Low-Bank Waterfront Living | Calm Waters of Holmes Harbor From morning light across the harbor to quiet evenings by the shore, life here naturally centers around the water. Positioned approximately 20–30 feet from the shoreline, the home offers a uniquely close connection to the harbor and its ever-changing tides. Expansive windows bring in light, sky, and water, creating an open, airy feel throughout. Enjoy water views from the living and dining areas, kitchen, bedrooms, and upstairs spaces, with the shoreline as part of daily life from morning to night. Set on approximately 1 acre with 101± feet of low-bank frontage and 10,000± sq ft of private tidelands, the property offers a rare opportunity for an immersive shoreline lifestyle. Holmes Harbor is known for more protected, generally calmer waters than many other waterfront settings around the island—ideal for kayaking, paddleboarding, and a range of saltwater recreation. Nearby public boat launch adds to the appeal. Thoughtfully updated with a bright coastal style, the home features a main-level primary suite with a modern bath and curbless shower, additional bedrooms upstairs, and flexible living space for everyday comfort or hosting. The enclosed 60x20 garden area includes covered and open spaces, raised beds, and versatility for gardening or pets. No HOA. Potential for a DADU up to 1,200± sq ft (buyer to verify). Short-term rentals allowed. Close to downtown Freeland and Freeland Park.
Active
Listed by: Coldwell Banker Danforth
$1,374,000
5341 S Bercot Road, Freeland, WA 98249
3beds
2,605sqft
Est.:
Single Family Residence
Built in 1937
1 Acres Lot
$-- Zestimate®
$527/sqft
$-- HOA
What's special
Low-bank waterfront livingAdditional bedrooms upstairsOpen airy feel throughout
- 1 day |
- 1,254 |
- 56 |
Zillow last checked: 7 hours ago
Listing updated: 16 hours ago
Listed by:
Lori Sterley,
Coldwell Banker Danforth
Source: NWMLS as distributed by MLS GRID,MLS#: 2495646
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Description: MBdrm Off Liv Room
- Level: Main
Primary bedroom
- Description: 2nd Ensuite
- Level: Second
Bedroom
- Description: Great 3rd bedroom or office!
- Level: Second
Bathroom full
- Description: Glorious Spa off Of MBdrm
- Level: Main
Bathroom three quarter
- Description: Master Bath For Secondary Ensuite
- Level: Second
Bathroom three quarter
- Description: Convenient to Entertainment Room & 3rd Bedroom.
- Level: Second
Dining room
- Description: connected to the Liv Rm & Kitchen
- Level: Main
Entry hall
- Description: Foyer-Contains access into main level or staircase for upstairs
- Level: Main
Great room
- Description: Huge Entertainment Room
- Level: Second
Kitchen with eating space
- Description: Two Barstools at Island Counter
- Level: Main
Living room
- Description: Part of a Great Room
- Level: Main
Utility room
- Description: Strategically Placed
- Level: Main
Heating
- Fireplace, Forced Air, Wall Furnace, Electric, Propane
Cooling
- Has cooling: Yes
Appliances
- Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s)
Features
- Bath Off Primary, Ceiling Fan(s), Dining Room
- Flooring: Ceramic Tile, Vinyl Plank
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas, Main Level: 1, Fireplace
Interior area
- Total structure area: 2,605
- Total interior livable area: 2,605 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport, Driveway, RV Parking
- Has carport: Yes
- Covered spaces: 2
- Uncovered spaces: 4
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Second Primary Bedroom, Bath Off Primary, Ceiling Fan(s), Dining Room, Fireplace, Hot Tub/Spa, Walk-In Closet(s), Wired for Generator
- Has spa: Yes
- Spa features: Indoor
- Has view: Yes
- View description: Bay, Territorial
- Has water view: Yes
- Water view: Bay
- Waterfront features: Low Bank, Bayfront, Saltwater, Sea
- Frontage length: Waterfront Ft: 101
Lot
- Size: 1 Acres
- Features: Secluded, Cable TV, Deck, Dog Run, Electric Car Charging, Fenced-Partially, Outbuildings, Patio, Propane, RV Parking, Shop
- Topography: Partial Slope
- Residential vegetation: Fruit Trees, Garden Space
Details
- Parcel number: S8290000160
- Zoning: 10
- Zoning description: Jurisdiction: City
- Special conditions: Standard
- Other equipment: Wired for Generator
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Composition
Condition
- Very Good
- Year built: 1937
- Major remodel year: 2017
Utilities & green energy
- Electric: Company: PSE
- Sewer: Septic Tank
- Water: Public, Company: City
- Utilities for property: Xfinity, Xfinity
Community & HOA
Community
- Subdivision: Holmes Harbor (Gyc)
Location
- Region: Freeland
Financial & listing details
- Price per square foot: $527/sqft
- Tax assessed value: $975,968
- Annual tax amount: $6,984
- Date on market: 3/20/2026
- Cumulative days on market: 4 days
- Listing terms: Conventional,FHA,VA Loan
- Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s)
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/22/2026 | Listed for sale | $1,374,000+161.7%$527/sqft |
Source:  NWMLS as distributed by MLS GRID #2495646 Report a problem | ||
| 7/25/2018 | Sold | $525,000-4.5%$202/sqft |
Source: NWMLS as distributed by MLS GRID #1271498 Report a problem | ||
| 5/25/2018 | Pending sale | $550,000$211/sqft |
Source: Windermere Real Estate/South Whidbey #1271498 Report a problem | ||
| 5/14/2018 | Listed for sale | $550,000$211/sqft |
Source: Windermere Real Estate/South Whidbey #1271498 Report a problem | ||
| 5/3/2018 | Pending sale | $550,000$211/sqft |
Source: Windermere Real Estate/South Whidbey #1271498 Report a problem | ||
| 4/17/2018 | Listed for sale | $550,000$211/sqft |
Source: Windermere Real Estate/South Whidbey #1271498 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,984 +11.6% | $975,968 +1.7% |
| 2023 | $6,255 +0.1% | $960,049 +2.7% |
| 2022 | $6,251 +11.6% | $934,729 +32.1% |
| 2021 | $5,599 +10.2% | $707,461 +8.2% |
| 2020 | $5,082 +14.5% | $653,706 +2.5% |
| 2019 | $4,439 -8.1% | $637,932 +8.4% |
| 2018 | $4,831 +8.8% | $588,516 +9% |
| 2017 | $4,439 +9.2% | $539,688 -0.4% |
| 2016 | $4,065 -3.5% | $542,036 -0.4% |
| 2015 | $4,213 | $544,379 +3.9% |
| 2013 | -- | $523,891 |
| 2012 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $726,290 +0.7% |
| 2008 | -- | $721,289 +8.6% |
| 2007 | -- | $663,964 +30.4% |
| 2006 | -- | $509,028 +12.2% |
| 2005 | -- | $453,710 +72.5% |
| 2002 | -- | $263,073 +16.4% |
| 2000 | $2,293 | $225,962 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,663/mo
Principal & interest
$6930
Property taxes
$733
More affordability tools
Climate risks
Neighborhood: 98249
Nearby schools
GreatSchools rating
- 4/10South Whidbey ElementaryGrades: K-6Distance: 6.1 mi
- 7/10South Whidbey Middle SchoolGrades: 7-8Distance: 6.1 mi
- 7/10South Whidbey High SchoolGrades: 9-12Distance: 6.1 mi
Schools provided by the listing agent
- Elementary: So. Whidbey Primary
- Middle: South Whidbey Middle
- High: So. Whidbey High
Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 98249
- Washington
- Island County
- Freeland
- 98249
- 5341 S Bercot Road
Nearby cities
Nearby zip codes
Other Freeland Topics
