Escape to the Lake! Located on the sought-after west side of DeRuyter Lake, this classic three-season cottage offers 57 feet of pristine waterfront and everything you need for unforgettable summers. The main camp features 2 bedrooms and 1 full bath, an open living/kitchen area, and a cozy enclosed porch with stunning lake views—the perfect spot for morning coffee, rainy day card games, or watching the sunset. Just steps away, a separate bunkhouse provides 2 additional bedrooms and a half bath—ideal for guests, kids, or extended family. The .33-acre lot is manageable, with mature trees and expansive lake views. Easy steps lead directly into the water, offering convenient access for swimming, paddling, or launching a kayak—making it a true lake lover’s retreat. Bonus features include a full, unfinished basement with laundry (washer & dryer included), and plenty of storage space for all your water toys. This is the kind of lakefront property that rarely hits the market—low-maintenance, high-enjoyment, and ready for your next chapter of lakeside living.
Closed
$449,900
551 W Cottage Ln, De Ruyter, NY 13052
4beds
960sqft
Single Family Residence
Built in 1940
0.33 Acres Lot
$483,400 Zestimate®
$469/sqft
$1,905 Estimated rent
Home value
$483,400
$309,000 - $759,000
$1,905/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: August 15, 2025 at 02:16pm
Listed by:
Brooke Wood SeanFHagan@aol.com,
Limestone Creek Properties LLC
Bought with:
R. Matthew Ragan J.D. LL.M., 10401217330
Howard Hanna Real Estate
Source: NYSAMLSs,MLS#: S1617238
Originating MLS: Syracuse
Originating MLS: SyracuseFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Heating
- Propane, Forced Air
Appliances
- Included: Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- Laundry: In Basement
Features
- Separate/Formal Living Room, Country Kitchen, Bedroom on Main Level
- Flooring: Carpet, Hardwood, Laminate, Varies
- Windows: Thermal Windows
- Basement: Full,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 960
- Total interior livable area: 960 sqft
Property
Parking
- Parking features: No Garage
Features
- Levels: One
- Stories: 1
- Exterior features: See Remarks, Propane Tank - Leased
- Has view: Yes
- View description: Slope View, Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Dock Access, Lake
- Body of water: DeRuyter Reservoir
- Frontage length: 57
Lot
- Size: 0.33 Acres
- Dimensions: 60 x 135
- Features: Cul-De-Sac, Rectangular, Rectangular Lot
Details
- Parcel number: 25248917600500010130000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Block
- Roof: Asphalt
Condition
- Resale
- Year built: 1940
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available, High Speed Internet Available
Community & neighborhood
Location
- Region: De Ruyter
Other
Other facts
- Listing terms: Cash,Conventional
Price history
| Date | Event | Price |
|---|---|---|
| 8/15/2025 | Sold | $449,900$469/sqft |
Source:  NYSAMLSs #S1617238 Report a problem | ||
| 6/26/2025 | Pending sale | $449,900$469/sqft |
Source: NYSAMLSs #S1617238 Report a problem | ||
| 6/25/2025 | Contingent | $449,900$469/sqft |
Source: NYSAMLSs #S1617238 Report a problem | ||
| 6/23/2025 | Listed for sale | $449,900+592.2%$469/sqft |
Source: NYSAMLSs #S1617238 Report a problem | ||
| 7/11/1997 | Sold | $65,000$68/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $145,000 |
| 2024 | -- | $145,000 |
| 2023 | -- | $145,000 |
Find assessor info on the county website
Neighborhood: 13052
Nearby schools
GreatSchools rating
- 4/10Deruyter Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 7/10Deruyter High SchoolGrades: 6-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: DeRuyter Elementary
- High: DeRuyter High
- District: DeRuyter
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- New York
- Madison County
- De Ruyter
- 13052
- 551 W Cottage Ln