Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
For sale
$1,124,900
520 Useppa Is, Captiva, FL 33924
2beds
1,366sqft
Est.:
Duplex, Multi Family
Built in 1981
-- sqft lot
$-- Zestimate®
$823/sqft
$2,126/mo HOA
What's special
Loft-guest bedroom with bathGranite or marble countersOpen first floor planWater view balconyQuality cabinetry and appliancesDriveway of stone paversThoughtfully landscaped yard
- 1 hour |
- 28 |
- 0 |
Zillow last checked: 7 hours ago
Listing updated: 8 hours ago
Listing Provided by:
Brian McColgan 239-410-7850,
UIP PROPERTY COMPANY LLC 239-410-7850
Source: Stellar MLS,MLS#: C7523816
Originating MLS: Port Charlotte

Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: En Suite Bathroom, Built-in Closet
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Bathroom 1
- Features: En Suite Bathroom, Built-in Closet
- Level: Second
- Area: 150 Square Feet
- Dimensions: 10x15
Balcony porch lanai
- Level: First
- Area: 315 Square Feet
- Dimensions: 21x15
Balcony porch lanai
- Level: First
- Area: 140 Square Feet
- Dimensions: 20x7
Balcony porch lanai
- Level: First
- Area: 180 Square Feet
- Dimensions: 12x15
Balcony porch lanai
- Level: Second
- Area: 80 Square Feet
- Dimensions: 8x10
Great room
- Level: First
- Area: 380 Square Feet
- Dimensions: 20x19
Kitchen
- Features: Storage Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Heating
- Central, Electric
Cooling
- Central Air, Zoned
Appliances
- Included: Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Laundry: In Kitchen
Features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Flooring: Laminate
- Doors: Outdoor Grill
- Windows: Double Pane Windows, Insulated Windows, Low Emissivity Windows, Storm Window(s), Window Treatments, Hurricane Shutters
- Has fireplace: No
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 1,556
- Total interior livable area: 1,366 sqft
Property
Parking
- Parking features: Driveway, Electric Vehicle Charging Station(s), Ground Level, Off Street, Open
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Front Porch, Rear Porch, Screened
- Exterior features: Balcony, Courtyard, Lighting, Outdoor Grill, Private Yard, Storage
- Has view: Yes
- View description: Water, Bay/Harbor - Full
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full
- Waterfront features: Bay/Harbor, Bay/Harbor Access, Skiing Allowed
- Body of water: PINE ISLAND SOUND
Lot
- Size: 2,352 Square Feet
- Features: Flood Insurance Required, FloodZone, Historic District, In County, Landscaped, Near Marina, Private
- Residential vegetation: Mature Landscaping
Details
- Additional structures: Storage
- Parcel number: 0944210200010.00A0
- Zoning: RM-2
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Key West
- Property subtype: Duplex, Multi Family
- Attached to another structure: Yes
Materials
- HardiPlank Type
- Foundation: Raised
- Roof: Metal
Condition
- Completed
- New construction: No
- Year built: 1981
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Phone Available, Private, Propane, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Security: Fire Alarm, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: USEPPA VILLAGE
HOA
- Has HOA: Yes
- HOA fee: $2,126 monthly
- HOA name: Evelyn
- HOA phone: 239-283-1061
- Second HOA name: Useppa Island Partners LLC
- Second HOA phone: 239-283-1061
Location
- Region: Captiva
Financial & listing details
- Price per square foot: $823/sqft
- Annual tax amount: $10,023
- Date on market: 3/25/2026
- Listing terms: Cash
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Listed for sale | $1,124,900+189.2%$823/sqft |
Source: | ||
| 12/31/2019 | Listing removed | $389,000$285/sqft |
Source: Premier Sotheby's International Realty #219002094 Report a problem | ||
| 12/30/2019 | Price change | $389,000-1.5%$285/sqft |
Source: Premier Sotheby's International Realty #219002094 Report a problem | ||
| 12/23/2019 | Listed for sale | $395,000$289/sqft |
Source: Premier Sotheby's International Realty #219002094 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$9,168/mo
Principal & interest
$5730
HOA Fees
$2126
Property taxes
$1312
More affordability tools
Climate risks
Neighborhood: Useppa Island
Nearby schools
GreatSchools rating
- 9/10The Sanibel SchoolGrades: PK-8Distance: 16.1 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 13 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 13.3 mi
Local experts in 33924
- Florida
- Lee County
- Bokeelia
- 33924
- Useppa Island
- 520 Useppa Is









