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For sale
  • $1,124,900

    520 Useppa Is, Captiva, FL 33924

    2beds
    1,366sqft
    : 
    Duplex, Multi Family
    Built in 1981
    -- sqft lot
    $-- Zestimate®
    $823/sqft
    $2,126/mo HOA

    What's special

    Loft-guest bedroom with bathGranite or marble countersOpen first floor planWater view balconyQuality cabinetry and appliancesDriveway of stone paversThoughtfully landscaped yard
    Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24’. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
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    Zillow last checked: 7 hours ago

    Listing updated: 8 hours ago

    Listing Provided by:

    Brian McColgan 239-410-7850,

    UIP PROPERTY COMPANY LLC 239-410-7850

    Source: Stellar MLS,MLS#: C7523816MLS LogoOriginating MLS: Port Charlotte

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: En Suite Bathroom, Built-in Closet
      • Level: First
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Bathroom 1
      • Features: En Suite Bathroom, Built-in Closet
      • Level: Second
      • Area: 150 Square Feet
      • Dimensions: 10x15
      Balcony porch lanai
      • Level: First
      • Area: 315 Square Feet
      • Dimensions: 21x15
      Balcony porch lanai
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 20x7
      Balcony porch lanai
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 12x15
      Balcony porch lanai
      • Level: Second
      • Area: 80 Square Feet
      • Dimensions: 8x10
      Great room
      • Level: First
      • Area: 380 Square Feet
      • Dimensions: 20x19
      Kitchen
      • Features: Storage Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Heating
      • Central, Electric
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
      • Laundry: In Kitchen
      Features
      • Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
      • Flooring: Laminate
      • Doors: Outdoor Grill
      • Windows: Double Pane Windows, Insulated Windows, Low Emissivity Windows, Storm Window(s), Window Treatments, Hurricane Shutters
      • Has fireplace: No
      • Common walls with other units/homes: End Unit
      Interior area
      • Total structure area: 1,556
      • Total interior livable area: 1,366 sqft

      Property

      Parking
      • Parking features: Driveway, Electric Vehicle Charging Station(s), Ground Level, Off Street, Open
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Rear Porch, Screened
      • Exterior features: Balcony, Courtyard, Lighting, Outdoor Grill, Private Yard, Storage
      • Has view: Yes
      • View description: Water, Bay/Harbor - Full
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full
      • Waterfront features: Bay/Harbor, Bay/Harbor Access, Skiing Allowed
      • Body of water: PINE ISLAND SOUND
      Lot
      • Size: 2,352 Square Feet
      • Features: Flood Insurance Required, FloodZone, Historic District, In County, Landscaped, Near Marina, Private
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Storage
      • Parcel number: 0944210200010.00A0
      • Zoning: RM-2
      • Special conditions: None

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Key West
      • Property subtype: Duplex, Multi Family
      • Attached to another structure: Yes
      Materials
      • HardiPlank Type
      • Foundation: Raised
      • Roof: Metal
      Condition
      • Completed
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Phone Available, Private, Propane, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Security: Fire Alarm, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: USEPPA VILLAGE
      HOA
      • Has HOA: Yes
      • HOA fee: $2,126 monthly
      • HOA name: Evelyn
      • HOA phone: 239-283-1061
      • Second HOA name: Useppa Island Partners LLC
      • Second HOA phone: 239-283-1061
      Location
      • Region: Captiva

      Financial & listing details

      • Price per square foot: $823/sqft
      • Annual tax amount: $10,023
      • Date on market: 3/25/2026
      • Listing terms: Cash
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Gravel
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/25/2026Listed for sale$1,124,900+189.2%$823/sqft
        Source: Stellar MLS #C7523816 Report a problem
        12/31/2019Listing removed$389,000$285/sqft
        Source: Premier Sotheby's International Realty #219002094 Report a problem
        12/30/2019Price change$389,000-1.5%$285/sqft
        Source: Premier Sotheby's International Realty #219002094 Report a problem
        12/23/2019Listed for sale$395,000$289/sqft
        Source: Premier Sotheby's International Realty #219002094 Report a problem

        Public tax history

        Public tax history
        Tax history is unavailable.

        BuyAbility℠ payment

        Est. payment
        $9,168/mo
        Principal & interest
        $5730
        HOA Fees
        $2126
        Property taxes
        $1312
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          Climate risks

          Neighborhood: Useppa Island

          Getting around

          2 / 100
          Car-Dependent
          49 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 33924

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