This is now on an AUCTION SITE' AUCTION.COM Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal with a 124-ft dock! It features three separate living quarters. The main house has a split floor plan ,it features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room, nice size kitchen, living space and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!SELLER IS IN PROCESS OF REPLACING THE SEAWALL.
For sale
Price cut: $50K (3/8)
$850,000
539 Wahoo Rd, Panama City Beach, FL 32408
5beds
3,806sqft
Est.:
Single Family Residence
Built in 1997
0.35 Acres Lot
$-- Zestimate®
$223/sqft
$-- HOA
What's special
Separate mother-in-law suiteThree separate living quartersOversized lot
- 417 days |
- 2,383 |
- 93 |
Zillow last checked: 7 hours ago
Listing updated: March 19, 2026 at 10:48am
Listed by:
Kelli M Sullivan 850-819-8246,
Beachy Beach Real Estate,
Renata Morse 850-527-3923,
Beachy Beach Real Estate
Source: CPAR,MLS#: 767921
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
Primary bedroom
- Description: large master bedroom
- Level: First
- Dimensions: 19 x 17
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 14 x 12
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 15 x 13
Bedroom
- Description: large guest room
- Level: First
- Dimensions: 15 x 12
Primary bathroom
- Description: large master bathroom
- Level: First
- Dimensions: 12 x 14
Dining room
- Description: formal dining area
- Level: First
- Dimensions: 14 x 13
Family room
- Description: large family room
- Level: First
- Dimensions: 19 x 12
Kitchen
- Description: nice kitchen
- Level: First
- Dimensions: 14 x 10
Living room
- Description: wonderful entertaining area
- Level: First
- Dimensions: 16 x 16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Multi Units
Appliances
- Included: Electric Oven, Electric Range, Electric Water Heater
Interior area
- Total structure area: 3,806
- Total interior livable area: 3,806 sqft
Property
Parking
- Total spaces: 3
- Parking features: Gated
- Garage spaces: 3
Features
- Patio & porch: Deck
- Exterior features: Deck, Outdoor Shower
- Has private pool: Yes
- Pool features: Fenced, In Ground, Private
- Fencing: Partial
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access, Seawall
- Frontage length: 124
Lot
- Size: 0.35 Acres
- Dimensions: 123 x 125
- Features: Paved
Details
- Parcel number: 30933401000
- Zoning description: Resid Multi-Family, Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
- Roof: Tile
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Fishing, Golf, Marina, Playground, Tennis Court(s), Waterfront, Gated
- Security: Gated Community, Security Gate
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $984,111
- Annual tax amount: $11,179
- Date on market: 1/30/2025
- Cumulative days on market: 418 days
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/8/2026 | Price change | $850,000-5.6%$223/sqft |
Source:  CPAR #767921 Report a problem | ||
| 1/9/2026 | Price change | $900,000-10%$236/sqft |
Source: CPAR #767921 Report a problem | ||
| 9/24/2025 | Price change | $1,000,000-9.1%$263/sqft |
Source: CPAR #767921 Report a problem | ||
| 7/10/2025 | Price change | $1,100,000-7.6%$289/sqft |
Source: CPAR #767921 Report a problem | ||
| 6/6/2025 | Price change | $1,190,000-2.5%$313/sqft |
Source: CPAR #767921 Report a problem | ||
| 4/8/2025 | Price change | $1,220,000-2.4%$321/sqft |
Source:  ECAOR #967377 Report a problem | ||
| 1/30/2025 | Listed for sale | $1,250,000+137.6%$328/sqft |
Source: CPAR #767921 Report a problem | ||
| 10/28/2024 | Sold | $526,000-18.8%$138/sqft |
Source: Public Record Report a problem | ||
| 1/6/2003 | Sold | $648,000$170/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $11,847 +6% | $943,087 +10% |
| 2023 | $11,179 +18.2% | $857,352 +7.3% |
| 2022 | $9,460 | $798,999 |
| 2021 | -- | -- |
| 2020 | $8,306 -0.4% | $679,467 +0.9% |
| 2019 | $8,337 | $673,391 -4.5% |
| 2018 | $8,337 -6% | $705,006 +7.3% |
| 2017 | $8,865 +6.5% | $657,162 -0.9% |
| 2016 | $8,322 -5.7% | $663,263 -0.3% |
| 2015 | $8,821 | $665,347 -1.7% |
| 2014 | $8,821 | $676,806 -1.4% |
| 2013 | -- | $686,438 -2.8% |
| 2012 | -- | $706,530 -2.9% |
| 2011 | -- | $727,306 +10.5% |
| 2010 | -- | $658,109 +2.7% |
| 2009 | -- | $640,806 +0.1% |
| 2008 | -- | $640,167 +3% |
| 2007 | -- | $621,521 +2.5% |
| 2006 | -- | $606,362 +3% |
| 2005 | -- | $588,701 +3% |
| 2004 | -- | $571,553 +25.1% |
| 2003 | -- | $456,998 +2.4% |
| 2002 | -- | $446,287 +1.6% |
| 2001 | -- | $439,259 +2.1% |
| 2000 | -- | $430,157 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,139/mo
Principal & interest
$4239
Property taxes
$900
More affordability tools
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 7.8 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 5.9 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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