LOCATION, LOCATION, LOCATION! This charming 3-bedroom, 1.5-bathroom ranch home is nestled in the heart of downtown St. Charles, offering the perfect blend of comfort and convenience. Step inside to discover gleaming hardwood floors that flow seamlessly through the spacious bedrooms and inviting living room. The light-filled kitchen is a delightful space to prepare meals and entertain guests. Outside, enjoy a private backyard, ideal for relaxation or outdoor activities. Situated just steps from the scenic Fox River Trail, this home is a haven for outdoor enthusiasts. The trail offers over 40 miles of paved paths for walking, jogging, and cycling, with picturesque views of the river and surrounding nature. Additionally, you're only minutes away from the shops, dining, and charm of downtown Geneva. With schools, parks, shopping, and restaurants all within close proximity, this home provides an unparalleled location for a vibrant lifestyle. Settle in before the new school year starts! Quick close possible! Schedule your private tour today! Property is being sold AS IS.
Closed
$280,000
521 Division St, St Charles, IL 60174
3beds
1,100sqft
Single Family Residence
Built in 1951
6,098.4 Square Feet Lot
$286,800 Zestimate®
$255/sqft
$2,723 Estimated rent
Home value
$286,800
$258,000 - $318,000
$2,723/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$2,723/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$2,723/mo
Rent Zestimate®
Refinance and save
$1,984/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$1,984/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: September 19, 2025 at 09:54am
Listing courtesy of:
Tara Eberly 630-742-6569,
Swanson Real Estate
Bought with:
Julia Duarte
Epic Real Estate Group
Source: MRED as distributed by MLS GRID,MLS#: 12370221
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 210 Square Feet
- Dimensions: 15X14
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11X9
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Dimensions: COMBO
Kitchen
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11X9
Laundry
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 66 Square Feet
- Dimensions: 11X6
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 266 Square Feet
- Dimensions: 19X14
Heating
- Natural Gas, Forced Air, Radiant Floor
Cooling
- Central Air
Appliances
- Included: Range, Refrigerator, Washer, Dryer
Features
- Flooring: Hardwood
- Basement: Crawl Space
Interior area
- Total structure area: 0
- Total interior livable area: 1,100 sqft
Property
Parking
- Total spaces: 1.5
- Parking features: On Site, Garage Owned, Detached, Garage
- Garage spaces: 1.5
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
Lot
- Size: 6,098 sqft
- Dimensions: 50X170
Details
- Parcel number: 0935382030
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Rubber
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: St Charles
Other
Other facts
- Listing terms: FHA
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2025 | Sold | $280,000-1.8%$255/sqft |
Source:  MRED as distributed by MLS GRID #12370221 Report a problem | ||
| 7/14/2025 | Contingent | $285,000$259/sqft |
Source: MRED as distributed by MLS GRID #12370221 Report a problem | ||
| 7/3/2025 | Listed for sale | $285,000$259/sqft |
Source: MRED as distributed by MLS GRID #12370221 Report a problem | ||
| 6/23/2025 | Contingent | $285,000$259/sqft |
Source: MRED as distributed by MLS GRID #12370221 Report a problem | ||
| 6/18/2025 | Listed for sale | $285,000$259/sqft |
Source: MRED as distributed by MLS GRID #12370221 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $6,040 +3.6% | $81,362 +11.7% |
| 2023 | $5,828 +9.5% | $72,820 +10.5% |
| 2022 | $5,322 +3.9% | $65,919 +4.9% |
Find assessor info on the county website
Neighborhood: 60174
Nearby schools
GreatSchools rating
- 9/10Munhall Elementary SchoolGrades: PK-5Distance: 0.5 mi
- 8/10Wredling Middle SchoolGrades: 6-8Distance: 2.5 mi
- 8/10St Charles East High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$286,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$286,800
- Illinois
- Kane County
- Saint Charles
- 60174
- 521 Division St