Charming 1-bedroom, 1-bathroom home located in the heart of Waterloo! This move-in ready property offers a spacious living room filled with natural light and a cozy, functional kitchen perfect for everyday living. Recent updates include a brand-new furnace (2024), upgraded electrical wiring, and newer windows, flooring, and landscaping—all completed within the past two years. Step outside to enjoy the generous backyard, ideal for relaxing or entertaining, complete with a 10x12 storage shed for added convenience. Whether you’re a first-time buyer or looking to downsize, this home is a great opportunity to own a well-maintained property in a desirable location.
Active
Listing Provided by: Century 21 Advantage
Price cut: $11K (2/20)
$138,500
517 S Church St, Waterloo, IL 62298
1beds
775sqft
Est.:
Single Family Residence
Built in 1900
7,448.76 Square Feet Lot
$-- Zestimate®
$179/sqft
$-- HOA
What's special
Cozy functional kitchenGenerous backyardNatural light
- 290 days |
- 908 |
- 18 |
Zillow last checked: 7 hours ago
Listing updated: February 20, 2026 at 02:28pm
Listing Provided by:
Linda R Frierdich 618-281-7621,
Century 21 Advantage
Source: MARIS,MLS#: 25040693
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
Bathroom
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air, Electric
Features
- Built-in Features, Ceiling Fan(s)
- Flooring: Varies
- Basement: Cellar
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 775
- Total interior livable area: 775 sqft
- Finished area above ground: 775
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Off Street
Features
- Levels: One
- Pool features: None
Lot
- Size: 7,448.76 Square Feet
- Features: Level
Details
- Additional structures: Shed(s)
- Parcel number: 0725407012000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- Year built: 1900
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Hoeners 1st Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $89,160
- Annual tax amount: $1,847
- Date on market: 6/16/2025
- Cumulative days on market: 290 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Private
Estimated market value
Not available
Estimated sales range
Not available
$1,043/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/20/2026 | Price change | $138,500-7.4%$179/sqft |
Source:  MARIS #25040693 Report a problem | ||
| 1/9/2026 | Listed for sale | $149,500$193/sqft |
Source: MARIS #25040693 Report a problem | ||
| 12/18/2025 | Contingent | $149,500$193/sqft |
Source: MARIS #25040693 Report a problem | ||
| 12/4/2025 | Price change | $149,500-6.3%$193/sqft |
Source: MARIS #25040693 Report a problem | ||
| 10/1/2025 | Price change | $159,500-5.9%$206/sqft |
Source: MARIS #25040693 Report a problem | ||
| 7/23/2025 | Price change | $169,500-5.6%$219/sqft |
Source: MARIS #25040693 Report a problem | ||
| 6/16/2025 | Listed for sale | $179,500+111.2%$232/sqft |
Source: MARIS #25040693 Report a problem | ||
| 3/15/2024 | Sold | $85,000+194.1%$110/sqft |
Source: MARIS #24013319 Report a problem | ||
| 9/13/2011 | Sold | $28,900-52.6%$37/sqft |
Source: Public Record Report a problem | ||
| 2/24/2009 | Sold | $61,000-3%$79/sqft |
Source: Public Record Report a problem | ||
| 5/4/2008 | Listing removed | $62,900$81/sqft |
Source: NCI #2720830 Report a problem | ||
| 4/16/2008 | Price change | $62,900-10%$81/sqft |
Source: NCI #2720830 Report a problem | ||
| 1/18/2008 | Listed for sale | $69,900+249.5%$90/sqft |
Source: Visual Tour #2720830 Report a problem | ||
| 1/30/2006 | Sold | $20,000$26/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,858 +0.6% | $29,720 +0.8% |
| 2023 | $1,847 +102.5% | $29,470 +105.9% |
| 2022 | $912 | $14,310 |
| 2021 | -- | $14,310 |
| 2020 | -- | $14,310 |
| 2019 | -- | $14,310 +48.6% |
| 2018 | $650 | $9,630 -1.8% |
| 2017 | $650 | $9,803 +1.8% |
| 2016 | $650 +1.8% | $9,630 |
| 2015 | $639 +3.9% | $9,630 |
| 2014 | $615 | $9,630 |
| 2012 | $615 | $9,630 |
| 2011 | -- | $9,630 -56.2% |
| 2010 | -- | $22,000 +8.3% |
| 2009 | -- | $20,310 +2.9% |
| 2008 | -- | $19,740 +0.4% |
| 2007 | -- | $19,660 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$928/mo
Principal & interest
$732
Property taxes
$196
More affordability tools
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- 4/10Gardner Elementary SchoolGrades: 4-5Distance: 0.6 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.8 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 62298
- Illinois
- Monroe County
- Waterloo
- 62298
- 517 S Church St
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