At 545 Elm, you're not just buying a house, you're stepping into a home that blends character, function, and a walkable lifestyle in one of Northern Kentucky's most underrated riverfront communities. High ceilings, custom lighting, and original architectural details like pocket doors and French doors create a warm, elevated feel from the moment you walk in.
The kitchen is the kind that actually lives well, featuring a custom design with a brick accent wall, granite countertops, gas cooktop, and a center island with seating that keeps everyone connected. Just off the main level, you'll find the convenience you are looking for, including a main floor laundry and a half bath, while the full bath upstairs delivers a standout moment with a classic clawfoot soaking tub paired with a separate shower.
Outdoor living is at your fingertips, with a front porch offering river views and a newer porch roof, plus a deck that leads to a mostly level, fenced backyard, ideal for entertaining, pets, or simply having space that's hard to find this close to the city.
And then there's the lifestyle. Step outside and you're minutes from local favorites like C.P. Reeves Market, Ludlow Coffee, Ludlow Tavern, and Buffalo Bar. Morning coffee, dinner plans, and weekend hangouts are all within reach, giving you that walkable, connected lifestyle that's on your list right now.
You'll know you're home as soon as you walk through the door. When can you move in?
Pending
$300,000
545 Elm St, Ludlow, KY 41016
3beds
1,596sqft
Est.:
Single Family Residence, Residential
Built in 1913
3,484.8 Square Feet Lot
$-- Zestimate®
$188/sqft
$-- HOA
What's special
Gas cooktopSeparate showerClassic clawfoot soaking tubBrick accent wallOriginal architectural detailsMain floor laundryHigh ceilings
- 5 days |
- 2,981 |
- 211 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 05, 2026 at 11:48am
Listed by:
Janell Stuckwisch 859-992-1602,
eXp Realty, LLC - Janell
Source: NKMLS,MLS#: 641100
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Carpet Flooring, Walk-In Closet(s)
- Level: Second
- Area: 120
- Dimensions: 12 x 10
Bedroom 2
- Features: Ceiling Fan(s), Carpet Flooring
- Level: Second
- Area: 112
- Dimensions: 14 x 8
Bedroom 3
- Features: Ceiling Fan(s), Carpet Flooring
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Bathroom 2
- Description: Pocket Door, Wood Ceiling Accent
- Features: Full Finished Half Bath, Wood Flooring
- Level: First
- Area: 12
- Dimensions: 4 x 3
Entry
- Features: Wood Flooring, Walk-Out Access, Hardwood Floors, Transom
- Level: First
- Area: 130
- Dimensions: 13 x 10
Kitchen
- Description: Brick Accent Wall
- Features: Wood Flooring, Walk-Out Access, Kitchen Island, Solid Surface Counters, Recessed Lighting, Eat-in Kitchen
- Level: First
- Area: 276
- Dimensions: 23 x 12
Laundry
- Features: Plank Flooring
- Level: First
- Area: 35
- Dimensions: 7 x 5
Living room
- Description: French Doors
- Features: Hardwood Floors, Ceiling Fan(s), Fireplace(s), Recessed Lighting
- Level: First
- Area: 221
- Dimensions: 17 x 13
Primary bath
- Description: Original Clawfoot Tub
- Features: Tile Flooring, Ceramic Tile Flooring, Soaking Tub, Shower
- Level: Second
- Area: 84
- Dimensions: 12 x 7
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Range, Dishwasher, Disposal, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Kitchen Island, Walk-In Closet(s), Soaking Tub, Smart Thermostat, Granite Counters, Eat-in Kitchen, Chandelier, Ceiling Fan(s), High Ceilings, Natural Woodwork, Recessed Lighting
- Doors: Pocket Door(s), Multi Panel Doors
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 1,596
- Total interior livable area: 1,596 sqft
Video & virtual tour
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Porch
- Fencing: Wood
- Has view: Yes
- View description: River
- Has water view: Yes
- Water view: River
Lot
- Size: 3,484.8 Square Feet
- Features: Level
Details
- Parcel number: 0263205003.00
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence, Residential
Materials
- Brick
- Foundation: Block
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1913
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $188/sqft
- Tax assessed value: $170,000
- Annual tax amount: $2,188
- Date on market: 4/2/2026
- Cumulative days on market: 6 days
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/5/2026 | Pending sale | $300,000$188/sqft |
Source:  NKMLS #641100 Report a problem | ||
| 4/1/2026 | Listed for sale | $300,000+76.5%$188/sqft |
Source: NKMLS #641100 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/12/2019 | Sold | $170,000+123.7%$107/sqft |
Source: Public Record Report a problem | ||
| 9/17/2018 | Sold | $76,000-6.2%$48/sqft |
Source: Public Record Report a problem | ||
| 8/27/2018 | Pending sale | $81,000$51/sqft |
Source: Owner Report a problem | ||
| 8/20/2018 | Listed for sale | $81,000-4.7%$51/sqft |
Source: Owner Report a problem | ||
| 5/24/2018 | Listing removed | $85,000$53/sqft |
Source: Owner Report a problem | ||
| 2/23/2018 | Pending sale | $85,000$53/sqft |
Source: Owner Report a problem | ||
| 1/24/2018 | Listed for sale | $85,000-23.8%$53/sqft |
Source: Owner Report a problem | ||
| 3/9/2004 | Sold | $111,500+12.1%$70/sqft |
Source: Public Record Report a problem | ||
| 1/6/2003 | Sold | $99,500+108%$62/sqft |
Source: Public Record Report a problem | ||
| 7/7/1999 | Sold | $47,841$30/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $2,188 +0.9% | $170,000 |
| 2022 | $2,169 -10.2% | $170,000 |
| 2021 | $2,415 -2.6% | $170,000 |
| 2020 | $2,480 | $170,000 +47.8% |
| 2019 | $2,480 +50.4% | $115,000 |
| 2018 | $1,649 | $115,000 |
| 2017 | $1,649 +6.2% | $115,000 |
| 2015 | $1,553 | $115,000 |
| 2014 | $1,553 +4.2% | $115,000 |
| 2013 | $1,491 | $115,000 |
| 2012 | -- | $115,000 |
| 2011 | -- | $115,000 |
| 2010 | -- | $115,000 |
| 2009 | -- | $115,000 |
| 2008 | -- | $115,000 |
| 2007 | -- | $115,000 |
| 2006 | -- | $115,000 +3.1% |
| 2005 | -- | $111,500 |
| 2004 | -- | $111,500 +12.1% |
| 2003 | -- | $99,500 +24.4% |
| 2002 | -- | $80,000 +53.8% |
| 2001 | -- | $52,000 |
| 2000 | -- | $52,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$1,727/mo
Principal & interest
$1484
Property taxes
$243
More affordability tools
Climate risks
Neighborhood: 41016
Nearby schools
GreatSchools rating
- 4/10Mary A. Goetz Elementary SchoolGrades: PK-6Distance: 0.1 mi
- 7/10Ludlow High SchoolGrades: 7-12Distance: 0.1 mi
Schools provided by the listing agent
- Elementary: Mary A. Goetz Elementary
- Middle: Ludlow Middle School
- High: Ludlow High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 41016
- Kentucky
- Kenton County
- Ludlow
- 41016
- 545 Elm St
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