$99,000 PRICE REDUCTION and Short Term Rentals Now Allowed!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay, Pool, and Marina. The private covered patio of the primary bedroom also features this same view, but with access to it all! The marina offers boat slips for sale and for rent, with and without lifts. New on site restaurant opening soon!! This condo offers an excellent location and this particular unit is the closest and within walking distance to Gulf Coast State College, Florida State University Panama City, and Carl Gray Park which offers public boat launch ramps, fishing, swimming, picnic areas and grills. This rare two story condo has endless opportunities as a private residence, second home, long term rental or as an investment. This unit is so rare, only one other family has ever owned it since it was originally built. Come see this magnificent condo with so much to offer, amazing views, lots of space, loads of storage, phenomenal location and just so much fun! All info and measurements are approximate and must be confirmed by the buyer if deemed necessary.
For sale
Price cut: $1.7K (3/10)
$345,000
5505 Sun Harbor Rd APT 181, Panama City, FL 32401
2beds
1,200sqft
Est.:
Condominium
Built in 1984
-- sqft lot
$-- Zestimate®
$288/sqft
$-- HOA
What's special
Two story end unitAmazing viewsLoads of storageDining areaLarge kitchen
- 307 days |
- 364 |
- 10 |
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 08:26am
Listed by:
Nathan Trent 850-774-6022,
Coastal Sun Realty LLC
Source: CPAR,MLS#: 774167
Originating MLS: Central Panhandle Association of REALTORS
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 30 x 25
Bedroom
- Level: First
- Dimensions: 12 x 9
Heating
- Electric
Cooling
- Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
- Laundry: Stacked
Features
- Interior Steps
Interior area
- Total structure area: 1,200
- Total interior livable area: 1,200 sqft
Property
Parking
- Parking features: Paved, Parking Lot
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Deck, Covered, Patio, Porch
- Exterior features: Boat Lift, Boat Slip, Covered Patio
- Pool features: Fenced, In Ground, Community
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bayfront
Lot
- Features: Paved
Details
- Parcel number: 27935542000
- Zoning description: Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Wood Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Barbecue, Dock, Fishing, Laundry Facilities, Marina, Park, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
- Security: Security Lights, Fire Alarm, Smoke Detector(s)
- Subdivision: Sun Harbor Condo
HOA
- Has HOA: Yes
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $288/sqft
- Annual tax amount: $3,500
- Date on market: 2/1/2026
- Cumulative days on market: 308 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
$1,944/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/10/2026 | Price change | $345,000-0.5%$288/sqft |
Source: | ||
| 3/3/2026 | Price change | $346,700-0.3%$289/sqft |
Source: | ||
| 2/17/2026 | Price change | $347,700-0.3%$290/sqft |
Source: | ||
| 11/8/2025 | Price change | $348,800-0.3%$291/sqft |
Source: | ||
| 9/23/2025 | Price change | $350,000-12.5%$292/sqft |
Source: | ||
| 8/17/2025 | Price change | $399,900-2.5%$333/sqft |
Source: | ||
| 8/9/2025 | Price change | $410,000-1%$342/sqft |
Source: | ||
| 7/9/2025 | Price change | $414,000-6.8%$345/sqft |
Source: | ||
| 5/30/2025 | Listed for sale | $444,000$370/sqft |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$2,077/mo
Principal & interest
$1712
Property taxes
$365
More affordability tools
Climate risks
Neighborhood: 32401
Nearby schools
GreatSchools rating
- 4/10Lucille Moore Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 4 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 4.5 mi
Schools provided by the listing agent
- Elementary: Lucille Moore
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32401
- Florida
- Bay County
- Panama City
- 32401
- 5505 Sun Harbor Rd Apartment 181




