Skip main navigation
Accepting backups
    • Price increase: $5.5K (3/8)
    $285,000

    5185 Mackinaw Rd, Saginaw, MI 48603

    3beds
    2,480sqft
    : 
    Single Family Residence
    Built in 1995
    0.28 Acres Lot
    $289,500 Zestimate®
    $115/sqft
    $-- HOA

    What's special

    Welcome Home! With approximately 2,400 square feet of finished living space, this updated contemporary ranch offers excellent space and functionality throughout. The main level provides 1,480 square feet featuring vaulted ceilings, first-floor laundry, three bedrooms, and two full bathrooms. The finished lower level adds over 1,000 square feet of additional living space with egress, a half bathroom, and versatile areas well suited for a home theater, gym, office, or potential additional bedroom. This house appraised for $285,000 in March of 2025. The home has seen extensive updates since, including major 2025 improvements such as a new 97% high-efficiency furnace, new humidifier, new central air conditioner, all new kitchen appliances, a new kitchen sink and disposal, updated window treatments, new fencing, refreshed landscaping, and fresh paint throughout the common areas. With updated mechanicals and a practical layout, this home offers comfort, flexibility, and move-in readiness. Schedule your private showing today. USDA eligible.
    122 days
    |
    1,353
    |
    51
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 08, 2026 at 08:30am

    Listed by:

    Christopher Craves,

    Gold Pine Real Estate 989-283-4653

    Source: MiRealSource,MLS#: 50194866MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Bedroom 1
      • Features: Luxury Vinyl
      • Level: First
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 2
      • Features: Luxury Vinyl
      • Level: First
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 3
      • Features: Luxury Vinyl
      • Level: First
      • Area: 154
      • Dimensions: 14 x 11
      Bathroom 1
      • Features: Ceramic
      • Level: First
      • Area: 55
      • Dimensions: 11 x 5
      Bathroom 2
      • Features: Ceramic
      • Level: First
      • Area: 56
      • Dimensions: 8 x 7
      Kitchen
      • Level: First
      • Area: 154
      • Dimensions: 14 x 11
      Living room
      • Features: Luxury Vinyl
      • Level: First
      • Area: 299
      • Dimensions: 23 x 13
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Humidifier, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
      Features
      • High Ceilings, Cathedral/Vaulted Ceiling
      • Flooring: Ceramic Tile
      • Basement: Finished
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,950
      • Total interior livable area: 2,480 sqft
      • Finished area above ground: 1,480
      • Finished area below ground: 1,000
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, On Street, Driveway, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Fencing: Fenced
      • Frontage type: Road
      • Frontage length: 81
      Lot
      • Size: 0.28 Acres
      • Dimensions: 12119
      • Features: Large Lot - 65+ Ft., Easement
      Details
      • Parcel number: 23124044671000
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Basement
      Condition
      • New construction: No
      • Year built: 1995

      Utilities & green energy

      • Electric: 150 Amp Service
      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Mackinaw Woods 4
      HOA
      • Has HOA: No
      Location
      • Region: Saginaw

      Financial & listing details

      • Price per square foot: $115/sqft
      • Tax assessed value: $182,200
      • Annual tax amount: $2,816
      • Date on market: 11/22/2025
      • Cumulative days on market: 122 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $289,500

        $168,000 - $504,000

        $1,990/mo

        Price history

        Price history
        DateEventPrice
        3/8/2026Listed for sale$285,000$115/sqft
        Source: MiRealSource #50194866 Report a problem
        3/8/2026Pending sale$285,000+2%$115/sqft
        Source: MiRealSource #50194866 Report a problem
        3/3/2026Price change$279,500-1.9%$113/sqft
        Source: MiRealSource #50194866 Report a problem
        2/18/2026Price change$284,900-1.2%$115/sqft
        Source: MiRealSource #50194866 Report a problem
        2/5/2026Price change$288,500-0.1%$116/sqft
        Source: MiRealSource #50194866 Report a problem
        1/28/2026Price change$288,900-0.3%$116/sqft
        Source: MiRealSource #50194866 Report a problem
        1/15/2026Price change$289,900-0.9%$117/sqft
        Source: MiRealSource #50194866 Report a problem
        12/26/2025Price change$292,500-0.3%$118/sqft
        Source: MiRealSource #50194866 Report a problem
        12/15/2025Price change$293,500-1.2%$118/sqft
        Source: MiRealSource #50194866 Report a problem
        12/9/2025Price change$297,000-0.8%$120/sqft
        Source: MiRealSource #50194866 Report a problem
        11/28/2025Listed for sale$299,500+10.9%$121/sqft
        Source: MiRealSource #50194866 Report a problem
        3/18/2025Sold$270,000+0.8%$109/sqft
        Source: MiRealSource #50166502 Report a problem
        2/24/2025Pending sale$267,900$108/sqft
        Source: MiRealSource #50166502 Report a problem
        2/13/2025Listed for sale$267,900+114.3%$108/sqft
        Source: MiRealSource #50166502 Report a problem
        11/7/2013Sold$125,000-3.8%$50/sqft
        Source: MiRealSource #20373856 Report a problem
        10/4/2013Pending sale$129,900$52/sqft
        Source: CENTURY 21 Signature Realty #133289 Report a problem
        9/19/2013Price change$129,900-3.7%$52/sqft
        Source: CENTURY 21 Signature Realty #133289 Report a problem
        8/30/2013Price change$134,900-3.6%$54/sqft
        Source: Keller Williams - Saginaw #131945 Report a problem
        8/10/2013Price change$139,900-3.5%$56/sqft
        Source: Keller Williams - Saginaw #131945 Report a problem
        7/18/2013Price change$145,000-3.3%$58/sqft
        Source: Keller Williams - Saginaw #131945 Report a problem
        6/15/2013Listed for sale$150,000+11.8%$60/sqft
        Source: Visual Tour #131945 Report a problem
        8/6/2002Sold$134,200$54/sqft
        Source: Public Record Report a problem
        5/29/2002Sold$134,200$54/sqft
        Source: MiRealSource #20069048 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$2,497 +87.8%$91,100 +13.4%
        2023$1,330 $80,300 +13.3%
        2022-- $70,900 +7.1%
        2021$2,010 $66,200 +7.5%
        2020$2,010 -2.4%$61,600 +4.6%
        2018$2,061 +11.9%$58,900 -0.7%
        2017$1,842 $59,300 +7.2%
        2016$1,842 $55,300 -14.7%
        2014$1,842 -5.1%$64,800 +7.5%
        2013$1,941 $60,300 +6.9%
        2012-- $56,400 -2.4%
        2011-- $57,800 -5.7%
        2010-- $61,300 -5%
        2009-- $64,500 -8.9%
        2008-- $70,800 -8.1%
        2007-- $77,000 -0.4%
        2006-- $77,300 +1.2%
        2005-- $76,400 +10.2%
        2003-- $69,300 +3.3%
        2002$820 $67,100 +5.3%
        2001-- $63,700 +3.1%
        2000$711 $61,800

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,800/mo
        Principal & interest
        $1427
        Property taxes
        $373
        More affordability tools

          Climate risks

          Neighborhood: 48603

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Sherwood Elementary School
          • Middle: White Pine Middle School
          • High: Heritage High School
          • District: Saginaw Twp Community School

          Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Skip to the end of the carouselSkip to the beginning of the carousel

          Local experts in 48603

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel

            Nearby cities

            Nearby neighborhoods

            Nearby zip codes

            Other Saginaw Topics