If your dream is to live on the water, look no further! This year round home on the West side of DeRuyter Reservoir has 50 feet of waterfront footage. Your new home has water views from all 3 levels. Wait until you get a look at the outside entertaining area! This property includes a 6-car garage and another 1.52 acre lot. The home features 4 bedrooms including a master bedroom with large windows for a clear water view. Move in and start living your best life! Additional 288 sq ft in sunroom.
For sale by owner
$725,000
543 W Cottage Ln, De Ruyter, NY 13052
4beds
2,100sqft
2 Story
Built in 1953
0.31 Acres Lot
$-- Zestimate®
$345/sqft
$-- HOA
What's special
Outside entertaining area
- 3 days |
- 255 |
- 8 |
Listing by:
Property Owner (607) 345-5638
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Heating
- Other, Oil
Appliances
- Included: Dishwasher, Freezer, Microwave, Range / Oven, Refrigerator
Features
- Sump Pump, Circuit Breakers - Some
- Flooring: Carpet, Hardwood
- Windows: Thermal Windows - Some
- Basement: Unfinished
- Attic: Crawl Space
- Has fireplace: No
Interior area
- Total interior livable area: 2,100 sqft
Property
Parking
- Total spaces: 6
- Parking features: Garage - Detached
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Frontage length: 50
Lot
- Size: 0.31 Acres
- Features: Private, Views, Commercial Zoning, Beach/Water Access - See Remarks
Details
- Parcel number: 252489176516
- Special conditions: Standard
- Other equipment: DC Well Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story, Cottage
- Property subtype: 2 Story
Materials
- Metal
- Roof: Shake / Shingle
Condition
- Existing
- New construction: No
- Year built: 1953
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Location
- Region: De Ruyter
Financial & listing details
- Price per square foot: $345/sqft
- Tax assessed value: $459,982
- Date on market: 4/8/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,355/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Listed for sale | $725,000$345/sqft |
Source: Owner Report a problem | ||
| 1/27/2026 | Listing removed | -- |
Source: Owner Report a problem | ||
| 10/29/2025 | Listed for sale | $725,000+141.7%$345/sqft |
Source: Owner Report a problem | ||
| 7/13/2020 | Sold | $300,000-18.9%$143/sqft |
Source: Public Record Report a problem | ||
| 10/7/2019 | Listing removed | $369,900$176/sqft |
Source: Howard Hanna - Manlius #S1194499 Report a problem | ||
| 6/28/2019 | Price change | $369,900-5.1%$176/sqft |
Source: Howard Hanna - Manlius #S1194499 Report a problem | ||
| 5/18/2019 | Price change | $389,900+2.6%$186/sqft |
Source: Howard Hanna Real Estate #S1194499 Report a problem | ||
| 5/3/2019 | Listed for sale | $379,900-9.5%$181/sqft |
Source: Owner Report a problem | ||
| 10/27/2018 | Listing removed | $419,900$200/sqft |
Source: Hunt Real Estate ERA #S1118816 Report a problem | ||
| 10/27/2018 | Price change | $419,900-2.3%$200/sqft |
Source: Hunt Real Estate ERA #S1118816 Report a problem | ||
| 9/11/2018 | Price change | $429,900+2.4%$205/sqft |
Source: Hunt Real Estate ERA #S1118816 Report a problem | ||
| 7/17/2018 | Price change | $419,900-2.3%$200/sqft |
Source: Hunt Real Estate ERA #S1118816 Report a problem | ||
| 5/25/2018 | Listed for sale | $429,900+0.2%$205/sqft |
Source: Hunt Real Estate ERA #S1118816 Report a problem | ||
| 10/7/2017 | Listing removed | $429,000$204/sqft |
Source: Owner Report a problem | ||
| 6/8/2017 | Listed for sale | $429,000-4.5%$204/sqft |
Source: Owner Report a problem | ||
| 11/12/2016 | Listing removed | $449,000$214/sqft |
Source: Owner Report a problem | ||
| 5/22/2016 | Listed for sale | $449,000+290.4%$214/sqft |
Source: Owner Report a problem | ||
| 9/8/1998 | Sold | $115,000$55/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $250,000 |
| 2024 | -- | $250,000 |
| 2023 | -- | $250,000 |
| 2022 | -- | $250,000 |
| 2021 | -- | $250,000 |
| 2020 | -- | $250,000 |
| 2019 | -- | $250,000 |
| 2018 | -- | $250,000 |
| 2017 | $7,842 | $250,000 |
| 2016 | -- | $250,000 |
| 2015 | -- | $250,000 |
| 2014 | -- | $250,000 |
| 2013 | -- | $250,000 |
| 2012 | -- | $250,000 |
| 2011 | -- | $250,000 |
| 2010 | -- | $250,000 |
| 2009 | -- | $250,000 |
| 2008 | -- | $250,000 |
| 2007 | -- | $250,000 +108.3% |
| 2006 | -- | $120,000 |
| 2005 | -- | $120,000 |
| 2004 | -- | $120,000 |
| 2003 | -- | $120,000 |
| 2002 | -- | $120,000 |
| 2001 | -- | $120,000 |
| 2000 | -- | $120,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13052
Nearby schools
GreatSchools rating
- 4/10Deruyter Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 7/10Deruyter High SchoolGrades: 6-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: DeRuyter Elementary
- High: DeRuyter High
- District: DeRuyter
Source: The MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 13052
- New York
- Madison County
- De Ruyter
- 13052
- 543 W Cottage Ln





