Want to build your dream barndominium, home, workshop, or pole barn? This 4.33-acre lot at 540 Cumberland Cove is permit-ready, with all prep work completed—saving you TIME & THOUSANDS! A three-bedroom septic permit is approved, a survey is in hand, and the driveway and homesite have already been cleared. The property offers 171 feet of road frontage and is mostly FLAT with a gentle slope toward the rear. All UTILITIES are AVAILABLE at the street, including city water, natural gas, electric, and high-speed internet. RVs and horses are allowed. With a few additional trees cleared, you can open up SCENIC VIEWS from the back of the property. Located just minutes from hiking trails and less than 30 minutes to Crossville and Cookeville, this site combines convenience with natural beauty. Cumberland Cove is a deed-restricted community of approximately 500 homes spread over 8,000 acres on the Cumberland Plateau, offering wooded lots, paved roads, park areas, and peaceful country living between Nashville and Knoxville. Visit cumberlandcovepoa.com for community information.
Under contract - showing
$150,000
540 Cumberland Cove Rd, Monterey, TN 38574
--beds
--baths
4.33Acres
Unimproved Land
Built in ----
4.33 Acres Lot
$-- Zestimate®
$--/sqft
$12/mo HOA
What's special
Paved roadsWooded lots
- 45 days |
- 80 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: March 12, 2026 at 04:23pm
Listing Provided by:
Ashley Russo 815-355-2051,
Benchmark Realty, LLC 615-288-8292
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3130968
Facts & features
Property
Features
- Has view: Yes
- View description: Bluff
Lot
- Size: 4.33 Acres
- Features: Cleared, Level, Sloped, Wooded
- Topography: Cleared,Level,Sloped,Wooded
Details
- Parcel number: 123 30400 000
- Zoning: RES
- Special conditions: Standard
Community & HOA
Community
- Subdivision: Cumberland Cove
HOA
- Has HOA: Yes
- HOA fee: $138 annually
Location
- Region: Monterey
Financial & listing details
- Tax assessed value: $39,300
- Annual tax amount: $279
- Date on market: 2/15/2026
- Inclusions: Land Only
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/12/2026 | Contingent | $150,000 |
Source: | ||
| 2/15/2026 | Listed for sale | $150,000 |
Source: | ||
| 2/12/2026 | Listing removed | $150,000 |
Source: | ||
| 11/11/2025 | Listed for sale | $150,000-16.7% |
Source: | ||
| 11/8/2025 | Listing removed | $180,000 |
Source: | ||
| 10/4/2025 | Listed for sale | $180,000 |
Source: | ||
| 10/3/2025 | Listing removed | $180,000 |
Source: | ||
| 9/16/2025 | Price change | $180,000-7.7% |
Source: | ||
| 8/29/2025 | Listed for sale | $195,000 |
Source: | ||
| 8/29/2025 | Listing removed | $195,000 |
Source: | ||
| 7/12/2025 | Listed for sale | $195,000-2% |
Source: | ||
| 7/11/2025 | Listing removed | $199,000 |
Source: | ||
| 5/13/2025 | Listed for sale | $199,000+343.2% |
Source: | ||
| 12/14/2021 | Sold | $44,900+28.3% |
Source: Public Record Report a problem | ||
| 10/22/2021 | Sold | $35,000+33.3% |
Source: Public Record Report a problem | ||
| 5/25/2004 | Sold | $26,250-13.9% |
Source: Public Record Report a problem | ||
| 8/7/2000 | Sold | $30,495 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $261 -6.4% | $9,825 -6.4% |
| 2024 | $279 | $10,500 |
| 2023 | $279 +7.6% | $10,500 |
| 2022 | $260 | $10,500 -31.1% |
| 2021 | -- | $15,250 |
| 2020 | $446 | $15,250 |
| 2019 | $446 +7.2% | $15,250 |
| 2018 | $416 +0.1% | $15,250 |
| 2017 | $416 | $15,250 |
| 2016 | $416 -59.6% | $15,250 -58.4% |
| 2015 | $1,029 +251.7% | $36,675 +251.7% |
| 2014 | $292 | $10,427 |
| 2013 | $292 -0.2% | $10,427 |
| 2012 | $293 +6.2% | $10,427 |
| 2011 | $276 | $10,427 -25% |
| 2010 | -- | $13,903 +14.9% |
| 2009 | $333 +120% | $12,100 +120% |
| 2008 | $151 +7% | $5,500 |
| 2007 | $141 +4.9% | $5,500 |
| 2006 | $135 -15.5% | $5,500 -10.3% |
| 2005 | $160 -18% | $6,130 -18% |
| 2004 | $195 +4.9% | $7,479 |
| 2002 | $185 | $7,479 |
| 2001 | -- | $7,479 -75% |
| 2000 | -- | $29,914 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 38574
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 7/10Burks Middle SchoolGrades: PK-6Distance: 6.1 mi
- 4/10Monterey High SchoolGrades: 7-12Distance: 6.4 mi
Schools provided by the listing agent
- Elementary: Burks Elementary
- Middle: Monterey High School
- High: Monterey High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 38574
- Tennessee
- Putnam County
- Monterey
- 38574
- 540 Cumberland Cove Rd







