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For sale
  • $929,000

    55 Pepper Tree Rd, Santa Rosa Beach, FL 32459

    4beds
    3,761sqft
    : 
    Single Family Residence
    Built in 2022
    0.29 Acres Lot
    $-- Zestimate®
    $247/sqft
    $-- HOA

    What's special

    Two-car garageQuality finishesAbundant natural lightOpen-concept layoutCustom blindsIrrigation systemProfessional mosquito joe system
    Welcome to your dream Florida lifestyle at 55 Pepper Tree Rd in beautiful Santa Rosa Beach, FL - an exceptional coastal residence just about 2 miles to the pristine white sands of 30A beach access with easy golf cart rides to surf, sand, and sea. This beautifully crafted, 2022-built home offers nearly 3,800 square feet of thoughtfully designed living space that perfectly blends comfort, style, and functionality. The open-concept layout invites family gatherings and entertaining, while abundant natural light and quality finishes create a warm, beach-inspired atmosphere. Featuring 5 bedrooms and 5 bathrooms, this generous floor plan accommodates both everyday living and hosting guests with ease. Relax on charming front and back porches, toast evenings around the fire pit, or imagine adding a private pool in the expansive backyard. The home sits on a large 0.30-acre lot with a fully fenced backyard, irrigation system, and a professional Mosquito Joe system -- ideal for outdoor enjoyment year-round. There's ample parking, including space for up to 10 vehicles, boats, and RVs, plus a two-car garage. Inside, enjoy recessed lighting, custom blinds, and well-appointed spaces that cater to relaxing, everyday living and entertaining alike. **No HOA** means freedom to personalize and enjoy your coastal retreat exactly as you wish. Just minutes from dining, shopping, parks, and world-class beaches, this is coastal living at its finest -- a perfect primary residence, second home, or investment opportunity.
    2 days
    |
    875
    |
    42
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: March 02, 2026 at 06:04pm

    Listed by:

    Karon D Higginbotham 318-347-8745,

    Compass

    Source: ECAOR,MLS#: 996713MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: First
    • Area: 240 Square Feet
    • Dimensions: 15 x 16
    Bedroom
    • Level: First
    • Area: 144 Square Feet
    • Dimensions: 12 x 12
    Bedroom
    • Level: First
    • Area: 144 Square Feet
    • Dimensions: 12 x 12
    Bedroom
    • Level: Second
    • Area: 132 Square Feet
    • Dimensions: 12 x 11
    Bonus room
    • Level: Second
    • Area: 418 Square Feet
    • Dimensions: 22 x 19
    Dining area
    • Level: First
    • Area: 144 Square Feet
    • Dimensions: 12 x 12
    Kitchen
    • Level: First
    • Area: 288 Square Feet
    • Dimensions: 18 x 16
    Living room
    • Level: First
    • Area: 320 Square Feet
    • Dimensions: 16 x 20
    Heating
    • Central
    Cooling
    • Central Air, Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Refrigerator, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Tray Ceiling(s), Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Pantry
    • Flooring: Hardwood
    • Has fireplace: Yes
    • Fireplace features: EPA Qualified Fireplace
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 3,761
    • Total interior livable area: 3,761 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Boat, Oversized, RV Access/Parking, Garage
    • Attached garage spaces: 2
    Features
    • Stories: 2
    • Patio & porch: Covered
    • Exterior features: Private Yard, Sprinkler System
    • Fencing: Full,Privacy
    Lot
    • Size: 0.29 Acres
    • Dimensions: 87 x 140
    • Features: Level
    Details
    • Parcel number: 272S20335000000260
    • Zoning description: Resid Multi-Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida Cottage
    • Property subtype: Single Family Residence
    Materials
    • Siding CmntFbrHrdBrd
    • Roof: Metal
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 2022

    Utilities & green energy

    • Water: Public

    Community & HOA

    Community
    • Features: Short Term Rental - Allowed
    • Subdivision: NA
    Location
    • Region: Santa Rosa Beach

    Financial & listing details

    • Price per square foot: $247/sqft
    • Tax assessed value: $663,247
    • Annual tax amount: $4,900
    • Date on market: 3/3/2026
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    3/3/2026Listed for sale$929,000-7.1%$247/sqft
    Source: ECAOR #996713 Report a problem
    2/6/2025Listing removed$999,999$266/sqft
    Source: ECAOR #952826 Report a problem
    1/17/2025Price change$999,999-4.6%$266/sqft
    Source: ECAOR #952826 Report a problem
    12/26/2024Price change$1,048,000-0.1%$279/sqft
    Source: ECAOR #952826 Report a problem
    10/7/2024Price change$1,049,000-4.5%$279/sqft
    Source: ECAOR #952826 Report a problem
    8/16/2024Price change$1,099,000-4.4%$292/sqft
    Source: ECAOR #952826 Report a problem
    7/5/2024Price change$1,150,000-3.8%$306/sqft
    Source: ECAOR #952826 Report a problem
    6/20/2024Listed for sale$1,195,000+25.1%$318/sqft
    Source: ECAOR #952826 Report a problem
    11/18/2022Sold$955,000-3.1%$254/sqft
    Source: ECAOR #898274 Report a problem
    9/7/2022Pending sale$985,900$262/sqft
    Source: ECAOR #898274 Report a problem
    8/26/2022Price change$985,900-1%$262/sqft
    Source: ECAOR #898274 Report a problem
    8/16/2022Listed for sale$995,900$265/sqft
    Source: ECAOR #898274 Report a problem
    8/5/2022Pending sale$995,900$265/sqft
    Source: ECAOR #898274 Report a problem
    7/30/2022Price change$995,900-7.4%$265/sqft
    Source: ECAOR #898274 Report a problem
    7/25/2022Price change$1,075,000-1.8%$286/sqft
    Source: ECAOR #898274 Report a problem
    7/7/2022Price change$1,095,000-4.4%$291/sqft
    Source: ECAOR #898274 Report a problem
    6/27/2022Price change$1,145,000-4.2%$304/sqft
    Source: ECAOR #898274 Report a problem
    6/15/2022Price change$1,195,000-4%$318/sqft
    Source: ECAOR #898274 Report a problem
    5/31/2022Price change$1,245,000-3.9%$331/sqft
    Source: ECAOR #898274 Report a problem
    5/13/2022Listed for sale$1,295,000+6375%$344/sqft
    Source: ECAOR #898274 Report a problem
    4/18/2016Sold$20,000-29.3%$5/sqft
    Source: Public Record Report a problem
    11/13/2003Sold$28,300$8/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$5,709 +10.6%$663,247 +16.8%
    2023$5,161 +1880.7%$568,037 +1920.2%
    2022$261 +25.7%$28,118 +53.5%
    2021$207 +5.8%$18,312 +10%
    2020$196 +30.4%$16,647 +10%
    2019$150 $15,134 +4%
    2018$150 +3.6%$14,552 +3%
    2017$145 +3.6%$14,128 +4%
    2016$140 +3%$13,585 +7%
    2015$136 +5.3%$12,696 +10%
    2014$129 $11,542
    2013-- $11,542
    2012-- $11,542 -5%
    2011-- $12,150 -10%
    2010-- $13,500 -46%
    2009-- $25,000 -40.5%
    2008-- $42,000 -23.6%
    2007-- $55,000 +44.7%
    2005-- $38,000 +94.6%
    2004-- $19,530 +155.3%
    2003-- $7,650
    2002-- $7,650
    2001-- $7,650

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $5,128/mo
    Principal & interest
    $4408
    Property taxes
    $720

      Climate risks

      Neighborhood: 32459

      Getting around

      30 / 100
      Car-Dependent
      37 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Van R Butler
      • Middle: Emerald Coast
      • High: South Walton

      Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 32459

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