Located in one of the lake’s most desirable neighborhoods off Horseshoe Bend Parkway, this lakefront home checks all the boxes—big views, year-round deep water, and the flexibility to enjoy it as a personal home or vacation rental. This is one of the few homes on the street with a garage and a gentle driveway, offering a rare convenience. Outside entertainment is where this home truly shines. You'll find an enclosed storage room that’s full of potential - imagine creating your dream man cave, outdoor kitchen, game room, or whatever fits your lake lifestyle. The deep water ensures your dock and lake toys are ready to use year-round, and the views are the kind you’ll never get tired of. Whether you’re looking to make it your full-time home, weekend getaway, or income-producing rental, this property is ready for your personal touch. Come see why this Horseshoe Bend gem is such a rare find!
For sale
Price cut: $21K (1/17)
$499,000
523 Lucy Rd, Lake Ozark, MO 65049
3beds
1,700sqft
Est.:
Single Family Residence
Built in ----
-- sqft lot
$-- Zestimate®
$294/sqft
$-- HOA
What's special
Lakefront homeBig viewsDesirable neighborhoodEnclosed storage roomGentle driveway
- 164 days |
- 3,394 |
- 93 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: January 17, 2026 at 10:48am
Listed by:
JEFFREY D KRANTZ (573)302-2300,
RE/MAX Lake of the Ozarks,
SARA MCDUFFEY 573-480-3931,
RE/MAX Lake of the Ozarks
Source: LOBR,MLS#: 3580745
Originating MLS: Bagnell Dam Association Of Realtors
Originating MLS: Bagnell Dam Association Of RealtorsTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator, Stove
Features
- Ceiling Fan(s), Furnished, Cable TV
- Flooring: Hardwood, Tile
- Basement: Walk-Out Access
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total structure area: 2,100
- Total interior livable area: 1,700 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Concrete Driveway, Deck
- Has view: Yes
- View description: Channel
- Has water view: Yes
- Water view: Channel
- Waterfront features: Cove, Lake Front
Lot
- Dimensions: 51 x 130 x 48 x 130
- Features: Gentle Sloping, Lake Front, Sloped, Views
Details
- Parcel number: 01602300000001027000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Poured
Utilities & green energy
- Sewer: Septic Tank
- Water: Shared Well, Community/Coop
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Subdivision: Horseshoe Bend # 7
HOA
- Services included: None
Location
- Region: Lake Ozark
Financial & listing details
- Price per square foot: $294/sqft
- Tax assessed value: $18,910
- Annual tax amount: $1,038
- Date on market: 10/8/2025
- Cumulative days on market: 164 days
- Inclusions: Kitchen Appliances
- Exclusions: Personal Items
- Ownership: Fee Simple,
- Road surface type: Asphalt, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/17/2026 | Price change | $499,000-4%$294/sqft |
Source:  LOBR #3580745 Report a problem | ||
| 10/27/2025 | Price change | $520,000-8.8%$306/sqft |
Source: LOBR #3580745 Report a problem | ||
| 10/8/2025 | Listed for sale | $570,000+29.8%$335/sqft |
Source: LOBR #3580745 Report a problem | ||
| 10/4/2025 | Listing removed | $1,300$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/12/2025 | Listed for rent | $1,300$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/12/2023 | Listing removed | -- |
Source: LOBR #3555336 Report a problem | ||
| 8/14/2023 | Contingent | $439,000$258/sqft |
Source: LOBR #3555336 Report a problem | ||
| 8/8/2023 | Price change | $439,000-2.2%$258/sqft |
Source: LOBR #3555336 Report a problem | ||
| 7/15/2023 | Listed for sale | $449,000$264/sqft |
Source: LOBR #3555336 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,001 -3.7% | $18,910 |
| 2024 | $1,039 +2.8% | $18,910 |
| 2023 | $1,010 | $18,910 |
| 2022 | $1,010 +0% | $18,910 |
| 2021 | $1,010 -0.7% | $18,910 |
| 2020 | $1,017 +0.3% | $18,910 |
| 2019 | $1,014 -0.5% | $18,910 |
| 2018 | $1,019 | $18,910 |
| 2017 | $1,019 +10.3% | $18,910 |
| 2016 | $924 +2% | $18,910 |
| 2015 | $906 +4.8% | $18,910 |
| 2014 | $864 | $18,910 |
| 2013 | $864 | $18,910 -40% |
| 2012 | -- | $31,520 +66.7% |
| 2010 | -- | $18,910 |
| 2009 | -- | $18,910 +18.9% |
| 2008 | -- | $15,900 |
| 2007 | -- | $15,900 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,646/mo
Principal & interest
$2438
Property taxes
$208
More affordability tools
Climate risks
Neighborhood: 65049
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- NALeland O. Mills Elementary SchoolGrades: K-2Distance: 1.7 mi
- 8/10Osage Middle SchoolGrades: 6-8Distance: 5.9 mi
- 7/10Osage High SchoolGrades: 9-12Distance: 5.9 mi
Schools provided by the listing agent
- District: School Of The Osage
Source: LOBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 65049
- Missouri
- Camden County
- Lake Ozark
- 65049
- 523 Lucy Rd
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