, fishing, or simply enjoying the serene water views. This well-maintained home combines quality updates, generous space, and the best of lakeside living.
Active
$625,000
563 Elins Lake Rd SE, Cambridge, MN 55008
4beds
3,135sqft
Est.:
Single Family Residence
Built in 2015
0.47 Acres Lot
$613,500 Zestimate®
$199/sqft
$-- HOA
What's special
Screened-in porchAll new flooring throughoutGarden areaLower-level family roomLarge mudroomLarge wet bar
- 34 days |
- 1,600 |
- 27 |
Zillow last checked: 7 hours ago
Listing updated: February 18, 2026 at 09:56am
Listed by:
Jason Teply 651-231-0233,
Coldwell Banker Realty,
Amanda Palmer 651-497-6368
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6802855
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bedroom
- Level: Main
- Area: 340 Square Feet
- Dimensions: 20x17
Bedroom 2
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 3
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 4
- Level: Lower
- Area: 169 Square Feet
- Dimensions: 13x13
Primary bathroom
- Level: Main
- Area: 77 Square Feet
- Dimensions: 11x7
Dining room
- Level: Main
- Area: 153 Square Feet
- Dimensions: 17x9
Family room
- Level: Lower
- Area: 684 Square Feet
- Dimensions: 36x19
Kitchen
- Level: Main
- Area: 187 Square Feet
- Dimensions: 11x17
Laundry
- Level: Main
- Area: 72 Square Feet
- Dimensions: 9x8
Living room
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17x13
Office
- Level: Lower
- Area: 135 Square Feet
- Dimensions: 15x9
Office
- Level: Lower
- Area: 135 Square Feet
- Dimensions: 15x9
Storage
- Level: Lower
- Area: 96 Square Feet
- Dimensions: 16x6
Walk in closet
- Level: Main
- Area: 50 Square Feet
- Dimensions: 10x5
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Wall Oven, Washer, Water Softener Owned
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
Features
- Basement: Daylight,Drain Tiled,Finished,Concrete,Storage Space,Sump Basket,Sump Pump,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Brick, Family Room, Gas, Living Room
Interior area
- Total structure area: 3,135
- Total interior livable area: 3,135 sqft
- Finished area above ground: 1,780
- Finished area below ground: 1,355
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Asphalt, Garage Door Opener, Insulated Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch, Rear Porch, Screened
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Dock, Lake Front, Lake View
Lot
- Size: 0.47 Acres
- Dimensions: 120 x 120 x 100 x 100
- Features: Accessible Shoreline, Tree Coverage - Medium
Details
- Foundation area: 1485
- Parcel number: 151670380
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Concrete, Frame
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 2015
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Bridgewater Third Add
HOA
- Has HOA: No
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $483,300
- Annual tax amount: $6,960
- Date on market: 2/18/2026
- Cumulative days on market: 103 days
Estimated market value
$613,500
$583,000 - $644,000
$2,878/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/18/2026 | Listed for sale | $625,000-3.8%$199/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6802855 Report a problem | ||
| 12/17/2025 | Listing removed | $650,000$207/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6802855 Report a problem | ||
| 10/10/2025 | Listed for sale | $650,000+27.5%$207/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6802855 Report a problem | ||
| 10/6/2022 | Sold | $510,000$163/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6214952 Report a problem | ||
| 6/25/2022 | Pending sale | $510,000$163/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6214952 Report a problem | ||
| 6/23/2022 | Listed for sale | $510,000+1357.1%$163/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6214952 Report a problem | ||
| 5/30/2014 | Sold | $35,000$11/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4460278 Report a problem | ||
| 5/4/2014 | Price change | $35,000+4.5%$11/sqft |
Source: RE/MAX Complete Real Estate #4460278 Report a problem | ||
| 3/28/2014 | Listed for sale | $33,500$11/sqft |
Source: RE/MAX Complete Real Estate #4460278 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,638 +4.1% | $455,400 |
| 2023 | $6,376 +0.5% | $455,400 +9.7% |
| 2022 | $6,342 +9.3% | $415,300 |
| 2021 | $5,800 | -- |
| 2020 | -- | -- |
| 2019 | $4,426 | $323,400 +34.2% |
| 2018 | $4,426 +89.2% | $240,900 |
| 2016 | $2,339 +539.1% | -- |
| 2015 | $366 | -- |
| 2014 | $366 -55.3% | -- |
| 2013 | $818 | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2009 | $1,034 +66.8% | $63,000 +73.6% |
| 2008 | $620 | $36,300 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,696/mo
Principal & interest
$3154
Property taxes
$542
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Climate risks
Neighborhood: 55008
Nearby schools
GreatSchools rating
- 6/10Cambridge Intermediate SchoolGrades: 3-5Distance: 2 mi
- 7/10Cambridge Middle SchoolGrades: 6-8Distance: 0.8 mi
- 6/10Cambridge-Isanti High SchoolGrades: 9-12Distance: 1.4 mi
Local experts in 55008
- Minnesota
- Isanti County
- Cambridge
- 55008
- 563 Elins Lake Rd SE
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